Compare Hampton, TN Car Insurance Rates (2021)

Car insurance in Hampton, TN averages $275 a month. Hampton, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Hampton car insurance rates, compare quotes from the top car insurance companies in Hampton, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hampton, TN are $3,294/year
  • The cheapest car insurance company in Hampton is State Farm
  • Average car insurance rates in Hampton, TN after a DUI are $3,851/year

If you need to buy Hampton, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Hampton, TN is right here.

You’ll find Hampton car insurance rates, the cheapest Hampton, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Hampton, Tennessee car insurance rates to Chattanooga car insurance rates, Jackson car insurance rates, and Memphis car insurance rates.

Ready to find affordable Hampton, TN car insurance today? Enter your ZIP code for fast, free Hampton car insurance quotes.

Cheapest Hampton, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hampton, TN car insurance rates? Every Hampton, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hampton, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,415 $2,317 $2,180 $2,261 $9,086 $9,895 $2,565 $2,651
Farmers $1,582 $1,610 $1,419 $1,562 $6,552 $6,951 $2,139 $2,266
GEICO $1,881 $1,894 $1,729 $1,729 $5,851 $5,940 $1,919 $1,980
Liberty Mutual $3,595 $129 $2,954 $3,301 $14,421 $16,025 $3,857 $4,116
Nationwide $1,958 $1,971 $1,762 $1,786 $5,364 $6,886 $2,247 $2,428
Progressive $1,690 $1,595 $1,378 $1,439 $7,567 $8,513 $2,038 $2,224
State Farm $1,387 $1,387 $1,257 $1,257 $4,309 $5,379 $1,569 $1,827
Travelers $1,533 $1,610 $1,403 $1,490 $4,299 $5,325 $1,627 $1,710
USAA $1,432 $1,457 $1,291 $1,291 $5,059 $5,809 $1,864 $1,991

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Minimum Car Insurance in Hampton, TN

Every driver must carry the minimum car insurance in Hampton, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Hampton, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hampton, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hampton, TN. Compare credit history car insurance rates in Hampton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hampton, Tennessee

Insurance Company Poor Fair Good
Allstate $5,311 $4,079 $3,123
Farmers $3,580 $2,801 $2,649
GEICO $3,248 $2,785 $2,562
Liberty Mutual $8,680 $5,312 $4,157
Nationwide $3,653 $2,912 $2,586
Progressive $3,719 $3,204 $2,993
State Farm $3,333 $2,001 $1,555
Travelers $3,012 $2,376 $1,737
USAA $3,663 $2,143 $1,767

Cheapest Hampton, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hampton, TN to rates for a clean record with top companies.

Annual Hampton, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,491 $4,160 $5,037 $3,996
Farmers $2,567 $3,188 $3,263 $3,022
GEICO $2,094 $2,792 $4,480 $2,094
Liberty Mutual $4,910 $7,065 $6,576 $5,647
Nationwide $2,648 $2,648 $3,945 $2,960
Progressive $2,914 $3,777 $3,102 $3,430
State Farm $2,088 $2,504 $2,296 $2,296
Travelers $1,932 $2,474 $2,724 $2,369
USAA $1,839 $2,747 $3,233 $2,278

Cheapest Hampton, TN Car Insurance for Teen Drivers

Teen car insurance in Hampton, TN can be expensive. Take a look at rates from the top car insurance companies in Hampton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hampton, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,086 $9,895
Farmers $6,552 $6,951
GEICO $5,851 $5,940
Liberty Mutual $14,421 $16,025
Nationwide $5,364 $6,886
Progressive $7,567 $8,513
State Farm $4,309 $5,379
Travelers $4,299 $5,325
USAA $5,059 $5,809

Cheapest Hampton, TN Car Insurance for Seniors

Take a look at Hampton, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hampton, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,180 $2,261
Farmers $1,419 $1,562
GEICO $1,729 $1,729
Liberty Mutual $2,954 $3,301
Nationwide $1,762 $1,786
Progressive $1,378 $1,439
State Farm $1,257 $1,257
Travelers $1,403 $1,490
USAA $1,291 $1,291

Cheapest Hampton, TN Car Insurance Rates After a DUI

A DUI in Hampton, TN increases car insurance rates. Compare Hampton, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hampton, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,037
Farmers $3,263
GEICO $4,480
Liberty Mutual $6,576
Nationwide $3,945
Progressive $3,102
State Farm $2,296
Travelers $2,724
USAA $3,233

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Cheapest Hampton, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hampton, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hampton, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,171 $4,171
Farmers $3,010 $3,010
GEICO $2,845 $2,885
Liberty Mutual $6,050 $6,050
Nationwide $3,050 $3,050
Progressive $3,306 $3,306
State Farm $2,242 $2,351
Travelers $2,283 $2,467
USAA $2,454 $2,595

The Best Cheap Car Insurance Companies in Hampton, TN

Take a look at a side-by-side comparison of the top car insurance companies in Hampton, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hampton, Tennessee

Insurance Company Average Annual Rates
Allstate $4,171
Farmers $3,010
GEICO $2,865
Liberty Mutual $6,050
Nationwide $3,050
Progressive $3,306
State Farm $2,296
Travelers $2,375
USAA $2,524

Category Winners: Cheapest Car Insurance in Hampton, Tennessee

Find the cheapest car insurance companies in Hampton, TN for each category right here.

Best Annual Car Insurance Rates by Company in Hampton, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Hampton, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hampton car insurance rates. Find the cheapest Hampton, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hampton, Tennessee

Insurance Company Low Medium High
Allstate $4,025 $4,161 $4,328
Farmers $2,834 $2,994 $3,202
GEICO $2,727 $2,858 $3,010
Liberty Mutual $5,792 $6,047 $6,310
Nationwide $3,065 $2,986 $3,100
Progressive $3,110 $3,307 $3,499
State Farm $2,162 $2,307 $2,420
Travelers $2,235 $2,373 $2,517
USAA $2,450 $2,516 $2,606

What affects car insurance rates in Hampton, Tennessee?

What factors can have an impact on Hampton, TN car insurance? There are several reasons why Hampton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hampton, Tennessee.

Traffic in Hampton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hampton, TN traffic data from INRIX ranks Hampton as the 839th-most congested in the world.

Compare Car Insurance Quotes in Hampton, TN

Ready to find affordable Hampton, Tennessee car insurance today? Enter your ZIP code for fast, free Hampton, TN car insurance quotes.

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