Chevrolet Impala Insurance Rates [Guide + Free Quotes]

If you want to buy Chevrolet Impala insurance coverage then a policy will cost $112 per month ($1,342 per year) on average. Teens pay the highest rates at up to $4,905 a year, while good drivers may only pay $789.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

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UPDATED: Jul 31, 2020

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Here's what you need to know...

  • Chevy Impalas are popular vehicles because they have roomy interiors, and the name is a trusted vehicle which is used by police departments all over the country
  • The Impala includes many safety features that help to lower insurance rates; the Insurance Institute for Highway Safety also gives the Impala a Good overall rating in crash tests
  • Consumers can save on car insurance by lowering their coverage to include only liability as well as maintaining a clean driving record and asking their insurance provider about other discounts
  • Car insurance prices for the same automobile can vary widely from different companies as well as various parts of the country, so shop around to make sure you are getting the best deal

Chevrolet Impala insurance rates are around $1,342 a year or $112 a month for full coverage. Good drivers can save up to $553 in discounts for practicing safe driving habits. Let’s take a closer look at Chevrolet Impala insurance rates, crash test ratings, and more.

You can start comparing quotes for Chevrolet Impala car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Impala Insurance Cost

The average Chevrolet Impala car insurance rates are $1,342 a year or $112 a month.

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Are Chevrolet Impalas Expensive to Insure?

The chart below details how Chevrolet Impala insurance rates compare to other sedans like the Audi S4, Honda Civic, and Toyota Avalon.

VehicleComprehensiveCollisionLiabilityTotal
Chevrolet Impala$280$532$372$1,342
Audi S4$370$744$338$1,588
Honda Civic$280$656$420$1,536
Toyota Avalon$320$536$338$1,330
Honda Accord$280$500$372$1,310
Nissan Maxima$372$630$390$1,550
Nissan Altima$306$570$390$1,424

However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Impala Insurance?

The Chevrolet Impala trim and model you choose can impact the total price you will pay for Chevrolet Impala auto insurance coverage.

Age of the Vehicle

Older Chevrolet Impala models generally cost less to insure. For example, car insurance rates for a 2020 Chevrolet Impala are $1,342, while 2010 Chevrolet Impala rates are $1,112, a difference of $230.

Model YearComprehensiveCollisionLiabilityTotal
2020 Chevrolet Impala$280$532$372$1,342
2019 Chevrolet Impala$268$512$390$1,328
2018 Chevrolet Impala$256$506$398$1,318
2017 Chevrolet Impala$248$494$416$1,316
2016 Chevrolet Impala$240$474$430$1,302
2015 Chevrolet Impala$226$458$442$1,284
2014 Chevrolet Impala$218$424$452$1,252
2013 Chevrolet Impala$208$400$456$1,222
2012 Chevrolet Impala$200$358$460$1,176
2011 Chevrolet Impala$188$330$460$1,136
2010 Chevrolet Impala$180$310$464$1,112

Driver Age

Driver age can have a significant impact on Chevrolet Impala auto insurance rates. As an example, a 40-year-old driver could pay $142 less each month for their Chevrolet Impala auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Chevrolet Impala insurance rates. For example, drivers in New York may pay $349 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Impala car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Impala auto insurance rates with violations on their driving record.

Chevrolet Impala Safety Ratings

Your Chevrolet Impala auto insurance rates are tied to the Chevrolet Impala’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideAcceptable
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Chevrolet Impala Crash Test Ratings

Not only do good Chevrolet Impala crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Chevrolet Impala auto insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Chevrolet Impala 4 DR FWD5 stars5 stars5 stars4 stars
2019 Chevrolet Impala 4 DR FWD5 stars5 stars5 stars4 stars
2018 Chevrolet Impala 4 DR FWD5 stars5 stars5 stars4 stars
2017 Chevrolet Impala 4 DR FWD5 stars5 stars5 stars4 stars
2016 Chevrolet Impala Limited 4 DR FWD4 stars4 stars4 stars4 stars
2016 Chevrolet Impala Eco eAssist 4 DR FWD5 stars5 stars5 stars4 stars
2016 Chevrolet Impala 4 DR FWD5 stars5 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Chevrolet Impala Safety Features

The safety features of the Chevrolet Impala can impact your Chevrolet Impala car insurance rates. The Chevrolet Impala has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Cross-Traffic Alert

Chevrolet Impala Insurance Loss Probability

Another contributing factor that plays a direct role in Chevrolet Impala insurance rates is the loss probability for each type of coverage.

Insurance Coverage CategoryLoss Rate
Collision4%
Property Damage-11%
Comprehensive35%
Personal Injury22%
Medical Payment22%
Bodily Injury4%
Source: Insurance Institute for Highway Safety

Chevrolet Impala Finance and Insurance Cost

When financing a Chevrolet Impala, most lenders will require your carry higher Chevrolet Impala coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Impala car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Impala Insurance

There are many ways that you can save on Chevrolet Impala car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chevrolet Impala car insurance rates low.

  • Ask Your Insurance Company About Chevrolet Impala Discounts
  • Consider Ride Sharing Services to Lower Your Chevrolet Impala Mileage
  • Understand that Your Insurer Can Change Your Chevrolet Impala Auto Insurance Rates Mid-Term for Other Reasons
  • Save Money on Young Driver Chevrolet Impala Insurance By Mentioning Grades or GPA
  • Watch Your Insurer Closely When Your Chevrolet Impala Needs Repairs

Top Chevrolet Impala Insurance Companies

Who is the best company for Chevrolet Impala insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Impala insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Impala offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Chevrolet Impala Insurance Quotes Online

You can start comparing quotes for Chevrolet Impala insurance from some of the top car insurance companies by using our free online tool today.
The Chevy Impala is a large car that has been a favorite of families and police forces for decades. Now in its ninth generation, the Impala costs the average American around $100 a month for premiums or about $1200 a year.

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What are the benefits of a Chevy Impala?

The Impala was first sold in 1958, with the introduction of Chevy’s newest full-sized automobile. After a production hiatus in the ’80s and most of the ’90s, the Impala was reintroduced in 2000 as a front-wheel drive, full-sized car.

The roomy interior has made this car a popular choice for families. The modern Impalas have features like Flexfuel capabilities and turbo-charged engines.

Most Impalas are powered either by a 3.5 liter V6 or a 5.3 liter V8, making it a great choice for those who want room for a family but the power of a luxury car without the luxury car price.

The Impala is also well known as a police cruiser. While the version sold to police departments all over the country is not available to the general public, many people enjoy driving a car that is trusted by so many law enforcement officials.

The Impala name is also a link to the history of the automobile in the United States. For some, the nostalgia of owning an Impala is worth the price tag.

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What kind of safety ratings does the Impala get?

The Impala’s safety track record makes it appealing to car insurance companies. With few exceptions, the Impala has received a Good rating from the Insurance Institute for Highway Safety for the past several years in both offset frontal crash testing and side impact tests.

The Impala comes equipped with front and side airbags for the front seats, as well as four-wheel anti-lock brakes. The electronic stability control and daytime running lights increase driving safety. The engine immobilizer and alarm system help deter theft.

Other safety features include headrests for all three rear passengers and a post-collision safety system.

When getting a quote for car insurance, be sure, you have a complete list of all the features your Impala has. Let your agent know so you get full credit for all the safety enhancements on the car.

Saving Even More On Car Insurance

During hard economic times, we’re all looking for ways to cut down on our bills. Many people drop comprehensive and collision from their insurance policies in order to save money on the premiums.

If you have an old car that is worth only a few thousand dollars, this might be a good idea.

The Wall Street Journal recommends dropping comp and collision when “the replacement value of the car is less than 10 times the annual premium you’re paying for collision and comprehensive insurance”.

Remember that if you are still paying off a car loan, all lending institutions require you to carry comprehensive and collision during the life of the loan.

So while it is tempting to drop down to only liability, if your car is newer or you have a loan on it, you’ll need to keep comp and collision.

Check out the safety rating for the Chevy Impala, receiving all Goods and Acceptables according to the IIHS. Having good safety ratings lead to more affordable car insurance rates.

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Other Ways to Save Money on Car Insurance

There are additional ways to save money on your car insurance. Buy all your insurance policies from the same company. This will save you money not just on your car insurance, but on renter’s, homeowner’s, boat, motorcycle, and possibly even life insurance.

Ask about discounts offered by your insurance company. You might be pleasantly surprised at how many discounts you can receive. If you have good credit, ask your company if they will give you a discount for that.

Other discounts like military, good student, senior citizen, and clean driving records can make a dent in that premium. You can even get a discount for taking a defensive driving class, even if you took it because of a traffic ticket.

Of course, as with any significant purchase, always shop around to ensure you are getting the best bang for your insurance buck.

Start your search for the lowest car insurance rates on the Chevy Impala by entering your ZIP code into the box below!

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