Kia Sorento Insurance Quotes [How to Find Cheap Rates]

Auto insurance rates for a Kia Sorento average $1,414 a year, or around $118 a month. Shop around to find cheap Kia Sorento insurance rates. On average, Kia Sorento comprehensive insurance coverage costs $344, collision coverage costs $503, and liability coverage costs $399.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

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Reviewed byJoel Ohman
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UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,414 a year or $118 each month
  • A liability-only policy costs around $567 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,168 a year or $431 each month
  • Good drivers can save as much as $583 a year by earning policy discounts
  • Kia Sorento insurance costs around $105 less per year than the average vehicle

Kia Sorento insurance rates average $1,414 a year or $118 a month in full coverage. Good drivers can save up to $583 a year in policy discounts by practicing safe driving habits. Let’s take a quick look at Kia Sorento insurance rates, crash test ratings, and more.

You can start comparing quotes for Kia Sorento car insurance rates from some of the best car insurance companies by using our free online tool now.

Kia Sorento Insurance Cost

The average Kia Sorento auto insurance costs are $1,414 a year or $118 a month.

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Are Kia Sorentos Expensive to Insure?

The chart below details how Kia Sorento insurance rates compare to other SUVs like the Ford Flex, Mercedes-Benz GLS 450, and Jeep Grand Cherokee.

VehicleComprehensiveCollisionLiabilityTotal
Kia Sorento$322$562$372$1,414
Ford Flex$332$566$398$1,454
Mercedes-Benz GLS 450$458$894$398$1,908
Jeep Grand Cherokee$322$562$372$1,414
Audi Q3$344$686$398$1,586
Jeep Compass$294$500$372$1,324
Honda Pilot$336$470$372$1,336

However, there are a few things you can do to find the cheapest Kia insurance rates online.

What Impacts the Cost of Kia Sorento Insurance?

You might have noticed that there is a multitude of factors that impact Kia Sorento car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Kia Sorento.

Age of the Vehicle

The average Kia Sorento car insurance rates are higher for newer models. For example, car insurance for a 2020 Kia Sorento costs $1,414, while 2011 Kia Sorento insurance costs are $1,182, a difference of $232.

Model YearComprehensiveCollisionLiabilityTotal
2020 Kia Sorento$322$562$372$1,414
2019 Kia Sorento$306$542$390$1,396
2018 Kia Sorento$294$536$398$1,386
2017 Kia Sorento$284$524$416$1,382
2016 Kia Sorento$274$502$430$1,364
2015 Kia Sorento$260$484$442$1,344
2014 Kia Sorento$250$450$452$1,310
2013 Kia Sorento$240$424$456$1,278
2012 Kia Sorento$230$380$460$1,228
2011 Kia Sorento$214$350$460$1,182

Driver Age

Driver age can have a significant impact on Kia Sorento auto insurance rates. For example, 20-year-old drivers pay approximately $1,730 more each year for their Kia Sorento auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Kia Sorento insurance rates. For example, drivers in New York may pay $368 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Kia Sorento auto insurance. Teens and drivers in their 20’s see the highest jump in their Kia Sorento auto insurance rates with violations on their driving record.

Kia Sorento Safety Ratings

Your Kia Sorento car insurance rates are tied to the safety ratings of the Kia Sorento. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Kia Sorento Crash Test Ratings

If the Kia Sorento crash test ratings are good, you could have lower Kia Sorento car insurance rates. See Kia Sorento crash test results below:

Vehicle TestedOverallFrontalSideRollover
2020 Kia Sorento SUV FWD5 stars5 stars5 stars4 stars
2020 Kia Sorento SUV AWD5 stars5 stars5 stars4 stars
2019 Kia Sorento SUV FWD5 stars5 stars5 stars4 stars
2019 Kia Sorento SUV AWD5 stars5 stars5 stars4 stars
2018 Kia Sorento SUV FWD5 stars5 stars5 stars4 stars
2018 Kia Sorento SUV AWD5 stars5 stars5 stars4 stars
2017 Kia Sorento SUV FWD5 stars5 stars5 stars4 stars
2017 Kia Sorento SUV AWD5 stars5 stars5 stars4 stars
2016 Kia Sorento SUV FWD5 stars5 stars5 stars4 stars
2016 Kia Sorento SUV AWD5 stars5 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Kia Sorento Safety Features

Kia Sorento safety features can lower the cost of your insurance. The safety features for the 2020 Kia Sorento include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Kia Sorento Insurance Loss Probability

The Kia Sorento’s insurance loss probability varies between different coverage types. The lower percentage means lower Kia Sorento auto insurance costs; higher percentages mean higher Kia Sorento auto insurance costs.

Insurance Coverage CategoryLoss Rate
Collision-20%
Property Damage-14%
Comprehensive-18%
Personal Injury10%
Medical Payment11%
Bodily Injury-6%
Source: Insurance Institute for Highway Safety

Kia Sorento Finance and Insurance Cost

If you are financing a Kia Sorento, you will pay more if you purchase Kia Sorento auto insurance at the dealership, so be sure to shop around and compare Kia Sorento auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Kia Sorento Insurance

If you want to reduce the cost of your Kia Sorento insurance rates, follow these tips below:

  • Be Picky About Who Drives Your Kia Sorento
  • Take a Refresher Course as an Older Driver
  • Ask About Usage-Based Insurance for Your Kia Sorento
  • Ask About a Student Away from Home Discount
  • Consider Kia Sorento Insurance Costs Before Buying a Kia Sorento

Top Kia Sorento Insurance Companies

Several insurance companies offer competitive rates for the Kia Sorento based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Kia Sorento drivers organized by market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Kia Sorento Insurance Quotes Online

Start comparing Kia Sorento auto insurance quotes for free by using our FREE online comparison tool.
Car insurance rates can range from outrageously priced to insanely good deals. There is no question that insurance is essential to getting your new car on the road and running well. With so many vehicles on the roads today, insurance is a no-brainer.

You’ve just spent a great deal of money buying your dream car; it only makes sense to make sure that it’s insured to the fullest in case an accident happens.

To find out what Kia Sorento insurance cost, enter you ZIP code in the above FREE tool and start saving!

An essential element to finding the right car insurance for your new Sorento is shopping around and comparing insurance rates.

Different insurance companies offer rates and discounts based on a number of different variables including:

  • your age
  • your marital status
  • your past driving history
  • your school experience
  • the type of car you’re driving

It’s important to ensure that you’re getting the best deal possible when looking for car insurance.

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Enter your zip code below to view companies that have cheap auto insurance rates.

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The Kia Sorento’s Safety Features Decrease Auto Insurance Costs

There are many things about your new Kia Sorento that can assist in lowering your insurance rates. Many of the redesigned features that Kia has installed in the Sorento are designed with safety and efficiency in mind.

Insurance providers are going to look closely at all of these factors, so it’s best that you know the features of your Sorento that are going to help you and the ones (if any) that are going to hurt you.

Keep track of these details will allow you to save on your Kia Sorento insurance rates! The Kia Sorento is full of features that are going to assist you in lowering your car insurance rate including:

  • Electronic Stability Control (ESC) which allows the driver to maintain stability even in difficult weather situations.
  • Four-wheel Anti-Lock Brakes.
  • Side impact door beams reinforcing every side door to ensure that during a crash your passengers are protected.
  • Tire Pressure Monitoring System (TPMS) located at every wheel to ensure that you know when your tires are low on pressure. If a tire reaches low pressure, a warning light on the dashboard will alert you.
  • Advanced Airbag System.
  • Side Curtain Airbags on the first and second row.
  • Front active headrests that move on impact to reduce the effects of whiplash.
  • Child-Seat Latch System in the back seat making it easier and more secure to strap in child safety seats.
  • Front and rear three-point seat belts.
  • Hill Assist Control to keep the vehicle from rolling downhill, but disengages as soon as the vehicle begins to accelerate again.
  • Brake Assist System for emergency stopping.
  • Rear child safety door locks to keep your more precious cargo safe.

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What Are Some Optional Kia Sorento Safety Features?

Features can also be added when purchasing your Kia Sorento that will help lower your auto insurance rate by increasing your safety while driving.

If your looking for insurance rates, take the time to compare all of the options on auto quotes!

Some simple comparing will help you find features and car insurance rates on a Kia Sorento. Some of these features include:

  • Fog lights
  • Wheel locks
  • Rearview Back-up Camera to ensure that the driver can see everything behind the vehicle
  • Auto-dimming rear-view mirror
  • Electric windshield de-icer
  • Back-up warning system that allows others to know when the vehicle is backing up

How Do I Find Kia Sorento Auto Insurance Rates?

Auto insurance companies also look at driving records and the age of the main driver when considering the rate of insurance.

Your auto insurance can differ from region to region and from person to person so it’s vitally important that you shop around and compare several quotes before deciding on the insurance that’s right for you and your vehicle.

No matter your circumstance, our ZIP code search will help you find insurance for a Kia Sorento!

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