How does a suspended license affect car insurance rates?

A suspended license affects car insurance rates, increasing them by $120.25 per month on average. Suspended license car insurance is simply a car insurance policy designed for drivers who have suspended driver's licenses. Most states will require SR-22 insurance before reinstating your driver's license. The fewer points deducted from your driver's license, the faster suspended license reinstatement can happen. A suspended license can last up to 120 days depending on the conditions of your suspension.

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UPDATED: Apr 14, 2022

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