Compare Gothenburg, NE Car Insurance Rates (2021)

Car insurance in Gothenburg, NE averages $283 a month. Gothenburg, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gothenburg car insurance rates, compare quotes from the top car insurance companies in Gothenburg, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gothenburg, NE are $3,400/year
  • Average car insurance rates in Gothenburg, NE after a DUI are $3,948/year
  • The cheapest car insurance company in Gothenburg is American Family

If you need to buy Gothenburg, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Gothenburg, NE is right here.

You’ll find Gothenburg car insurance rates, the cheapest Gothenburg, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Gothenburg, Nebraska car insurance rates to Norfolk car insurance rates, Grand Island car insurance rates, and Fremont car insurance rates.

Ready to find affordable Gothenburg, NE car insurance today? Enter your ZIP code for fast, free Gothenburg car insurance quotes.

Cheapest Gothenburg, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gothenburg, NE car insurance rates? Every Gothenburg, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gothenburg, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,275 $2,127 $2,146 $6,742 $7,125 $2,687 $2,739
American Family $1,751 $1,751 $1,591 $1,591 $2,895 $4,225 $1,713 $1,849
Farmers $2,079 $2,073 $1,867 $1,964 $7,756 $7,999 $2,342 $2,452
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,398 $3,693 $2,681 $3,264 $14,081 $15,826 $3,585 $3,979
Nationwide $1,765 $1,828 $1,578 $1,695 $3,926 $4,919 $2,015 $2,185
Progressive $2,277 $2,222 $1,866 $1,929 $8,222 $9,309 $2,732 $2,920
State Farm $1,526 $1,526 $1,325 $1,325 $3,977 $5,095 $1,681 $1,905
USAA $1,492 $1,493 $1,349 $1,399 $4,593 $5,524 $1,943 $2,178

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Minimum Car Insurance in Gothenburg, NE

Every driver must carry the minimum car insurance in Gothenburg, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Gothenburg, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gothenburg, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gothenburg, NE. Compare credit history car insurance rates in Gothenburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gothenburg, Nebraska

Insurance Company Poor Fair Good
Allstate $4,378 $3,331 $2,879
American Family $2,902 $1,990 $1,620
Farmers $4,095 $3,383 $3,222
GEICO $4,349 $3,775 $3,290
Liberty Mutual $9,129 $5,490 $4,321
Nationwide $2,999 $2,374 $2,093
Progressive $4,547 $3,781 $3,475
State Farm $3,334 $1,999 $1,552
USAA $3,336 $2,248 $1,904

Cheapest Gothenburg, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gothenburg, NE to rates for a clean record with top companies.

Annual Gothenburg, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,062 $3,456 $4,172 $3,425
American Family $2,125 $2,309 $2,125 $2,125
Farmers $3,025 $3,864 $3,770 $3,607
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,427 $6,366 $6,922 $6,538
Nationwide $1,756 $2,548 $3,656 $1,996
Progressive $3,355 $4,874 $3,747 $3,762
State Farm $2,144 $2,446 $2,295 $2,295
USAA $1,896 $2,381 $3,560 $2,148

Cheapest Gothenburg, NE Car Insurance for Teen Drivers

Teen car insurance in Gothenburg, NE can be expensive. Take a look at rates from the top car insurance companies in Gothenburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gothenburg, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $7,125
American Family $2,895 $4,225
Farmers $7,756 $7,999
GEICO $6,043 $7,918
Liberty Mutual $14,081 $15,826
Nationwide $3,926 $4,919
Progressive $8,222 $9,309
State Farm $3,977 $5,095
USAA $4,593 $5,524

Cheapest Gothenburg, NE Car Insurance for Seniors

Take a look at Gothenburg, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gothenburg, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,146
American Family $1,591 $1,591
Farmers $1,867 $1,964
GEICO $2,841 $2,734
Liberty Mutual $2,681 $3,264
Nationwide $1,578 $1,695
Progressive $1,866 $1,929
State Farm $1,325 $1,325
USAA $1,349 $1,399

Cheapest Gothenburg, NE Car Insurance Rates After a DUI

A DUI in Gothenburg, NE increases car insurance rates. Compare Gothenburg, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gothenburg, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,172
American Family $2,125
Farmers $3,770
GEICO $5,286
Liberty Mutual $6,922
Nationwide $3,656
Progressive $3,747
State Farm $2,295
USAA $3,560

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Cheapest Gothenburg, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gothenburg, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gothenburg, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,529 $3,529
American Family $2,153 $2,189
Farmers $3,567 $3,567
GEICO $3,746 $3,863
Liberty Mutual $6,313 $6,313
Nationwide $2,489 $2,489
Progressive $3,935 $3,935
State Farm $2,236 $2,354
USAA $2,467 $2,526

The Best Cheap Car Insurance Companies in Gothenburg, NE

Take a look at a side-by-side comparison of the top car insurance companies in Gothenburg, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gothenburg, Nebraska

Insurance Company Average Annual Rates
Allstate $3,529
American Family $2,171
Farmers $3,567
GEICO $3,805
Liberty Mutual $6,313
Nationwide $2,489
Progressive $3,935
State Farm $2,295
USAA $2,496

Category Winners: Cheapest Car Insurance in Gothenburg, Nebraska

Find the cheapest car insurance companies in Gothenburg, NE for each category right here.

Best Annual Car Insurance Rates by Company in Gothenburg, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Gothenburg, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gothenburg car insurance rates. Find the cheapest Gothenburg, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gothenburg, Nebraska

Insurance Company Low Medium High
Allstate $3,444 $3,522 $3,621
American Family $2,156 $2,235 $2,121
Farmers $3,417 $3,516 $3,767
GEICO $3,714 $3,801 $3,899
Liberty Mutual $6,155 $6,283 $6,501
Nationwide $2,541 $2,476 $2,450
Progressive $3,773 $3,926 $4,105
State Farm $2,215 $2,291 $2,379
USAA $2,423 $2,493 $2,573

What affects car insurance rates in Gothenburg, Nebraska?

What factors can have an impact on Gothenburg, NE car insurance? There are several reasons why Gothenburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gothenburg, Nebraska.

Commute Time in Gothenburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Gothenburg, NE is 13.0 minutes according to City-Data.

Compare Car Insurance Quotes in Gothenburg, NE

Ready to find affordable Gothenburg, Nebraska car insurance today? Enter your ZIP code for fast, free Gothenburg, NE car insurance quotes.

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