How Much is Insurance for a Toyota Sequoia?

Average auto insurance rates for a Toyota Sequoia cost $1,454 a year, or around $121 a month. Finding Toyota Sequoia teenager insurance coverage can cost on average $5,314 a year, so shop around to find cheap rates.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 30, 2020

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Key takeaways:

  • Full coverage costs around $1,454 a year or $121 each month
  • A liability-only policy costs around $583 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,314 a year or $443 each month
  • Good drivers can save as much as $599 a year by earning policy discounts
  • Toyota Sequoia insurance costs around $65 less per year than the average vehicle

Toyota Sequoia insurance rates are slightly less than the average vehicle, though owners of an older Toyota Sequoia may choose to save money by choosing liability-only coverage which costs around $583 a year or $49 a month. Teenagers have the highest rates at about $5,314 a year or $443 a month.

Good drivers save up to $599 a year in policy discounts by practicing safe driver discounts. let’s look at Toyota Sequoia insurance rates, crash test ratings, and more.

You can start comparing quotes for Toyota Sequoia car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota Sequoia Insurance Cost

The average Toyota Sequoia car insurance costs are $1,454 a year or $121 a month.

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Are Toyota Sequoias Expensive to Insure?

The chart below details how Toyota Sequoia insurance rates compare to other SUVs like the Chevrolet Tahoe, Lincoln Navigator, and BMW X5.

Vehicle Comprehensive Collision Liability Total
Toyota Sequoia $332 $566 $398 $1,454
Chevrolet Tahoe $336 $532 $372 $1,398
Lincoln Navigator $356 $686 $398 $1,598
BMW X5 $444 $750 $372 $1,724
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Hyundai Santa Fe $294 $562 $372 $1,386
Jeep Cherokee $348 $626 $466 $1,640
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Sequoia Insurance?

Even though the average annual rate for the Toyota Sequoia is $1,454, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Toyota Sequoia.

Age of the Vehicle

Older Toyota Sequoia models generally cost less to insure. For example, car insurance rates for a 2018 Toyota Sequoia are $1,454, while 2010 Toyota Sequoia rates are $1,202, a difference of $252.

Model Year Comprehensive Collision Liability Total
2018 Toyota Sequoia $332 $566 $398 $1,454
2017 Toyota Sequoia $320 $552 $416 $1,446
2016 Toyota Sequoia $310 $530 $430 $1,428
2015 Toyota Sequoia $292 $512 $442 $1,404
2014 Toyota Sequoia $282 $474 $452 $1,366
2013 Toyota Sequoia $270 $446 $456 $1,330
2012 Toyota Sequoia $258 $400 $460 $1,276
2011 Toyota Sequoia $242 $368 $460 $1,228
2010 Toyota Sequoia $234 $346 $464 $1,202
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Driver Age

Driver age can have a significant impact on the cost of Toyota Sequoia auto insurance. For example, 20-year-old drivers pay approximately $1,778 each year for their Toyota Sequoia auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Toyota Sequoia insurance rates. For example, drivers in Los Angeles may pay $1,250 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your Toyota Sequoia car insurance rates. Teens and drivers in their 20’s see the highest jump in their Toyota Sequoia car insurance with violations on their driving record.

Toyota Sequoia Crash Test Ratings

Not only do good Toyota Sequoia crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Toyota Sequoia auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Toyota Sequoia SUV 4WD N/R N/R N/R 4 stars
2019 Toyota Sequoia SUV 2WD N/R N/R N/R 4 stars
2018 Toyota Sequoia SUV 4WD N/R N/R N/R 4 stars
2018 Toyota Sequoia SUV 2WD N/R N/R N/R 4 stars
2017 Toyota Sequoia SUV 4WD N/R N/R N/R 4 stars
2017 Toyota Sequoia SUV 2WD N/R N/R N/R 4 stars
2016 Toyota Sequoia SUV 4WD N/R N/R N/R 4 stars
2016 Toyota Sequoia SUV 2WD N/R N/R N/R 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota Sequoia Safety Features

The numerous safety features of the Toyota Sequoia help contribute to lower insurance rates. The 2020 Toyota Sequoia has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Front Tow Hooks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Cross-Traffic Alert

Toyota Sequoia Insurance Loss Probability

Insurance loss probability on the Toyota Sequoia fluctuates between each type of coverage. The lower percentage means lower Toyota Sequoia car insurance rates; higher percentages mean higher Toyota Sequoia auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -30%
Property Damage 3%
Comprehensive -20%
Personal Injury -43%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Toyota Sequoia Finance and Insurance Cost

If you are financing a Toyota Sequoia, most lenders will require your carry higher Toyota Sequoia coverages including comprehensive coverage, so be sure to compare Toyota Sequoia car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Toyota Sequoia Insurance

Save more on your Toyota Sequoia car insurance rates. Take a look at the following five strategies that will get you the best Toyota Sequoia auto insurance rates possible.

  • Understand that Your Insurer Can Change Your Toyota Sequoia Auto Insurance Rates Mid-Term for Other Reasons
  • Move to the Countryside
  • Consider Ride Sharing Services to Lower Your Toyota Sequoia Mileage
  • Use a Service Like Turo to Rent Out Your Toyota Sequoia
  • Provide Your Toyota Sequoia VIN When Requesting Toyota Sequoia Auto Insurance Quotes

Top Toyota Sequoia Insurance Companies

Who is the top car insurance company for Toyota Sequoia insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Sequoia auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Sequoia offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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