What is the price of insurance for a food truck?

Food truck owners typically pay $105 per month for a business owner’s policy (BOP) or a median annual premium of $1,260. The median value eliminates high and low outliers, providing better representation of typical food truck insurance costs than the average value.

What are liabilities for a food truck?

As a food truck owner, you are liable if injuries, illnesses, or damages happen due to your business operations. For example, if a customer gets sick eating your food or if somebody trips and falls over a piece of your equipment and is injured, you could be held responsible.

What kind of insurance do I need for a truck?

Every one of your trucks, including leased units, must carry commercial car insurance. Liability insurance will provide you with protection when a third party becomes injured from an accident. Every state requires general liability coverage.

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