Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 20, 2021

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Here's what you need to know...

  • Car insurance requirements differ from state to state and sometimes from area to area
  • Several key factors are considered by insurance companies when deciding an individual’s insurance cost
  • The requirements for minimum car insurance coverage in Reno are the same as in the state of Nevada

There are several important things to know about car insurance before one can make a useful car insurance comparison.

Compare quotes today for FREE using our search tool by entering your ZIP code above!

What are the minimum car insurance requirements in Nevada?

When it comes time to register your vehicle, you must present a Nevada Evidence of Insurance Card.

You must purchase insurance from a company that is legally qualified to sell insurance in the state of Nevada.

The minimum insurance required is called liability insurance and some of the minimum requirements in Reno include:

  • $15,000 bodily injury/death for one person per accident
  • $30,000 bodily injury/death for two+ persons per accident
  • $10,000 destruction/injury to property belonging to others per accident

Nevada has a LIVE verification system that concerns itself only with liability insurance and not comprehensive or collision or other types of coverage.

You must make available the name of the insurance company, the policy number, and the effective date as well as the expiration date which helps to verify the coverage.

Monthly Reno, NV Car Insurance Rates by ZIP Code

Check out the monthly Reno, NV auto insurance rates by ZIP Code below:

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Reno, NV Car Insurance Rates by Company vs. City Average

Which Reno, NV auto insurance company has the cheapest rates? And how do those rates compare against the average Nevada auto insurance company rates? We’ve got the answers below.

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The Cheapest Reno, NV Car Insurance Rates by Credit Score

Your credit score will play a major role in your Reno auto insurance rates unless you live in these states where discrimination based on credit is not allowed: California, Hawaii, Massachusetts, and North Carolina. Find the cheapest Reno, NV auto insurance rates by credit score below.

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Reno, NV Car Insurance Rates vs. Top US Metro Car Insurance Rates

You might find yourself asking how does my Reno, NV stack up against other top metro auto insurance rates? We’ve got your answer below.

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The Cheapest Reno, NV Car Insurance Rates by Coverage Level

Your coverage level will play a major role in your Reno auto insurance rates. Find the cheapest Reno, NV auto insurance rates by coverage level below:

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Average Monthly Car Insurance Rates by Age & Gender in Reno, NV

These states no longer using gender to calculate your auto insurance rates — Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania. But age is still a significant factor because young drivers are often considered high-risk. Nevada does use gender, so check out the average monthly auto insurance rates by age and gender in Reno, NV.

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Reno, NV Car Insurance Rates by Company and Age

Reno, NV auto insurance rates by company and age is an essential comparison because the top auto insurance company for one age group may not be the best company for another age group.

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The Cheapest Reno, NV Car Insurance Rates by Driving Record

Your driving record will play a major role in your Reno auto insurance rates. For example, other factors aside, a Reno, NV DUI may increase your auto insurance rates 40 to 50 percent. Find the cheapest Reno, NV auto insurance rates by driving record.

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Factors Affecting Car Insurance Rates in Reno, NV

Factors affecting auto insurance rates in Reno, NV may include your commute, coverage level, tickets, DUIs, and credit. Controlling these factors will help you maintain cheap Reno, Nevada auto insurance.

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Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Reno Auto Insurance Laws

Some of the Reno car insurance laws can be quite strict if you violate them.

If your insurance coverage lapses even for one day, you may lose your registration and will be fined a minimum of $250 for reinstatement.

When asked to present proof of insurance, at least one name on the policy should match the driver of the vehicle.

Those new to looking for Nevada car insurance must be sure their insurance qualifies for the state of Nevada and Reno. Insurance from other states is not valid.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Companies Offering Auto Insurance in Reno

Those living in Reno have their selection of several well-known car insurance companies like:

  • State Farm Insurance
  • Farmer’s Insurance
  • Allstate Insurance
  • AAA Insurance
  • Liberty Mutual

It should be noted that not all Reno car insurance companies are the same.

What is the cheapest car insurance in Nevada?

In order to get the right rate and the best coverage for car insurance in Reno, you should do a rate comparison using the same values for each company you compare.

Although any agency you choose will be happy to share information with you about other companies, auto insurance agents are paid by commission.

You should be sure that you are objective and decide for yourself what is best for you.

Selecting car insurance for your life in Reno will be a breeze if you use our free zip code search to compare quotes online.

Whether you are just becoming a new driver in Reno or have had Reno car insurance coverage for many years, you can start your FREE comparison search now!

References:

  1. http://dmvnv.com/insurance.htm
  2. http://www.dmvnv.com/nvregreq.htm
  3. https://www.statefarm.com/
  4. https://www.allstate.com/
  5. https://www.libertymutual.com/