Car Insurance in Reno, Nevada
Car insurance requirements in Reno, NV follow state minimum guidelines for coverage: $15,000 bodily injury for one person, $30,000 bodily injury for two or more people, and $10,000 property damage.
Free Car Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Jan 20, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- Car insurance requirements differ from state to state and sometimes from area to area
- Several key factors are considered by insurance companies when deciding an individual’s insurance cost
- The requirements for minimum car insurance coverage in Reno are the same as in the state of Nevada
Compare quotes today for FREE using our search tool by entering your ZIP code above!
What are the minimum car insurance requirements in Nevada?
When it comes time to register your vehicle, you must present a Nevada Evidence of Insurance Card.
You must purchase insurance from a company that is legally qualified to sell insurance in the state of Nevada.
The minimum insurance required is called liability insurance and some of the minimum requirements in Reno include:
- $15,000 bodily injury/death for one person per accident
- $30,000 bodily injury/death for two+ persons per accident
- $10,000 destruction/injury to property belonging to others per accident
Nevada has a LIVE verification system that concerns itself only with liability insurance and not comprehensive or collision or other types of coverage.
You must make available the name of the insurance company, the policy number, and the effective date as well as the expiration date which helps to verify the coverage.
Monthly Reno, NV Car Insurance Rates by ZIP Code
Check out the monthly Reno, NV auto insurance rates by ZIP Code below:
Reno, NV Car Insurance Rates by Company vs. City Average
Which Reno, NV auto insurance company has the cheapest rates? And how do those rates compare against the average Nevada auto insurance company rates? We’ve got the answers below.
The Cheapest Reno, NV Car Insurance Rates by Credit Score
Your credit score will play a major role in your Reno auto insurance rates unless you live in these states where discrimination based on credit is not allowed: California, Hawaii, Massachusetts, and North Carolina. Find the cheapest Reno, NV auto insurance rates by credit score below.
Reno, NV Car Insurance Rates vs. Top US Metro Car Insurance Rates
You might find yourself asking how does my Reno, NV stack up against other top metro auto insurance rates? We’ve got your answer below.
The Cheapest Reno, NV Car Insurance Rates by Coverage Level
Your coverage level will play a major role in your Reno auto insurance rates. Find the cheapest Reno, NV auto insurance rates by coverage level below:
Average Monthly Car Insurance Rates by Age & Gender in Reno, NV
These states no longer using gender to calculate your auto insurance rates — Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania. But age is still a significant factor because young drivers are often considered high-risk. Nevada does use gender, so check out the average monthly auto insurance rates by age and gender in Reno, NV.
Reno, NV Car Insurance Rates by Company and Age
Reno, NV auto insurance rates by company and age is an essential comparison because the top auto insurance company for one age group may not be the best company for another age group.
The Cheapest Reno, NV Car Insurance Rates by Driving Record
Your driving record will play a major role in your Reno auto insurance rates. For example, other factors aside, a Reno, NV DUI may increase your auto insurance rates 40 to 50 percent. Find the cheapest Reno, NV auto insurance rates by driving record.
Factors Affecting Car Insurance Rates in Reno, NV
Factors affecting auto insurance rates in Reno, NV may include your commute, coverage level, tickets, DUIs, and credit. Controlling these factors will help you maintain cheap Reno, Nevada auto insurance.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Reno Auto Insurance Laws
Some of the Reno car insurance laws can be quite strict if you violate them.
If your insurance coverage lapses even for one day, you may lose your registration and will be fined a minimum of $250 for reinstatement.
When asked to present proof of insurance, at least one name on the policy should match the driver of the vehicle.
Those new to looking for Nevada car insurance must be sure their insurance qualifies for the state of Nevada and Reno. Insurance from other states is not valid.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Companies Offering Auto Insurance in Reno
Those living in Reno have their selection of several well-known car insurance companies like:
- State Farm Insurance
- Farmer’s Insurance
- Allstate Insurance
- AAA Insurance
- Liberty Mutual
It should be noted that not all Reno car insurance companies are the same.
What is the cheapest car insurance in Nevada?
In order to get the right rate and the best coverage for car insurance in Reno, you should do a rate comparison using the same values for each company you compare.
Although any agency you choose will be happy to share information with you about other companies, auto insurance agents are paid by commission.
You should be sure that you are objective and decide for yourself what is best for you.
Selecting car insurance for your life in Reno will be a breeze if you use our free zip code search to compare quotes online.
Whether you are just becoming a new driver in Reno or have had Reno car insurance coverage for many years, you can start your FREE comparison search now!