What does it cost to insure a sports car?

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Joel Ohman
Founder, CFP®https://res.cloudinary.com/quotellc/image/upload/insurance-site-images/ciccom-live/41b5e36b-joel-ohman.jpg

UPDATED: Aug 3, 2019

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Here's what you need to know...
  • Luxury sports cars are expensive to purchase
  • Car insurance on sports cars is also expensive
  • Comparing car insurance rates will help you pay the best price for your premiums

Read through this review of sports car insurance costs to see just how much your sports car auto insurance rates may end up being.

It’s one thing to be riding first class in a snazzy vehicle, but most people forget that along with the atrocious cost of buying a mega-luxury sports car comes the car insurance.

Expensive vehicles have pricey parts that are harder to find, and when there is an accident, the likelihood of repair is not as good as regular cars you see on the street.

From Porsches to Beemers, here’s what you can expect to pay in auto insurance on these ultra-luxury vehicles.

Check out the below review of sports car auto insurance rates. Then, to compare personalized rate quotes from many companies online, just enter your zip code above!

Nissan GT-R


MSRP: $84,060
Engine: 3.8L V6 485HP
Average Annual Nissan GT-R Car Insurance Cost: $2,533.00

The GT-R has a cult following that may have something to do with the fact that it recently made its debut in North America. Prior to its introduction here, it was only available in Japan and on video games.

It seems clear that the insurance industry has taken note, and expects there to be some dramatic crashes of this vehicle until buyers realize that the car is now real.

Porsche 911 Turbo

MSRP: $132,800
Engine: 3.8L H6 500HP
Average Annual Porsche 911 Turbo Car Insurance Cost: $2,706.04

Ever since Ferry Porsche designed his first sports car, they have been coveted by auto enthusiasts. Even so, you can expect to pay almost $3,000 per year for insurance just to own one of these.

And while it could be your daily driver, it would be hard to get all of the weekly groceries into this fine German machine.

Jaguar XKR


MSRP: $95,150
Engine: 5.0L V8 510HP
Average Annual Jaguar XKR Car Insurance Cost: $2,533.48

Jaguar has been a symbol of British luxury for years.

You might be surprised to know that the brand is now owned by an Indian company called Tata Motors, but judging by the European announcer on their commercials, they probably don’t want you to know that.

Audi R8

MSRP: $114,200
Engine: 4.2L V8 420HP
Average Annual Audi R8 Car Insurance Cost: $2,751.55

When the R8 was first unveiled, it was lauded for its unique design and form factor. To be sure, Audi had not made a striking vehicle in some time.

What’s also striking is the amount you’ll be paying to keep this vehicle insured: on average, R8 owners must shell out $229.25 per month for their policy. For that amount, you could finance a Honda!

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Dodge Viper SRT10

MSRP: $90,362
Engine: 8.4L V10 600HP
Average Annual Dodge Viper SRT10 Car Insurance Cost: $2,815.90

Nothing says American might like the Dodge Viper. Nothing says fire-breathing power at the pedal when you’re dealing with six hundred horses.

And nothing says you’ve got a bunch of money to blow than by paying over $2,800 in order to legally drive this beast –er –reptile on the mean streets.

Mercedes-Benz SL65 AMG

MSRP: $66,650
Engine: 5.4L V8 355HP
Average Annual Mercedes Benz SL65 AMG Car Insurance Cost: $2,653.53

The Mercedes-Benz SL65 AMG probably wins the award here for the least expensive car, but in relation to the amount of insurance you have to pay, it’s still a raw deal.

Much of what makes it so expensive is the hard convertible top, which would cost a fortune to replace.

BMW 760Li

MSRP: $137,000
Engine: 6.0L V12 535HP
Average Annual BMW 760Li Car Insurance Cost: $2,565.59

They call BMW, “The Ultimate Driving Machine,” and for good reason because ultimate machines are definitely sedans that need twelve cylinders with over five hundred horsepower.

Do most people really need ultimate machines to get to the gym? Probably not, but the reality is that it makes the insurance industry very happy.

Mercedes-Benz G-Class

MSRP: $105,750
Engine: 5.5L V8 382HP
Average Annual Mercedes Benz G Class Car Insurance Cost: $2,088.00

Honestly, this thing looks like an upscale Jeep that’s ready to tip over at any minute. But to each their own. And for their own ridiculousness, they can expect to pay as much in insurance as a sports car.

That may be why you almost never see these vehicles on the road, and it’s even less likely you would see them off-road, either.

Ford Mustang GT500


MSRP: $48,645
Engine: 5.4L V8 550HP
Average Annual Ford Mustang GT500 Car Insurance Cost: $2,186.00

The GT500’s list price is reasonable in relation to the amount of power under the hood. But unlike some other cars on this list, the Mustang really only has one purpose: smoky burnouts.

Sometimes, however, smoky burnouts lead to accidents. Thus, owners can expect to pay a premium for their smoky burnout hobby.

Porsche Panamera S

MSRP: $89,800
Engine: 4.8L V8 400HP
Average Annual Porsche Panamera S Car Insurance Cost: $2,744.78

Did you know that Porsche made a four door sedan? The famed roadster manufacturer breaks into the suburban market with this vehicle, guaranteeing that with the Panamera, you’re able to get the family wherever you need to, really fast.

Finding the Cheapest Sports Car Insurance Rates

From luxury car insurance to sports car insurance to luxury sports car insurance – the best auto insurance provider for your vehicle will vary depending upon your location, driving history, and other factors.

Be sure to shop around and compare sports car insurance quotes online from many different companies. Enter your zip below to start right now!

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