How Much are Volkswagen Atlas Insurance Rates?

The cost of Volkswagen Atlas car insurance rates are $1,624 a year, or around $135 a month on average. You can find cheap Volkswagen Atlas insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $954 a year.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 28, 2020

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Key takeaways:

  • Full coverage costs around $1,624 a year or $135 each month
  • A liability-only policy costs around $651 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,936 a year or $495 each month
  • Good drivers can save as much as $670 a year by earning policy discounts
  • Volkswagen Atlas insurance costs around $105 more per year than the average vehicle

Volkswagen Atlas insurance rates are about $105 more per year than the average vehicle with full coverage costing around $1,624 a year or $135 a month.

Good drivers can save up to $670 a year in policy discounts by practicing safe driving habits. Let’s take a quick look at Volkswagen Atlas insurance rates, safety ratings, and more.

You can start comparing quotes for Volkswagen Atlas car insurance rates from some of the best car insurance companies by using our free online tool now.

Volkswagen Atlas Insurance Cost

The average Volkswagen Atlas car insurance costs are $1,624 a year or $135 a month.

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Are Volkswagen Atlass Expensive to Insure?

The chart below details how Volkswagen Atlas insurance rates compare to other SUVs like the Mitsubishi Outlander Sport, Ford Explorer, and Chevrolet Suburban.

Vehicle Comprehensive Collision Liability Total
Volkswagen Atlas $376 $718 $372 $1,624
Mitsubishi Outlander Sport $280 $512 $332 $1,260
Ford Explorer $308 $470 $372 $1,308
Chevrolet Suburban $336 $532 $372 $1,398
Lexus LX 570 $444 $834 $398 $1,834
Volkswagen Touareg $372 $690 $390 $1,610
Ford Edge $266 $500 $372 $1,296
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However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.

What Impacts the Cost of Volkswagen Atlas Insurance?

You might have noticed that there is a multitude of factors that impact Volkswagen Atlas car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Volkswagen Atlas.

Age of the Vehicle

The average Volkswagen Atlas auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Volkswagen Atlas cost $1,624, while 2018 Volkswagen Atlas rates are $1,586, a difference of $38.

Model Year Comprehensive Collision Liability Total
2020 Volkswagen Atlas $376 $718 $372 $1,624
2019 Volkswagen Atlas $358 $690 $390 $1,596
2018 Volkswagen Atlas $344 $686 $398 $1,586
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Driver Age

Driver age can have a significant effect on Volkswagen Atlas car insurance rates. For example, 20-year-old drivers pay $1,987 more for their Volkswagen Atlas car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Volkswagen Atlas insurance rates. For example, drivers in Los Angeles may pay $232 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Volkswagen Atlas auto insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Atlas car insurance with violations on their driving record.

Volkswagen Atlas Safety Ratings

The Volkswagen Atlas’s safety ratings will affect your Volkswagen Atlas car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volkswagen Atlas Crash Test Ratings

Not only do good Volkswagen Atlas crash test ratings mean you are better protected in a crash, but good Volkswagen Atlas crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Volkswagen Atlas SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Volkswagen Atlas SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volkswagen Atlas Cross Sport SUV FWD N/R N/R N/R N/R
2020 Volkswagen Atlas Cross Sport SUV AWD N/R N/R N/R N/R
2019 Volkswagen Atlas SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Volkswagen Atlas SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Volkswagen Atlas SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Volkswagen Atlas SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volkswagen Atlas Safety Features

Having a variety of safety features on your Volkswagen Atlas can help lower your insurance costs. According to AutoBlog, the 2020 Volkswagen Atlas’s safety features include:

  • A rearview camera
  • Blind-spot monitoring
  • Rear cross-traffic alert
  • Forward collision warning
  • Pedestrian detection
  • Automatic emergency braking
  • Front and rear parking sensors
  • Hands-free parallel park assist
  • A surround-view parking camera system
  • Lane keep assist
  • Automatic high-beam headlights
  • Adaptive cruise control with low-speed traffic jam assist

Volkswagen Atlas Finance and Insurance Cost

If you are financing a Volkswagen Atlas, most lenders will require your carry higher Volkswagen Atlas coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen Atlas car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Volkswagen Atlas Insurance

If you want to reduce the cost of your Volkswagen Atlas insurance rates, follow these tips below:

  • Check Reviews and State Complaints Before You Choose an Insurer
  • Ask for a New Volkswagen Atlas Auto Insurance Rate Based on Your Improved Credit Score
  • Remove Young Drivers from Your Volkswagen Atlas Insurance When They Move Out or Go to School
  • Re-Check Volkswagen Atlas Quotes Every 6 Months
  • Never Drink and Drive Your Volkswagen Atlas

Top Volkswagen Atlas Insurance Companies

Several top car insurance companies offer competitive rates for the Volkswagen Atlas rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Volkswagen Atlas drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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