Lincoln MKX Insurance Rates: How much is Lincoln MKX car insurance?

The average Lincoln MKX car insurance rates are $121/month. Get cheap Lincoln MKX car insurance rates by purchasing one with advanced safety features like Advance Trac and Intelligent All Wheel Drive. Shop around to find cheap Lincoln MKX insurance rates.

Free Car Insurance Comparison

secured lock Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 20, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • The average Lincoln MKX car insurance rates are $121/month
  • A liability-only policy costs around $580 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,285 a year or $440 each month
  • Good drivers can save as much as $596 a year by earning policy discounts
  • Lincoln MKX insurance costs around $73 less per year than the average vehicle
  • The Lincoln MKX is a new, expensive, sporty, and luxurious vehicle
  • There are some standard safety features that can qualify you for a reduction on insurance
  • Be sure to find out about who is going to give you safety discounts for the newly installed equipment

influence Lincoln MKX rates include the age and location of the driver, along with the model year of the SUV.

If you want to learn more about Lincoln MKX insurance rates to help you in your search for the right policy, keep reading through this helpful guide.

You can start comparing quotes for Lincoln MKX car insurance rates from some of the best car insurance companies by using our free online tool now.

Lincoln MKX Insurance Cost

The average Lincoln MKX car insurance costs are $1,446 a year or $121 a month.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Are Lincoln MKXs Expensive to Insure?

The chart below details how Lincoln MKX insurance rates compare to other crossovers like the Mazda CX-3, Cadillac XT4, and Infiniti QX30.

Vehicle Comprehensive Collision Liability Total
Lincoln MKX $294 $596 $398 $1,446
Mazda CX-3 $308 $500 $372 $1,338
Cadillac XT4 $362 $656 $316 $1,470
Infiniti QX30 $344 $686 $398 $1,586
BMW X6 $432 $834 $398 $1,822
Ford EcoSport $280 $500 $372 $1,310
Lexus RX 450h $390 $718 $420 $1,708
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Lincoln insurance rates online.

What Impacts the Cost of Lincoln MKX Insurance?

The Lincoln MKX trim and model you choose can impact the total price you will pay for Lincoln MKX auto insurance coverage.

Age of the Vehicle

The average Lincoln MKX auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Lincoln MKX cost $1,446, while 2010 Lincoln MKX rates are $1,192, a difference of $254.

Model Year Comprehensive Collision Liability Total
2018 Lincoln MKX $294 $596 $398 $1,446
2017 Lincoln MKX $284 $582 $416 $1,440
2016 Lincoln MKX $274 $558 $430 $1,420
2015 Lincoln MKX $260 $538 $442 $1,398
2014 Lincoln MKX $250 $500 $452 $1,360
2013 Lincoln MKX $240 $470 $456 $1,324
2012 Lincoln MKX $230 $422 $460 $1,270
2011 Lincoln MKX $214 $388 $460 $1,220
2010 Lincoln MKX $206 $364 $464 $1,192
Compare RatesStart Now →

Driver Age

Driver age can have a significant effect on Lincoln MKX car insurance rates. As an example, a 30-year-old driver pays around $64 more each year for their Lincoln MKX car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Lincoln MKX insurance rates. For example, drivers in Los Angeles may pay $535 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on your Lincoln MKX car insurance rates. Teens and drivers in their 20’s see the highest jump in their Lincoln MKX car insurance with violations on their driving record.

Lincoln MKX Safety Ratings

Your Lincoln MKX car insurance rates are influenced by the safety ratings of the Lincoln MKX. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Lincoln MKX Crash Test Ratings

Good Lincoln MKX crash test ratings can lower your Lincoln MKX auto insurance rates. See Lincoln MKX crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2018 Lincoln MKX SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Lincoln MKX SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Lincoln MKX SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Lincoln MKX SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Lincoln MKX SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Lincoln MKX SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Lincoln MKX Safety Features

Having a variety of safety features on your Lincoln MKX can help lower your insurance costs. According to AutoBlog, the 2020 Lincoln MKX’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Lincoln MKX Insurance Loss Probability

The Lincoln MKX’s insurance loss probability varies between different coverage types. The lower percentage means lower Lincoln MKX auto insurance costs; higher percentages mean higher Lincoln MKX auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -23%
Property Damage -20%
Comprehensive -33%
Personal Injury -34%
Medical Payment -19%
Bodily Injury -22%
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Lincoln MKX Finance and Insurance Cost

If you are financing a Lincoln MKX, most lenders will require your carry higher Lincoln MKX coverages including comprehensive coverage, so be sure to compare Lincoln MKX car insurance rates from the best companies using our FREE tool below.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Ways to Save on Lincoln MKX Insurance

Drivers can end up saving more money on their Lincoln MKX car insurance rates by employing any one of the following strategies.

  • Ask About Welcome Discounts
  • Compare Apples to Apples When Comparing Lincoln MKX Insurance Quotes and Policies
  • Buy Your Lincoln MKX with Cash, or Get a Shorter-Term Loan
  • Get a Plan with Only Liability Coverage If You’re Driving an Older Lincoln MKX
  • Improve Your Credit Score

Top Lincoln MKX Insurance Companies

Who is the best company for Lincoln MKX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lincoln MKX insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lincoln MKX offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Lincoln MKX Insurance Quotes Online

Start comparing Lincoln MKX car insurance quotes for free by using our convenient online comparison tool.

If you’ve just purchased a Lincoln MKX new or pre-owned,  you’re probably wondering how much Lincoln NKX insurance will be.

The Lincoln MKX is a vehicle that is expensive to purchase and even more expensive to insure.

The Lincoln MKX is considered a sporty, luxurious vehicle that comes with safety features as well as new advanced technology that can provide extra discounts on car insurance.

Use our FREE quote tool to find rates on insurance for your Lincoln MKX. Just enter your ZIP code today!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

What standard safety features may reduce the car insurance cost for a Lincoln MKX?

The Lincoln MKX comes equipped with safety features that may help you reduce the cost of your car insurance:

  • Advance Trac – an enhanced stability system that now comes with roll stability control
  • Intelligent All Wheel Drive – utilizes technology to help a driver maintain control of the car if any wheel slip is detected
  • The My Key – remote for your car allows you to program how fast your car will go and how loud your radio will play

Since technology is constantly changing, especially when it comes to the safety features of cars, it is a good idea to review new safety features with your car insurance agent.

Even if you don’t qualify for an additional discount with the new Lincoln MKX safety devices, you should be able to get a discount for the traditional safety features.

Do certified pre-owned Lincoln MKX cars qualify for a discount?

Getting a certified pre-owned Lincoln MKX car does not automatically qualify you for a reduced car insurance rate. Your car insurance may be lower if your car is pre-owned because it may be an older make or model car.

Since the Lincoln MKX is a brand new car it is going to be hard to find one that is pre-owned.

However, many people lease brand new cars and then turn them in for a different car when their lease is over. Depending on how long someone leases the Lincoln MKS, you may be able to buy one that has been pre-driven.

Pre-owned certified cars usually come with any remaining warranty. You may also be able to buy an extended warranty.

Can I use my new Lincoln MKX to qualify for a multi-policy discount?

If you are keeping your eye out for the new Lincoln MKX, it is now in production for 2011. You can order your new car directly from a Lincoln dealer.

You can lower your car insurance for your new Lincoln MKX by adding it to your policy as a second vehicle.

The new car will actually have its own policy, but your car insurance company will extend to you a multi-car discount and reduce your rate for both your new Lincoln MKX and your older car.

If you have homeowners insurance, condo insurance, or renters insurance, then you can use the same insurance company to provide you with car insurance and benefit from a multi-policy discount.

Enter your ZIP code now to get instant car insurance quotes for your new Lincoln MKX!



Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption