Compare Butte, MT Car Insurance Rates (2021)

Car insurance in Butte, MT averages $265 a month. Butte, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Butte car insurance rates, compare quotes from the top car insurance companies in Butte, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Butte is 59750
  • The cheapest car insurance company in Butte is Liberty Mutual
  • Average car insurance rates in Butte, MT after a DUI are $3,919/year

If you need to buy Butte, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Butte, MT is right here.

You’ll find Butte car insurance rates, the cheapest Butte, MT car insurance companies, and information on Montana car insurance laws. You can also compare Butte, Montana car insurance rates to Great Falls car insurance rates, Livingston car insurance rates, and Billings car insurance rates.

Ready to find affordable Butte, MT car insurance today? Enter your ZIP code for fast, free Butte car insurance quotes.

Cheapest Butte, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Butte, MT car insurance rates? Every Butte, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Butte, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,690 $2,690 $2,456 $2,456 $10,111 $10,111 $2,906 $2,906
Farmers $2,613 $2,613 $2,337 $2,337 $7,264 $7,264 $2,872 $2,872
GEICO $2,646 $2,472 $2,582 $2,355 $6,442 $5,996 $2,267 $2,066
Liberty Mutual $1,004 $1,004 $981 $981 $2,147 $2,147 $1,218 $1,218
Nationwide $3,007 $3,007 $2,744 $2,744 $6,280 $6,280 $3,193 $3,193
Progressive $2,929 $2,929 $2,670 $2,670 $7,329 $7,329 $3,301 $3,301
State Farm $1,765 $1,765 $1,569 $1,569 $5,452 $5,452 $1,921 $1,921
USAA $1,187 $1,187 $1,069 $1,069 $4,046 $4,046 $1,462 $1,462

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Minimum Car Insurance in Butte, MT

Every driver must carry the minimum car insurance in Butte, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Butte, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Butte, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Butte, MT. Compare credit history car insurance rates in Butte from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Butte, Montana

Insurance Company Poor Fair Good
Allstate $5,499 $4,387 $3,737
Farmers $4,439 $3,540 $3,336
GEICO $5,283 $2,816 $1,961
Liberty Mutual $1,337 $1,337 $1,337
Nationwide $4,790 $3,488 $3,140
Progressive $4,866 $3,772 $3,533
State Farm $3,855 $2,341 $1,834
USAA $2,593 $1,779 $1,450

Cheapest Butte, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Butte, MT to rates for a clean record with top companies.

Annual Butte, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,825 $4,518 $5,460 $4,361
Farmers $3,306 $4,292 $4,184 $3,306
GEICO $2,157 $3,412 $5,267 $2,577
Liberty Mutual $901 $1,595 $1,595 $1,259
Nationwide $2,775 $3,981 $5,125 $3,343
Progressive $3,479 $4,552 $4,325 $3,873
State Farm $2,462 $2,891 $2,677 $2,677
USAA $1,452 $1,821 $2,722 $1,769

Cheapest Butte, MT Car Insurance for Teen Drivers

Teen car insurance in Butte, MT can be expensive. Take a look at rates from the top car insurance companies in Butte for teenagers.

Annual Car Insurance Rates for Teen Drivers in Butte, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,111 $10,111
Farmers $7,264 $7,264
GEICO $6,442 $5,996
Liberty Mutual $2,147 $2,147
Nationwide $6,280 $6,280
Progressive $7,329 $7,329
State Farm $5,452 $5,452
USAA $4,046 $4,046

Cheapest Butte, MT Car Insurance for Seniors

Take a look at Butte, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Butte, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,456 $2,456
Farmers $2,337 $2,337
GEICO $2,582 $2,355
Liberty Mutual $981 $981
Nationwide $2,744 $2,744
Progressive $2,670 $2,670
State Farm $1,569 $1,569
USAA $1,069 $1,069

Cheapest Butte, MT Car Insurance Rates After a DUI

A DUI in Butte, MT increases car insurance rates. Compare Butte, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Butte, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,460
Farmers $4,184
GEICO $5,267
Liberty Mutual $1,595
Nationwide $5,125
Progressive $4,325
State Farm $2,677
USAA $2,722

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Cheapest Butte, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Butte, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Butte, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,434 $4,648
Farmers $3,772 $3,772
GEICO $3,294 $3,413
Liberty Mutual $1,337 $1,337
Nationwide $3,806 $3,806
Progressive $4,057 $4,057
State Farm $2,599 $2,754
USAA $1,918 $1,963

Cheapest Butte, MT Car Insurance Rates by ZIP Code

Butte car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Butte, MT.

Annual Car Insurance Rates by ZIP Code in Butte, Montana

ZIP Code Average Annual Rates
59701 $3,257
59750 $3,257

The Best Cheap Car Insurance Companies in Butte, MT

Take a look at a side-by-side comparison of the top car insurance companies in Butte, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Butte, Montana

Insurance Company Average Annual Rates
Allstate $4,541
Farmers $3,772
GEICO $3,353
Liberty Mutual $1,337
Nationwide $3,806
Progressive $4,057
State Farm $2,677
USAA $1,941

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Category Winners: Cheapest Car Insurance in Butte, Montana

Find the cheapest car insurance companies in Butte, MT for each category right here.

Best Annual Car Insurance Rates by Company in Butte, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Cheapest Butte, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Butte car insurance rates. Find the cheapest Butte, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Butte, Montana

Insurance Company Low Medium High
Allstate $4,314 $4,530 $4,779
Farmers $3,499 $3,768 $4,048
GEICO $3,183 $3,323 $3,554
Liberty Mutual $1,234 $1,341 $1,437
Nationwide $2,914 $4,061 $4,443
Progressive $3,793 $4,044 $4,335
State Farm $2,518 $2,668 $2,844
USAA $1,841 $1,929 $2,052

What affects car insurance rates in Butte, Montana?

What factors can have an impact on Butte, MT car insurance? There are several reasons why Butte car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Butte, Montana.

Traffic in Butte

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Butte, MT traffic data from INRIX ranks Butte as the 743rd-most congested in the world.

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Compare Car Insurance Quotes in Butte, MT

Ready to find affordable Butte, Montana car insurance today? Enter your ZIP code for fast, free Butte, MT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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