Compare Fostoria, OH Car Insurance Rates (2021)

Car insurance in Fostoria, OH averages $197 a month. Fostoria, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fostoria car insurance rates, compare quotes from the top car insurance companies in Fostoria, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fostoria for teen drivers is USAA
  • Average car insurance rates in Fostoria, OH after a DUI are $2,746/year
  • Average car insurance rates in Fostoria, OH are $2,367/year

If you need to buy Fostoria, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Fostoria, OH is right here.

You’ll find Fostoria car insurance rates, the cheapest Fostoria, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Fostoria, Ohio car insurance rates to Lorain car insurance rates, Columbus car insurance rates, and Dayton car insurance rates.

Ready to find affordable Fostoria, OH car insurance today? Enter your ZIP code for fast, free Fostoria car insurance quotes.

Cheapest Fostoria, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fostoria, OH car insurance rates? Every Fostoria, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fostoria, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,838 $1,832 $1,659 $1,772 $5,027 $5,752 $1,931 $2,062
American Family $837 $867 $766 $769 $2,544 $2,756 $1,032 $1,084
Farmers $1,551 $1,542 $1,369 $1,444 $6,734 $6,964 $1,737 $1,814
GEICO $1,132 $1,099 $1,066 $1,076 $2,988 $2,777 $1,254 $1,062
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $1,895 $1,904 $1,713 $1,725 $4,822 $6,207 $2,029 $2,356
Progressive $1,509 $1,420 $1,256 $1,298 $6,767 $7,613 $1,807 $1,870
State Farm $1,280 $1,280 $1,148 $1,148 $4,024 $5,056 $1,487 $1,703
Travelers $1,194 $1,213 $1,183 $1,179 $5,103 $8,080 $1,243 $1,417
USAA $796 $803 $756 $757 $2,410 $2,685 $1,060 $1,145

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Minimum Car Insurance in Fostoria, OH

Every driver must carry the minimum car insurance in Fostoria, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Fostoria, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fostoria, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fostoria, OH. Compare credit history car insurance rates in Fostoria from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fostoria, Ohio

Insurance Company Poor Fair Good
Allstate $3,504 $2,558 $2,141
American Family $1,769 $1,205 $1,021
Farmers $3,282 $2,767 $2,634
GEICO $1,863 $1,557 $1,251
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,412 $2,754 $2,329
Progressive $3,302 $2,857 $2,669
State Farm $3,049 $1,886 $1,487
Travelers $2,878 $2,507 $2,344
USAA $1,688 $1,196 $1,020

Cheapest Fostoria, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fostoria, OH to rates for a clean record with top companies.

Annual Fostoria, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,305 $2,778 $3,251 $2,602
American Family $1,278 $1,350 $1,350 $1,350
Farmers $2,385 $3,072 $2,996 $3,125
GEICO $1,062 $1,524 $2,204 $1,438
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,275 $2,886 $3,653 $2,512
Progressive $2,536 $3,453 $2,701 $3,079
State Farm $1,948 $2,333 $2,141 $2,141
Travelers $1,905 $2,474 $3,720 $2,206
USAA $1,003 $1,340 $1,753 $1,110

Cheapest Fostoria, OH Car Insurance for Teen Drivers

Teen car insurance in Fostoria, OH can be expensive. Take a look at rates from the top car insurance companies in Fostoria for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fostoria, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,027 $5,752
American Family $2,544 $2,756
Farmers $6,734 $6,964
GEICO $2,988 $2,777
Liberty Mutual $8,139 $9,191
Nationwide $4,822 $6,207
Progressive $6,767 $7,613
State Farm $4,024 $5,056
Travelers $5,103 $8,080
USAA $2,410 $2,685

Cheapest Fostoria, OH Car Insurance for Seniors

Take a look at Fostoria, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fostoria, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,659 $1,772
American Family $766 $769
Farmers $1,369 $1,444
GEICO $1,066 $1,076
Liberty Mutual $1,222 $1,481
Nationwide $1,713 $1,725
Progressive $1,256 $1,298
State Farm $1,148 $1,148
Travelers $1,183 $1,179
USAA $756 $757

Cheapest Fostoria, OH Car Insurance Rates After a DUI

A DUI in Fostoria, OH increases car insurance rates. Compare Fostoria, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fostoria, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,251
American Family $1,350
Farmers $2,996
GEICO $2,204
Liberty Mutual $3,696
Nationwide $3,653
Progressive $2,701
State Farm $2,141
Travelers $3,720
USAA $1,753

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Cheapest Fostoria, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fostoria, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fostoria, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,734 $2,734
American Family $1,316 $1,348
Farmers $2,894 $2,894
GEICO $1,530 $1,584
Liberty Mutual $3,357 $3,357
Nationwide $2,831 $2,831
Progressive $2,943 $2,943
State Farm $2,087 $2,194
Travelers $2,576 $2,576
USAA $1,252 $1,351

The Best Cheap Car Insurance Companies in Fostoria, OH

Take a look at a side-by-side comparison of the top car insurance companies in Fostoria, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fostoria, Ohio

Insurance Company Average Annual Rates
Allstate $2,734
American Family $1,332
Farmers $2,894
GEICO $1,557
Liberty Mutual $3,357
Nationwide $2,831
Progressive $2,943
State Farm $2,141
Travelers $2,576
USAA $1,301

Category Winners: Cheapest Car Insurance in Fostoria, Ohio

Find the cheapest car insurance companies in Fostoria, OH for each category right here.

Best Annual Car Insurance Rates by Company in Fostoria, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Fostoria, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fostoria car insurance rates. Find the cheapest Fostoria, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fostoria, Ohio

Insurance Company Low Medium High
Allstate $2,650 $2,729 $2,824
American Family $1,305 $1,342 $1,350
Farmers $2,751 $2,854 $3,078
GEICO $1,506 $1,550 $1,616
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,127 $2,745 $2,623
Progressive $2,838 $2,919 $3,070
State Farm $2,030 $2,147 $2,244
Travelers $2,502 $2,611 $2,616
USAA $1,245 $1,300 $1,359

What affects car insurance rates in Fostoria, Ohio?

What factors can have an impact on Fostoria, OH car insurance? There are several reasons why Fostoria car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fostoria, Ohio.

Commute Time in Fostoria

The more time you spend in your car the higher the risk of an accident. The average commute length in Fostoria, OH is 21.1 minutes according to City-Data.

Compare Car Insurance Quotes in Fostoria, OH

Ready to find affordable Fostoria, Ohio car insurance today? Enter your ZIP code for fast, free Fostoria, OH car insurance quotes.

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