Compare Biloxi, MS Car Insurance Rates (2021)

Car insurance in Biloxi, MS averages $314 a month. Biloxi, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Biloxi car insurance rates, compare quotes from the top car insurance companies in Biloxi, MS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Biloxi, MS after a DUI are $4,509/year
  • The cheapest car insurance company in Biloxi is USAA
  • The cheapest ZIP code in Biloxi is 39534

If you need to buy Biloxi, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Biloxi, MS is right here.

You’ll find Biloxi car insurance rates, the cheapest Biloxi, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Biloxi, Mississippi car insurance rates to Jackson car insurance rates, Meridian car insurance rates, and Southaven car insurance rates.

Ready to find affordable Biloxi, MS car insurance today? Enter your ZIP code for fast, free Biloxi car insurance quotes.

Cheapest Biloxi, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Biloxi, MS car insurance rates? Every Biloxi, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Biloxi, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,790 $2,666 $2,496 $2,554 $11,153 $11,930 $3,164 $3,239
GEICO $2,737 $2,583 $2,464 $2,289 $7,070 $6,605 $4,722 $2,213
Liberty Mutual $2,772 $3,001 $2,220 $2,495 $10,338 $11,503 $2,941 $3,089
Nationwide $2,128 $2,176 $1,913 $2,018 $4,385 $5,554 $2,430 $2,624
Progressive $2,764 $2,547 $2,272 $2,195 $10,021 $11,197 $2,823 $2,912
State Farm $1,893 $1,893 $1,714 $1,714 $5,754 $7,224 $2,118 $2,424
Travelers $1,692 $1,720 $1,624 $1,623 $7,895 $12,570 $1,781 $2,036
USAA $1,352 $1,334 $1,274 $1,279 $3,449 $4,064 $1,636 $1,795

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Minimum Car Insurance in Biloxi, MS

Every driver must carry the minimum car insurance in Biloxi, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Biloxi, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Biloxi, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Biloxi, MS. Compare credit history car insurance rates in Biloxi from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Biloxi, Mississippi

Insurance Company Poor Fair Good
Allstate $5,797 $5,123 $4,078
GEICO $5,783 $3,278 $2,445
Liberty Mutual $6,866 $4,212 $3,306
Nationwide $3,398 $2,774 $2,538
Progressive $5,199 $4,443 $4,133
State Farm $4,456 $2,703 $2,116
Travelers $4,380 $3,582 $3,641
USAA $2,748 $1,807 $1,514

Cheapest Biloxi, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Biloxi, MS to rates for a clean record with top companies.

Annual Biloxi, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,223 $4,977 $6,015 $4,782
GEICO $2,413 $3,629 $5,476 $3,824
Liberty Mutual $3,385 $5,453 $5,570 $4,771
Nationwide $2,325 $2,960 $3,759 $2,571
Progressive $3,925 $5,266 $4,570 $4,606
State Farm $2,786 $3,465 $3,058 $3,058
Travelers $3,375 $3,531 $4,881 $3,683
USAA $1,574 $2,023 $2,741 $1,753

Cheapest Biloxi, MS Car Insurance for Teen Drivers

Teen car insurance in Biloxi, MS can be expensive. Take a look at rates from the top car insurance companies in Biloxi for teenagers.

Annual Car Insurance Rates for Teen Drivers in Biloxi, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,153 $11,930
GEICO $7,070 $6,605
Liberty Mutual $10,338 $11,503
Nationwide $4,385 $5,554
Progressive $10,021 $11,197
State Farm $5,754 $7,224
Travelers $7,895 $12,570
USAA $3,449 $4,064

Cheapest Biloxi, MS Car Insurance for Seniors

Take a look at Biloxi, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Biloxi, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,496 $2,554
GEICO $2,464 $2,289
Liberty Mutual $2,220 $2,495
Nationwide $1,913 $2,018
Progressive $2,272 $2,195
State Farm $1,714 $1,714
Travelers $1,624 $1,623
USAA $1,274 $1,279

Cheapest Biloxi, MS Car Insurance Rates After a DUI

A DUI in Biloxi, MS increases car insurance rates. Compare Biloxi, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Biloxi, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,015
GEICO $5,476
Liberty Mutual $5,570
Nationwide $3,759
Progressive $4,570
State Farm $3,058
Travelers $4,881
USAA $2,741

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Cheapest Biloxi, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Biloxi, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Biloxi, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,999 $4,999
GEICO $3,821 $3,850
Liberty Mutual $4,795 $4,795
Nationwide $2,903 $2,903
Progressive $4,592 $4,592
State Farm $3,016 $3,167
Travelers $3,868 $3,868
USAA $1,961 $2,084

Cheapest Biloxi, MS Car Insurance Rates by ZIP Code

Biloxi car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Biloxi, MS.

Annual Car Insurance Rates by ZIP Code in Biloxi, Mississippi

ZIP Code Average Annual Rates
39530 $3,291
39531 $3,255
39532 $3,253
39534 $3,222

The Best Cheap Car Insurance Companies in Biloxi, MS

Take a look at a side-by-side comparison of the top car insurance companies in Biloxi, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Biloxi, Mississippi

Insurance Company Average Annual Rates
Allstate $4,999
GEICO $3,835
Liberty Mutual $4,795
Nationwide $2,903
Progressive $4,592
State Farm $3,092
Travelers $3,868
USAA $2,023

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Category Winners: Cheapest Car Insurance in Biloxi, Mississippi

Find the cheapest car insurance companies in Biloxi, MS for each category right here.

Best Annual Car Insurance Rates by Company in Biloxi, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Biloxi, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Biloxi car insurance rates. Find the cheapest Biloxi, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Biloxi, Mississippi

Insurance Company Low Medium High
Allstate $4,768 $4,994 $5,235
GEICO $3,564 $3,869 $4,072
Liberty Mutual $4,483 $4,773 $5,129
Nationwide $2,712 $2,893 $3,105
Progressive $4,056 $4,659 $5,060
State Farm $2,888 $3,079 $3,308
Travelers $3,650 $3,891 $4,062
USAA $1,875 $2,011 $2,182

What affects car insurance rates in Biloxi, Mississippi?

What factors can have an impact on Biloxi, MS car insurance? There are several reasons why Biloxi car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Biloxi, Mississippi.

Car Theft in Biloxi

High levels of vehicle theft can make car insurance more expensive. Biloxi, MS car theft statistics from the FBI indicate 185 vehicle thefts a year.

Commute Time in Biloxi

The more time you spend in your car the higher the risk of an accident. The average commute length in Biloxi, MS is 20.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Biloxi, MS

Ready to find affordable Biloxi, Mississippi car insurance today? Enter your ZIP code for fast, free Biloxi, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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