Are MINI Clubmans Expensive to Insure? [How to Find Cheap Rates]

Average MINI Clubman auto insurance rates cost $115 per month ($1,382 per year). Teens pay the highest rates at up to $5,051 a year, while good drivers may only pay $812.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 26, 2020

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Key Takeaways:

  • Full coverage costs around $1,382 a year or $115 each month
  • A liability-only policy costs around $554 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,051 a year or $421 each month
  • Good drivers can save as much as $570 a year by earning policy discounts
  • MINI Clubman insurance costs around $137 less per year than the average vehicle

MINI Clubman car insurance rates amount to $1,382 a year, or around $115 a month on average. Good drivers can save up to $570 on MINI Clubman rates by qualifying for certain policy discounts.

To learn everything you need to know about MINI Clubman insurance rates, read through this helpful guide, and use it as a reference when you start comparing policies.

You can start comparing quotes for MINI Clubman car insurance rates from some of the best car insurance companies by using our free online tool now.

MINI Clubman Insurance Cost

The average MINI Clubman car insurance rates are $1,382 a year or $115 a month.

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Are MINI Clubmans Expensive to Insure?

The chart below details how MINI Clubman insurance rates compare to other crossovers like the Lincoln MKX, Hyundai Tucson, and Nissan Rogue.

Vehicle Comprehensive Collision Liability Total
MINI Clubman $320 $506 $398 $1,382
Lincoln MKX $294 $596 $398 $1,446
Hyundai Tucson $294 $470 $372 $1,294
Nissan Rogue $268 $512 $440 $1,400
Kia Niro $282 $478 $398 $1,316
Lexus NX 300 $376 $688 $372 $1,594
Chevrolet Trax $280 $470 $372 $1,280
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However, there are a few things you can do to find the cheapest MINI insurance rates online.

What Impacts the Cost of MINI Clubman Insurance?

The MINI Clubman trim and model you choose can impact the total price you will pay for MINI Clubman car insurance coverage.

Age of the Vehicle

Older MINI Clubman models generally cost less to insure. For example, auto insurance for a 2018 MINI Clubman costs $1,382, while 2017 MINI Clubman insurance costs are $1,376, a difference of $6.

Model Year Comprehensive Collision Liability Total
2018 MINI Clubman $320 $506 $398 $1,382
2017 MINI Clubman $308 $494 $416 $1,376
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Driver Age

Driver age can have a significant impact on MINI Clubman auto insurance rates. As an example, a 40-year-old driver could pay $146 less each month for their MINI Clubman auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on MINI Clubman insurance rates. For example, drivers in New York may pay $360 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of MINI Clubman car insurance. Teens and drivers in their 20’s see the highest jump in their MINI Clubman car insurance with violations on their driving record.

MINI Clubman Safety Features

The numerous safety features of the MINI Clubman help contribute to lower insurance rates. The 2020 MINI Clubman has the following safety features:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Rear Park Distance Control Rear Parking Sensors
  • Automatic Emergency Braking
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts
  • Back-Up Camera

MINI Clubman Finance and Insurance Cost

If you are financing a MINI Clubman, you will pay more if you purchase MINI Clubman car insurance at the dealership, so be sure to shop around and compare MINI Clubman car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on MINI Clubman Insurance

Although it may seem like your MINI Clubman car insurance rates are set, there are a few measures that you can take to secure the best MINI Clubman car insurance rates possible. Take a look at the following five ways to save on MINI Clubman auto insurance.

  • Start Searching for New MINI Clubman Car Insurance a Month Before Your Renewal
  • Consider Renting a Car Instead of Buying a Second MINI Clubman
  • Install an Aftermarket Anti-Theft Device for Your MINI Clubman
  • Add a More Experienced Driver to Your MINI Clubman Policy
  • Move to an Area with Better Weather

Top MINI Clubman Insurance Companies

Who is the best company for MINI Clubman insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering MINI Clubman insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the MINI Clubman offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Save on your MINI Clubman car insurance rates by taking advantage of our FREE comparison tool.

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