Compare Chesterfield, NJ Car Insurance Rates (2021)

Car insurance in Chesterfield, NJ averages $397 a month. Chesterfield, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Chesterfield car insurance rates, compare quotes from the top car insurance companies in Chesterfield, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Chesterfield is GEICO
  • The cheapest car insurance company in Chesterfield for teen drivers is GEICO
  • Average car insurance rates in Chesterfield, NJ are $4,767/year

If you need to buy Chesterfield, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Chesterfield, NJ is right here.

You’ll find Chesterfield car insurance rates, the cheapest Chesterfield, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Chesterfield, New Jersey car insurance rates to Clifton car insurance rates, Paterson car insurance rates, and Newark car insurance rates.

Ready to find affordable Chesterfield, NJ car insurance today? Enter your ZIP code for fast, free Chesterfield car insurance quotes.

Cheapest Chesterfield, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chesterfield, NJ car insurance rates? Every Chesterfield, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chesterfield, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,873 $2,802 $2,802 $9,023 $11,016 $3,391 $3,485
Farmers $4,143 $4,178 $4,034 $3,945 $12,013 $13,800 $4,913 $5,000
GEICO $1,919 $1,888 $1,877 $1,877 $3,461 $3,441 $2,205 $2,140
Liberty Mutual $3,984 $3,984 $4,372 $4,372 $10,349 $11,750 $4,372 $5,025
Progressive $1,741 $1,615 $1,577 $1,619 $7,761 $8,541 $2,053 $1,970
State Farm $3,952 $3,952 $3,579 $3,579 $12,904 $16,564 $4,503 $5,029
Travelers $2,673 $2,622 $2,479 $2,517 $6,152 $7,012 $2,627 $2,626

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Minimum Car Insurance in Chesterfield, NJ

Every driver must carry the minimum car insurance in Chesterfield, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Chesterfield, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Chesterfield, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chesterfield, NJ. Compare credit history car insurance rates in Chesterfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chesterfield, New Jersey

Insurance Company Poor Fair Good
Allstate $6,652 $4,308 $3,394
Farmers $7,739 $6,056 $5,715
GEICO $3,524 $2,041 $1,488
Liberty Mutual $7,627 $5,664 $4,787
Progressive $3,751 $3,286 $3,042
State Farm $9,770 $5,900 $4,604
Travelers $4,774 $3,535 $2,456

Cheapest Chesterfield, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chesterfield, NJ to rates for a clean record with top companies.

Annual Chesterfield, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,596 $5,954 $5,221 $4,368
Farmers $5,048 $8,536 $6,964 $5,465
GEICO $1,836 $2,403 $3,329 $1,836
Liberty Mutual $5,789 $6,617 $5,909 $5,789
Progressive $2,899 $3,867 $3,303 $3,369
State Farm $3,681 $6,686 $10,739 $5,925
Travelers $2,772 $4,079 $3,949 $3,554

Cheapest Chesterfield, NJ Car Insurance for Teen Drivers

Teen car insurance in Chesterfield, NJ can be expensive. Take a look at rates from the top car insurance companies in Chesterfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chesterfield, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,023 $11,016
Farmers $12,013 $13,800
GEICO $3,461 $3,441
Liberty Mutual $10,349 $11,750
Progressive $7,761 $8,541
State Farm $12,904 $16,564
Travelers $6,152 $7,012

Cheapest Chesterfield, NJ Car Insurance for Seniors

Take a look at Chesterfield, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chesterfield, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,802 $2,802
Farmers $4,034 $3,945
GEICO $1,877 $1,877
Liberty Mutual $4,372 $4,372
Progressive $1,577 $1,619
State Farm $3,579 $3,579
Travelers $2,479 $2,517

Cheapest Chesterfield, NJ Car Insurance Rates After a DUI

A DUI in Chesterfield, NJ increases car insurance rates. Compare Chesterfield, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chesterfield, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,221
Farmers $6,964
GEICO $3,329
Liberty Mutual $5,909
Progressive $3,303
State Farm $10,739
Travelers $3,949

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Cheapest Chesterfield, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chesterfield, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chesterfield, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,776 $4,794
Farmers $6,503 $6,503
GEICO $2,332 $2,370
Liberty Mutual $5,968 $6,084
Progressive $3,360 $3,360
State Farm $6,585 $6,931
Travelers $3,589 $3,589

The Best Cheap Car Insurance Companies in Chesterfield, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Chesterfield, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chesterfield, New Jersey

Insurance Company Average Annual Rates
Allstate $4,785
Farmers $6,503
GEICO $2,351
Liberty Mutual $6,026
Progressive $3,360
State Farm $6,758
Travelers $3,589

Category Winners: Cheapest Car Insurance in Chesterfield, New Jersey

Find the cheapest car insurance companies in Chesterfield, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Chesterfield, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Chesterfield, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chesterfield car insurance rates. Find the cheapest Chesterfield, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chesterfield, New Jersey

Insurance Company Low Medium High
Allstate $4,432 $4,852 $5,070
Farmers $5,843 $6,470 $7,196
GEICO $2,101 $2,396 $2,556
Liberty Mutual $5,410 $6,205 $6,463
Progressive $3,039 $3,415 $3,625
State Farm $6,286 $6,845 $7,142
Travelers $3,292 $3,592 $3,882

What affects car insurance rates in Chesterfield, New Jersey?

What factors can have an impact on Chesterfield, NJ car insurance? There are several reasons why Chesterfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chesterfield, New Jersey.

Traffic in Chesterfield

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Chesterfield, NJ traffic data from INRIX ranks Chesterfield as the 520th-most congested in the world.

Compare Car Insurance Quotes in Chesterfield, NJ

Ready to find affordable Chesterfield, New Jersey car insurance today? Enter your ZIP code for fast, free Chesterfield, NJ car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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