Car Insurance in Reno, Nevada

Car insurance requirements in Reno, NV follow state minimum guidelines for coverage: $15,000 bodily injury for one person, $30,000 bodily injury for two or more people, and $10,000 property damage.

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UPDATED: May 29, 2020

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Here's what you need to know...
  • Car insurance requirements differ from state to state and sometimes from area to area
  • Several key factors are considered by insurance companies when deciding an individual’s insurance cost
  • The requirements for minimum car insurance coverage in Reno are the same as in the state of Nevada

There are several important things to know about car insurance before one can make a useful car insurance comparison.

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What are the minimum car insurance requirements in Nevada?

When it comes time to register your vehicle, you must present a Nevada Evidence of Insurance Card.

You must purchase insurance from a company that is legally qualified to sell insurance in the state of Nevada.

The minimum insurance required is called liability insurance and some of the minimum requirements in Reno include:

  • $15,000 bodily injury/death for one person per accident
  • $30,000 bodily injury/death for two+ persons per accident
  • $10,000 destruction/injury to property belonging to others per accident

Nevada has a LIVE verification system that concerns itself only with liability insurance and not comprehensive or collision or other types of coverage.

You must make available the name of the insurance company, the policy number, and the effective date as well as the expiration date which helps to verify the coverage.

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Reno Auto Insurance Laws

Some of the Reno car insurance laws can be quite strict if you violate them.

If your insurance coverage lapses even for one day, you may lose your registration and will be fined a minimum of $250 for reinstatement.

When asked to present proof of insurance, at least one name on the policy should match the driver of the vehicle.

Those new to looking for Nevada car insurance must be sure their insurance qualifies for the state of Nevada and Reno. Insurance from other states is not valid.

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Companies Offering Auto Insurance in Reno

Those living in Reno have their selection of several well-known car insurance companies like:

  • State Farm Insurance
  • Farmer’s Insurance
  • Allstate Insurance
  • AAA Insurance
  • Liberty Mutual

It should be noted that not all Reno car insurance companies are the same.

What is the cheapest car insurance in Nevada?

In order to get the right rate and the best coverage for car insurance in Reno, you should do a rate comparison using the same values for each company you compare.

Although any agency you choose will be happy to share information with you about other companies, auto insurance agents are paid by commission.

You should be sure that you are objective and decide for yourself what is best for you.

Selecting car insurance for your life in Reno will be a breeze if you use our free zip code search to compare quotes online.

Whether you are just becoming a new driver in Reno or have had Reno car insurance coverage for many years, you can start your FREE comparison search now!

References:

  1. http://dmvnv.com/insurance.htm
  2. http://www.dmvnv.com/nvregreq.htm
  3. https://www.statefarm.com/
  4. https://www.allstate.com/
  5. https://www.libertymutual.com/

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