Compare Astoria, OR Car Insurance Rates (2021)

Car insurance in Astoria, OR averages $293 a month. Astoria, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Astoria car insurance rates, compare quotes from the top car insurance companies in Astoria, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Astoria, OR are $3,517/year
  • The cheapest car insurance company in Astoria is USAA
  • The cheapest car insurance company in Astoria for teen drivers is USAA

If you need to buy Astoria, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Astoria, OR is right here.

You’ll find Astoria car insurance rates, the cheapest Astoria, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Astoria, Oregon car insurance rates to Portland car insurance rates, Bend car insurance rates, and Hillsboro car insurance rates.

Ready to find affordable Astoria, OR car insurance today? Enter your ZIP code for fast, free Astoria car insurance quotes.

Cheapest Astoria, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Astoria, OR car insurance rates? Every Astoria, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Astoria, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,426 $3,190 $3,125 $3,166 $10,565 $11,814 $3,600 $3,621
American Family $2,514 $2,514 $2,239 $2,239 $6,226 $9,765 $2,514 $2,635
Farmers $1,970 $1,925 $1,744 $1,854 $8,082 $8,252 $2,213 $2,274
GEICO $2,332 $2,253 $2,166 $2,176 $6,023 $5,496 $2,484 $2,149
Liberty Mutual $2,631 $2,776 $2,276 $2,528 $8,491 $9,184 $2,549 $2,588
Nationwide $2,138 $2,129 $1,906 $1,993 $4,891 $6,113 $2,493 $2,626
Progressive $2,019 $1,830 $1,753 $1,804 $8,743 $9,647 $2,417 $2,290
State Farm $1,619 $1,619 $1,477 $1,477 $5,109 $6,408 $1,836 $2,111
Travelers $2,013 $2,053 $1,821 $1,908 $5,813 $7,125 $2,114 $2,170
USAA $1,581 $1,534 $1,563 $1,508 $4,819 $5,174 $2,031 $2,110

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Minimum Car Insurance in Astoria, OR

Every driver must carry the minimum car insurance in Astoria, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Astoria, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Astoria, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Astoria, OR. Compare credit history car insurance rates in Astoria from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Astoria, Oregon

Insurance Company Poor Fair Good
Allstate $6,988 $4,908 $4,044
American Family $4,869 $3,589 $3,034
Farmers $4,092 $3,351 $3,176
GEICO $3,782 $3,135 $2,488
Liberty Mutual $6,041 $3,576 $2,767
Nationwide $3,669 $2,913 $2,526
Progressive $4,281 $3,705 $3,454
State Farm $3,781 $2,411 $1,929
Travelers $3,876 $3,075 $2,432
USAA $3,797 $2,127 $1,696

Cheapest Astoria, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Astoria, OR to rates for a clean record with top companies.

Annual Astoria, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,256 $5,768 $6,000 $5,229
American Family $2,668 $4,070 $5,164 $3,421
Farmers $2,982 $3,844 $3,759 $3,573
GEICO $2,068 $3,285 $4,332 $2,855
Liberty Mutual $3,656 $4,091 $4,701 $4,064
Nationwide $2,576 $2,758 $3,898 $2,912
Progressive $2,876 $5,248 $3,704 $3,424
State Farm $2,403 $3,133 $2,646 $2,646
Travelers $2,538 $3,242 $3,636 $3,093
USAA $1,845 $2,578 $3,578 $2,158

Cheapest Astoria, OR Car Insurance for Teen Drivers

Teen car insurance in Astoria, OR can be expensive. Take a look at rates from the top car insurance companies in Astoria for teenagers.

Annual Car Insurance Rates for Teen Drivers in Astoria, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,565 $11,814
American Family $6,226 $9,765
Farmers $8,082 $8,252
GEICO $6,023 $5,496
Liberty Mutual $8,491 $9,184
Nationwide $4,891 $6,113
Progressive $8,743 $9,647
State Farm $5,109 $6,408
Travelers $5,813 $7,125
USAA $4,819 $5,174

Cheapest Astoria, OR Car Insurance for Seniors

Take a look at Astoria, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Astoria, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,125 $3,166
American Family $2,239 $2,239
Farmers $1,744 $1,854
GEICO $2,166 $2,176
Liberty Mutual $2,276 $2,528
Nationwide $1,906 $1,993
Progressive $1,753 $1,804
State Farm $1,477 $1,477
Travelers $1,821 $1,908
USAA $1,563 $1,508

Cheapest Astoria, OR Car Insurance Rates After a DUI

A DUI in Astoria, OR increases car insurance rates. Compare Astoria, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Astoria, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,000
American Family $5,164
Farmers $3,759
GEICO $4,332
Liberty Mutual $4,701
Nationwide $3,898
Progressive $3,704
State Farm $2,646
Travelers $3,636
USAA $3,578

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Cheapest Astoria, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Astoria, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Astoria, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,313 $5,313
American Family $3,771 $3,890
Farmers $3,539 $3,539
GEICO $3,084 $3,186
Liberty Mutual $4,128 $4,128
Nationwide $3,036 $3,036
Progressive $3,813 $3,813
State Farm $2,638 $2,776
Travelers $3,002 $3,253
USAA $2,467 $2,613

The Best Cheap Car Insurance Companies in Astoria, OR

Take a look at a side-by-side comparison of the top car insurance companies in Astoria, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Astoria, Oregon

Insurance Company Average Annual Rates
Allstate $5,313
American Family $3,831
Farmers $3,539
GEICO $3,135
Liberty Mutual $4,128
Nationwide $3,036
Progressive $3,813
State Farm $2,707
Travelers $3,127
USAA $2,540

Category Winners: Cheapest Car Insurance in Astoria, Oregon

Find the cheapest car insurance companies in Astoria, OR for each category right here.

Best Annual Car Insurance Rates by Company in Astoria, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Astoria, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Astoria car insurance rates. Find the cheapest Astoria, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Astoria, Oregon

Insurance Company Low Medium High
Allstate $5,103 $5,302 $5,534
American Family $3,817 $4,051 $3,624
Farmers $3,329 $3,496 $3,793
GEICO $2,889 $3,150 $3,365
Liberty Mutual $3,888 $4,118 $4,378
Nationwide $2,897 $3,119 $3,092
Progressive $3,682 $3,796 $3,962
State Farm $2,564 $2,711 $2,847
Travelers $2,927 $3,110 $3,344
USAA $2,426 $2,542 $2,651

What affects car insurance rates in Astoria, Oregon?

What factors can have an impact on Astoria, OR car insurance? There are several reasons why Astoria car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Astoria, Oregon.

Commute Time in Astoria

The more time you spend in your car the higher the risk of an accident. The average commute length in Astoria, OR is 16.9 minutes according to City-Data.

Compare Car Insurance Quotes in Astoria, OR

Ready to find affordable Astoria, Oregon car insurance today? Enter your ZIP code for fast, free Astoria, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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