Compare Forked River, NJ Car Insurance Rates (2021)

Car insurance in Forked River, NJ averages $407 a month. Forked River, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Forked River car insurance rates, compare quotes from the top car insurance companies in Forked River, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Forked River for teen drivers is GEICO
  • The cheapest ZIP code in Forked River is 8731
  • Average car insurance rates in Forked River, NJ are $4,885/year

If you need to buy Forked River, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Forked River, NJ is right here.

You’ll find Forked River car insurance rates, the cheapest Forked River, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Forked River, New Jersey car insurance rates to Union City car insurance rates, Clifton car insurance rates, and Elizabeth car insurance rates.

Ready to find affordable Forked River, NJ car insurance today? Enter your ZIP code for fast, free Forked River car insurance quotes.

Cheapest Forked River, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Forked River, NJ car insurance rates? Every Forked River, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Forked River, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,873 $2,802 $2,802 $9,023 $11,016 $3,391 $3,485
Farmers $4,218 $4,242 $4,112 $4,003 $11,989 $13,712 $4,980 $5,007
GEICO $2,024 $1,986 $1,974 $1,974 $3,636 $3,626 $2,320 $2,259
Liberty Mutual $4,406 $4,406 $4,837 $4,837 $11,371 $12,900 $4,837 $5,548
Progressive $1,811 $1,670 $1,636 $1,695 $7,945 $8,615 $2,127 $2,001
State Farm $3,698 $3,698 $3,351 $3,351 $12,056 $15,469 $4,213 $4,703
Travelers $3,050 $2,946 $2,830 $2,846 $6,830 $7,669 $2,952 $2,913

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Minimum Car Insurance in Forked River, NJ

Every driver must carry the minimum car insurance in Forked River, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Forked River, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Forked River, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Forked River, NJ. Compare credit history car insurance rates in Forked River from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Forked River, New Jersey

Insurance Company Poor Fair Good
Allstate $6,652 $4,308 $3,394
Farmers $7,795 $6,077 $5,726
GEICO $3,716 $2,147 $1,562
Liberty Mutual $8,417 $6,242 $5,270
Progressive $3,857 $3,359 $3,096
State Farm $9,127 $5,517 $4,308
Travelers $5,393 $3,941 $2,680

Cheapest Forked River, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Forked River, NJ to rates for a clean record with top companies.

Annual Forked River, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,596 $5,954 $5,221 $4,368
Farmers $5,080 $8,547 $7,034 $5,471
GEICO $1,929 $2,530 $3,511 $1,929
Liberty Mutual $6,379 $7,301 $6,511 $6,379
Progressive $2,942 $3,976 $3,386 $3,445
State Farm $3,447 $6,251 $10,031 $5,541
Travelers $3,077 $4,585 $4,420 $3,936

Cheapest Forked River, NJ Car Insurance for Teen Drivers

Teen car insurance in Forked River, NJ can be expensive. Take a look at rates from the top car insurance companies in Forked River for teenagers.

Annual Car Insurance Rates for Teen Drivers in Forked River, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,023 $11,016
Farmers $11,989 $13,712
GEICO $3,636 $3,626
Liberty Mutual $11,371 $12,900
Progressive $7,945 $8,615
State Farm $12,056 $15,469
Travelers $6,830 $7,669

Cheapest Forked River, NJ Car Insurance for Seniors

Take a look at Forked River, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Forked River, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,802 $2,802
Farmers $4,112 $4,003
GEICO $1,974 $1,974
Liberty Mutual $4,837 $4,837
Progressive $1,636 $1,695
State Farm $3,351 $3,351
Travelers $2,830 $2,846

Cheapest Forked River, NJ Car Insurance Rates After a DUI

A DUI in Forked River, NJ increases car insurance rates. Compare Forked River, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Forked River, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,221
Farmers $7,034
GEICO $3,511
Liberty Mutual $6,511
Progressive $3,386
State Farm $10,031
Travelers $4,420

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Cheapest Forked River, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Forked River, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Forked River, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,776 $4,794
Farmers $6,533 $6,533
GEICO $2,455 $2,495
Liberty Mutual $6,578 $6,707
Progressive $3,437 $3,437
State Farm $6,156 $6,479
Travelers $4,004 $4,004

Cheapest Forked River, NJ Car Insurance Rates by ZIP Code

Forked River car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Forked River, NJ.

Annual Car Insurance Rates by ZIP Code in Forked River, New Jersey

ZIP Code Average Annual Rates
8731 $4,554
8752 $4,658

The Best Cheap Car Insurance Companies in Forked River, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Forked River, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Forked River, New Jersey

Insurance Company Average Annual Rates
Allstate $4,785
Farmers $6,533
GEICO $2,475
Liberty Mutual $6,643
Progressive $3,437
State Farm $6,317
Travelers $4,004

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Category Winners: Cheapest Car Insurance in Forked River, New Jersey

Find the cheapest car insurance companies in Forked River, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Forked River, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Forked River, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Forked River car insurance rates. Find the cheapest Forked River, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Forked River, New Jersey

Insurance Company Low Medium High
Allstate $4,432 $4,852 $5,070
Farmers $5,858 $6,502 $7,238
GEICO $2,223 $2,521 $2,681
Liberty Mutual $5,935 $6,846 $7,148
Progressive $3,110 $3,494 $3,709
State Farm $5,873 $6,400 $6,679
Travelers $3,664 $4,005 $4,344

What affects car insurance rates in Forked River, New Jersey?

What factors can have an impact on Forked River, NJ car insurance? There are several reasons why Forked River car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Forked River, New Jersey.

Commute Time in Forked River

The more time you spend in your car the higher the risk of an accident. The average commute length in Forked River, NJ is 38.0 minutes according to City-Data.

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Compare Car Insurance Quotes in Forked River, NJ

Ready to find affordable Forked River, New Jersey car insurance today? Enter your ZIP code for fast, free Forked River, NJ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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