Compare Honda Odyssey Insurance Rates [Everything You Need to Know]

If you want to buy affordable Honda Odyssey insurance coverage then you should know that a policy will cost $112 per month ($1,342 per year) on average. Finding Honda Odyssey teenager insurance rates can cost on average $4,905 a year, so shop around to find cheap coverage.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 7, 2020

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Key Takeaways:

  • Full coverage costs around $1,342 a year or $112 each month
  • A liability-only policy costs around $538 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,905 a year or $409 each month
  • Good drivers can save as much as $553 a year by earning policy discounts
  • Honda Odyssey insurance costs around $177 less per year than the average vehicle

The best way to get an idea of how much Honda Odyssey car insurance rates might cost is by looking at the average amount people are currently paying. Based on drivers across the country, the median Honda Odyssey rates cost $1,342 a year or $112 each month. We have put this article together so you can see exactly how Honda Odyssey car insurance rates are determined in an easy-to-follow format.

You can start comparing quotes for Honda Odyssey car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda Odyssey Insurance Cost

The average Honda Odyssey car insurance rates are $1,342 a year or $112 a month.

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Are Honda Odysseys Expensive to Insure?

The chart below details how Honda Odyssey insurance rates compare to other vans like the Dodge Grand Caravan, Kia Sedona, and Chrysler Pacifica.

Vehicle Comprehensive Collision Liability Total
Honda Odyssey $280 $532 $372 $1,342
Dodge Grand Caravan $308 $438 $372 $1,276
Kia Sedona $282 $448 $338 $1,204
Chrysler Pacifica $348 $532 $316 $1,332
Toyota Sienna $294 $532 $372 $1,356
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Odyssey Insurance?

The Honda Odyssey trim and model you choose can impact the total price you will pay for Honda Odyssey auto insurance coverage.

Age of the Vehicle

Older Honda Odyssey models generally cost less to insure. For example, auto insurance for a 2020 Honda Odyssey costs $1,342, while 2010 Honda Odyssey insurance costs are $1,112, a difference of $230.

Model Year Comprehensive Collision Liability Total
2020 Honda Odyssey $280 $532 $372 $1,342
2019 Honda Odyssey $268 $512 $390 $1,328
2018 Honda Odyssey $256 $506 $398 $1,318
2017 Honda Odyssey $248 $494 $416 $1,316
2016 Honda Odyssey $240 $474 $430 $1,302
2015 Honda Odyssey $226 $458 $442 $1,284
2014 Honda Odyssey $218 $424 $452 $1,252
2013 Honda Odyssey $208 $400 $456 $1,222
2012 Honda Odyssey $200 $358 $460 $1,176
2011 Honda Odyssey $188 $330 $460 $1,136
2010 Honda Odyssey $180 $310 $464 $1,112
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Driver Age

Driver age can have a significant effect on Honda Odyssey car insurance rates. For example, 30-year-old drivers pay $59 more for Honda Odyssey car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Honda Odyssey insurance rates. For example, drivers in Phoenix may pay $738 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Honda Odyssey auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Odyssey car insurance with violations on their driving record.

Honda Odyssey Safety Ratings

Your Honda Odyssey car insurance rates are tied to the safety ratings of the Honda Odyssey. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Honda Odyssey Crash Test Ratings

Honda Odyssey crash test ratings will affect your Honda Odyssey car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
2018 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
2017 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
2016 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda Odyssey Safety Features

Having a variety of safety features on your Honda Odyssey can help lower your Honda Odyssey insurance costs. The Honda Odyssey’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Honda Odyssey Insurance Loss Probability

Insurance loss probability on the Honda Odyssey fluctuates between each type of coverage. The lower percentage means lower Honda Odyssey car insurance rates; higher percentages mean higher Honda Odyssey auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -22%
Property Damage -17%
Comprehensive -25%
Personal Injury -18%
Medical Payment -22%
Bodily Injury -29%
Source: Insurance Institute for Highway Safety
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Honda Odyssey Finance and Insurance Cost

When financing a Honda Odyssey, most lenders will require your carry higher Honda Odyssey coverage options including comprehensive coverage, so be sure to shop around and compare Honda Odyssey car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Honda Odyssey Insurance

Although it may seem like your Honda Odyssey car insurance rates are set, there are a few measures that you can take to secure the best Honda Odyssey car insurance rates possible. Take a look at the following five ways to save on Honda Odyssey auto insurance.

  • Get a Plan with Only Liability Coverage If You’re Driving an Older Honda Odyssey
  • Move to an Area with Better Weather
  • Ask About Loyalty Discounts
  • Ask About Retiree Discounts
  • Buy Winter Tires for Your Honda Odyssey

Top Honda Odyssey Insurance Companies

Several insurance companies offer competitive rates for the Honda Odyssey based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Honda Odyssey drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda Odyssey Insurance Quotes Online

Save money by comparing Honda Odyssey insurance rates with free quotes online now!

Read on to learn all about car insurance for the Honda Odyssey and then be sure to enter your ZIP code in above for a FREE Honda Odyssey car insurance quote comparison!

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Car Insurance Friendly Features of the Honda Odyssey

The Honda Odyssey insurance costs are directly affected by the safety features built into the vehicle.

The following features make it one of the safest vans on the market:

  • Front and side airbags
  • 3-point passenger restraint system
  • Energy absorbing impact zones

The Odyssey also takes additional steps to help avoid an accident altogether with anti-lock braking systems and traction control systems.

All of these features combine to reduce the overall risk of injuries in the event of an accident, therefore reducing the risk factor as a whole.

The safety features weigh in heavily with insurance providers when extending coverage to any vehicle.

Honda Odyssey Car Insurance Safety Ratings

The typical insurance costs for a Honda Odyssey depend, in a large part, on its rating from the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA).

These ratings are reflections of the vehicle’s performance in front and side impact testing, and insurance companies use this information directly when calculating risk levels.

The Honda Odyssey has the top rating from the IIHS and a 5-star rating with the NHTSA, making its initial risk factors very low which translates to lower overall insurance rates for the driver.

Honda Odyssey Car Insurance Rates

While any insurance rate will depend mostly upon the driver’s record, history of coverage, and location, the Honda Odyssey is a sure bet for a lower starting rate.

The Odyssey comes in a wide variety of models, and each model will need to be evaluated individually to get a realistic estimate of the costs you can expect.

Overall, the Honda Odyssey is a great choice for lower insurance costs.

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 Additions to my Honda Odyssey that will Save Money

In most cases, after-market additions to any vehicle do not tend to create any cost savings opportunities.

If you are looking to add any features to help the minivan become safer, consider taking it to a Honda dealer and getting any work done there.

For example, if you add a manufacturer’s installed alarm system, you might receive a small reduction on your entire insurance premium, such as 5 to 10 percent.

In addition, you can add vehicle identification number etching, which helps keep identification on your car in the event it is stolen.

Are there car insurance discounts that I can receive with my Honda Odyssey?

It is best to contact your insurance company directly and inquire if there are any discounts for which you qualify.

For example, if you have your Odyssey insured with a certain company, you may be eligible for a discount if you insure another vehicle or even your home with the same company.

Consider taking a defensive driver course, as that could save you 10 percent on your total premium cost as well as take points off of your license.

Finally, be sure to take care of your Honda Odyssey, and make sure you are following the manufacturer’s recommended maintenance schedule.

Honda Odyssey Car Insurance Quotes

To compare FREE insurance rates for the Honda Odyssey just enter your ZIP below to start right now!

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