Compare Dover, DE Car Insurance Rates (2021)

Car insurance in Dover, DE averages $444 a month. Dover, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Dover car insurance rates, compare quotes from the top car insurance companies in Dover, DE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Dover, DE after a DUI are $6,997/year
  • The cheapest ZIP code in Dover is 19906
  • The cheapest car insurance company in Dover is USAA

If you need to buy Dover, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Dover, DE is right here.

You’ll find Dover car insurance rates, the cheapest Dover, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Dover, Delaware car insurance rates to Newark car insurance rates, Smyrna car insurance rates, and Camden car insurance rates.

Ready to find affordable Dover, DE car insurance today? Enter your ZIP code for fast, free Dover car insurance quotes.

Cheapest Dover, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dover, DE car insurance rates? Every Dover, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dover, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,427 $3,364 $3,013 $3,171 $12,083 $14,070 $3,597 $3,808
GEICO $2,451 $2,735 $2,355 $2,759 $6,067 $6,346 $2,586 $2,512
Liberty Mutual $10,750 $10,750 $10,620 $10,620 $23,936 $36,266 $10,750 $14,902
Nationwide $2,761 $2,739 $2,524 $2,513 $6,481 $8,199 $3,055 $3,260
Progressive $1,856 $1,718 $1,635 $1,667 $9,375 $10,364 $2,266 $2,208
State Farm $2,528 $2,528 $2,330 $2,330 $7,208 $9,312 $2,836 $2,957
Travelers $1,329 $1,333 $1,315 $1,280 $7,359 $11,212 $1,416 $1,522
USAA $1,153 $1,133 $1,070 $1,066 $4,203 $4,934 $1,439 $1,577

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Minimum Car Insurance in Dover, DE

Every driver must carry the minimum car insurance in Dover, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Dover, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Dover, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dover, DE. Compare credit history car insurance rates in Dover from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dover, Delaware

Insurance Company Poor Fair Good
Allstate $7,466 $5,290 $4,694
GEICO $5,388 $2,990 $2,050
Liberty Mutual $21,763 $14,652 $11,808
Nationwide $4,566 $3,798 $3,461
Progressive $4,343 $3,802 $3,513
State Farm $6,130 $3,376 $2,505
Travelers $3,731 $3,083 $3,223
USAA $3,376 $1,646 $1,193

Cheapest Dover, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dover, DE to rates for a clean record with top companies.

Annual Dover, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,929 $5,898 $6,856 $5,584
GEICO $2,659 $3,692 $4,542 $3,012
Liberty Mutual $12,874 $14,791 $23,443 $13,189
Nationwide $3,154 $3,154 $5,741 $3,718
Progressive $3,351 $4,434 $3,813 $3,946
State Farm $3,630 $4,377 $4,004 $4,004
Travelers $2,858 $2,867 $4,662 $2,995
USAA $1,710 $1,710 $2,915 $1,952

Cheapest Dover, DE Car Insurance for Teen Drivers

Teen car insurance in Dover, DE can be expensive. Take a look at rates from the top car insurance companies in Dover for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dover, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,083 $14,070
GEICO $6,067 $6,346
Liberty Mutual $23,936 $36,266
Nationwide $6,481 $8,199
Progressive $9,375 $10,364
State Farm $7,208 $9,312
Travelers $7,359 $11,212
USAA $4,203 $4,934

Cheapest Dover, DE Car Insurance for Seniors

Take a look at Dover, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dover, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,013 $3,171
GEICO $2,355 $2,759
Liberty Mutual $10,620 $10,620
Nationwide $2,524 $2,513
Progressive $1,635 $1,667
State Farm $2,330 $2,330
Travelers $1,315 $1,280
USAA $1,070 $1,066

Cheapest Dover, DE Car Insurance Rates After a DUI

A DUI in Dover, DE increases car insurance rates. Compare Dover, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dover, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,856
GEICO $4,542
Liberty Mutual $23,443
Nationwide $5,741
Progressive $3,813
State Farm $4,004
Travelers $4,662
USAA $2,915

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Cheapest Dover, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dover, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dover, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,817 $5,817
GEICO $3,420 $3,532
Liberty Mutual $15,629 $16,520
Nationwide $3,941 $3,941
Progressive $3,886 $3,886
State Farm $3,867 $4,141
Travelers $3,346 $3,346
USAA $2,050 $2,094

Cheapest Dover, DE Car Insurance Rates by ZIP Code

Dover car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Dover, DE.

Annual Car Insurance Rates by ZIP Code in Dover, Delaware

ZIP Code Average Annual Rates
19904 $5,342
19906 $5,312

The Best Cheap Car Insurance Companies in Dover, DE

Take a look at a side-by-side comparison of the top car insurance companies in Dover, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dover, Delaware

Insurance Company Average Annual Rates
Allstate $5,817
GEICO $3,476
Liberty Mutual $16,074
Nationwide $3,941
Progressive $3,886
State Farm $4,004
Travelers $3,346
USAA $2,072

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Category Winners: Cheapest Car Insurance in Dover, Delaware

Find the cheapest car insurance companies in Dover, DE for each category right here.

Best Annual Car Insurance Rates by Company in Dover, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Dover, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dover car insurance rates. Find the cheapest Dover, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dover, Delaware

Insurance Company Low Medium High
Allstate $5,286 $5,889 $6,275
GEICO $3,131 $3,529 $3,769
Liberty Mutual $15,290 $15,890 $17,043
Nationwide $3,911 $3,878 $4,036
Progressive $3,400 $3,931 $4,327
State Farm $3,739 $4,013 $4,259
Travelers $3,136 $3,453 $3,448
USAA $1,935 $2,067 $2,213

What affects car insurance rates in Dover, Delaware?

What factors can have an impact on Dover, DE car insurance? There are several reasons why Dover car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dover, Delaware.

Commute Time in Dover

The more time you spend in your car the higher the risk of an accident. The average commute length in Dover, DE is 21.9 minutes according to City-Data.

Traffic in Dover

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Dover, DE traffic data from INRIX ranks Dover as the 836th-most congested in the world.

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Compare Car Insurance Quotes in Dover, DE

Ready to find affordable Dover, Delaware car insurance today? Enter your ZIP code for fast, free Dover, DE car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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