Compare Cumberland City, TN Car Insurance Rates (2021)

Car insurance in Cumberland City, TN averages $297 a month. Cumberland City, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Cumberland City car insurance rates, compare quotes from the top car insurance companies in Cumberland City, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cumberland City is Farmers
  • Average car insurance rates in Cumberland City, TN after a DUI are $4,173/year
  • The cheapest car insurance company in Cumberland City for teen drivers is Travelers

If you need to buy Cumberland City, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Cumberland City, TN is right here.

You’ll find Cumberland City car insurance rates, the cheapest Cumberland City, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Cumberland City, Tennessee car insurance rates to Bartlett car insurance rates, Jackson car insurance rates, and Franklin car insurance rates.

Ready to find affordable Cumberland City, TN car insurance today? Enter your ZIP code for fast, free Cumberland City car insurance quotes.

Cheapest Cumberland City, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cumberland City, TN car insurance rates? Every Cumberland City, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cumberland City, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,754 $2,641 $2,482 $2,576 $10,473 $11,420 $2,928 $3,027
Farmers $1,355 $1,383 $1,216 $1,343 $5,541 $5,932 $1,840 $1,927
GEICO $2,140 $2,157 $1,968 $1,968 $6,602 $6,709 $2,180 $2,250
Liberty Mutual $3,692 $129 $3,029 $3,380 $14,616 $16,236 $3,970 $4,250
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $2,044 $1,932 $1,668 $1,738 $9,097 $10,243 $2,471 $2,699
State Farm $1,792 $1,792 $1,592 $1,592 $5,165 $6,483 $2,016 $2,340
Travelers $1,734 $1,825 $1,568 $1,669 $4,768 $5,872 $1,849 $1,946
USAA $1,568 $1,604 $1,407 $1,415 $5,424 $6,223 $2,045 $2,198

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Minimum Car Insurance in Cumberland City, TN

Every driver must carry the minimum car insurance in Cumberland City, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Cumberland City, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Cumberland City, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cumberland City, TN. Compare credit history car insurance rates in Cumberland City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cumberland City, Tennessee

Insurance Company Poor Fair Good
Allstate $6,102 $4,683 $3,578
Farmers $3,051 $2,390 $2,261
GEICO $3,682 $3,156 $2,903
Liberty Mutual $8,858 $5,403 $4,227
Nationwide $3,761 $2,980 $2,643
Progressive $4,488 $3,863 $3,609
State Farm $4,135 $2,479 $1,925
Travelers $3,383 $2,645 $1,934
USAA $3,985 $2,316 $1,906

Cheapest Cumberland City, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cumberland City, TN to rates for a clean record with top companies.

Annual Cumberland City, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,002 $4,776 $5,787 $4,586
Farmers $2,201 $2,703 $2,768 $2,597
GEICO $2,366 $3,162 $5,093 $2,366
Liberty Mutual $5,002 $7,191 $6,701 $5,757
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,511 $4,556 $3,739 $4,139
State Farm $2,614 $3,079 $2,846 $2,846
Travelers $2,156 $2,763 $3,044 $2,651
USAA $1,995 $2,970 $3,507 $2,470

Cheapest Cumberland City, TN Car Insurance for Teen Drivers

Teen car insurance in Cumberland City, TN can be expensive. Take a look at rates from the top car insurance companies in Cumberland City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cumberland City, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,473 $11,420
Farmers $5,541 $5,932
GEICO $6,602 $6,709
Liberty Mutual $14,616 $16,236
Nationwide $5,414 $7,005
Progressive $9,097 $10,243
State Farm $5,165 $6,483
Travelers $4,768 $5,872
USAA $5,424 $6,223

Cheapest Cumberland City, TN Car Insurance for Seniors

Take a look at Cumberland City, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cumberland City, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,576
Farmers $1,216 $1,343
GEICO $1,968 $1,968
Liberty Mutual $3,029 $3,380
Nationwide $1,818 $1,853
Progressive $1,668 $1,738
State Farm $1,592 $1,592
Travelers $1,568 $1,669
USAA $1,407 $1,415

Cheapest Cumberland City, TN Car Insurance Rates After a DUI

A DUI in Cumberland City, TN increases car insurance rates. Compare Cumberland City, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cumberland City, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,787
Farmers $2,768
GEICO $5,093
Liberty Mutual $6,701
Nationwide $4,070
Progressive $3,739
State Farm $2,846
Travelers $3,044
USAA $3,507

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Cheapest Cumberland City, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cumberland City, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cumberland City, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,788 $4,788
Farmers $2,567 $2,567
GEICO $3,225 $3,268
Liberty Mutual $6,163 $6,163
Nationwide $3,128 $3,128
Progressive $3,986 $3,986
State Farm $2,781 $2,912
Travelers $2,550 $2,758
USAA $2,657 $2,814

The Best Cheap Car Insurance Companies in Cumberland City, TN

Take a look at a side-by-side comparison of the top car insurance companies in Cumberland City, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cumberland City, Tennessee

Insurance Company Average Annual Rates
Allstate $4,788
Farmers $2,567
GEICO $3,247
Liberty Mutual $6,163
Nationwide $3,128
Progressive $3,986
State Farm $2,846
Travelers $2,654
USAA $2,736

Category Winners: Cheapest Car Insurance in Cumberland City, Tennessee

Find the cheapest car insurance companies in Cumberland City, TN for each category right here.

Best Annual Car Insurance Rates by Company in Cumberland City, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors Farmers
Clean Record USAA
With 1 Accident Farmers
With 1 DUI Farmers
With 1 Speeding Violation GEICO

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Cheapest Cumberland City, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cumberland City car insurance rates. Find the cheapest Cumberland City, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cumberland City, Tennessee

Insurance Company Low Medium High
Allstate $4,625 $4,777 $4,962
Farmers $2,412 $2,555 $2,735
GEICO $3,085 $3,242 $3,413
Liberty Mutual $5,919 $6,159 $6,410
Nationwide $3,154 $3,057 $3,173
Progressive $3,772 $3,992 $4,195
State Farm $2,720 $2,856 $2,964
Travelers $2,506 $2,651 $2,804
USAA $2,657 $2,727 $2,823

What affects car insurance rates in Cumberland City, Tennessee?

What factors can have an impact on Cumberland City, TN car insurance? There are several reasons why Cumberland City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cumberland City, Tennessee.

Commute Time in Cumberland City

The more time you spend in your car the higher the risk of an accident. The average commute length in Cumberland City, TN is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in Cumberland City, TN

Ready to find affordable Cumberland City, Tennessee car insurance today? Enter your ZIP code for fast, free Cumberland City, TN car insurance quotes.

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