How much is insurance for a Lincoln MKX?

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Joel Ohman
Founder, CFP®

UPDATED: Dec 6, 2016

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Here's what you need to know...
  • The Lincoln MKX is new, expensive, sporty, and luxurious vehicle
  • There are some standard safety features that can qualify you for a reduction on insurance
  • Be sure to find out about who is going to give you safety discounts for the newly installed equipment

If you’ve just purchased a Lincoln MKX new or pre-owned,  you’re probably wondering how much insurance will be.

The Lincoln MKX is a vehicle that is expensive to purchase and even more expensive to insure.

The Lincoln MKX is considered a sporty, luxurious vehicle that comes with safety features as well as new advanced technology that can provide extra discounts on car insurance.

Use our FREE quote tool to find rates on insurance for your Lincoln MKX. Just enter your ZIP code today!

What standard safety features may reduce the car insurance cost for a Lincoln MKX?


The Lincoln MKX comes equipped with safety features that may help you reduce the cost of your car insurance:

  • Advance Trac – an enhanced stability system that now comes with roll stability control
  • Intelligent All Wheel Drive – utilizes technology to help a driver maintain control of the car if any wheel slip is detected
  • The My Key – remote for your car allows you to program how fast your car will go and how loud your radio will play

Since technology is constantly changing, especially when it comes to the safety features of cars, it is a good idea to review new safety features with your car insurance agent.

Even if you don’t qualify for an additional discount with the new Lincoln MKX safety devices, you should be able to get a discount for the traditional safety features.

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Do certified pre-owned Lincoln MKX cars qualify for a discount?

Getting a certified pre-owned Lincoln MKX car does not automatically qualify you for a reduced car insurance rate. Your car insurance may be lower if your car is pre-owned because it may be an older make or model car.

Since the Lincoln MKX is a brand new car it is going to be hard to find one that is pre-owned.

However, many people lease brand new cars and then turn them in for a different car when their lease is over. Depending on how long someone leases the Lincoln MKS, you may be able to buy one that has been pre-driven.

Pre-owned certified cars usually come with any remaining warranty. You may also be able to buy an extended warranty.

Can I use my new Lincoln MKX to qualify for a multi-policy discount?


If you are keeping your eye out for the new Lincoln MKX, it is now in production for 2011. You can order your new car directly from a Lincoln dealer.

You can lower your car insurance for your new Lincoln MKX by adding it to your policy as a second vehicle.

The new car will actually have its own policy, but your car insurance company will extend to you a multi-car discount and reduce your rate for both your new Lincoln MKX and your older car.

If you have homeowners insurance, condo insurance, or renters insurance, then you can use the same insurance company to provide you with car insurance and benefit from a multi-policy discount.

Enter your ZIP code now to get instant car insurance quotes for your new Lincoln MKX!

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