Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 28, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • The St. Louis area has a population close to 3 million people
  • When getting auto insurance through an agent, remember that agents really only focus on a few packages they know well; there may be more options to ask about
  • There are at least 10 factors that can affect your auto insurance rate
  • Besides the mandatory 25/50/10 minimum liability coverage for St. Louis, there are additional types of coverage to consider

Every driver in St. Louis, Missouri needs St. Louis car insurance. A thing to note is that general accident levels have been receding over the last 10 years.

About 25 percent of the accidents involved alcohol or drugs. More than 40 percent were young – between 16 and 35 years of age. Only six percent of the accidents were during foul weather and many of these accidents only involved one vehicle.

Clearly, with safer driving habits, most of these accidents could have been easily avoided.

Compare Missouri coverage after an accident by entering your ZIP code above.

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St. Louis Past and Present History

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