What are the minimum insurance requirements in each state?

Minimum requirements vary. Most states require liability insurance, and some also require uninsured/underinsured motorist or personal injury protection coverage.

How much does minimum insurance cost?

Costs vary by state. Higher requirements usually mean higher rates.

What types of insurance are required by states?

Liability insurance is most common, but some states require additional coverage like uninsured motorist or personal injury protection.

Which states don’t require car insurance?

Only New Hampshire and Virginia don’t require car insurance. Other states may offer alternatives.

Why do states require car insurance?

States require insurance to protect drivers financially and ensure coverage for accidents. Penalties for driving without insurance can be severe.

What car insurance is required in all 50 states?

All states require liability insurance, with the exception of New Hampshire (where you can opt out if you meet the requirements for financial responsibility).

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