Compare Lakemore, OH Car Insurance Rates (2021)

Car insurance in Lakemore, OH averages $236 a month. Lakemore, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lakemore car insurance rates, compare quotes from the top car insurance companies in Lakemore, OH.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Lakemore for teen drivers is USAA
  • Average car insurance rates in Lakemore, OH are $2,831/year
  • The cheapest car insurance company in Lakemore is USAA

If you need to buy Lakemore, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Lakemore, OH is right here.

You’ll find Lakemore car insurance rates, the cheapest Lakemore, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Lakemore, Ohio car insurance rates to Cleveland car insurance rates, Lorain car insurance rates, and Dayton car insurance rates.

Ready to find affordable Lakemore, OH car insurance today? Enter your ZIP code for fast, free Lakemore car insurance quotes.

Cheapest Lakemore, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lakemore, OH car insurance rates? Every Lakemore, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lakemore, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,281 $2,276 $2,055 $2,201 $6,305 $7,216 $2,396 $2,560
American Family $920 $953 $848 $850 $2,972 $3,219 $1,143 $1,203
Farmers $1,738 $1,738 $1,529 $1,615 $7,812 $8,136 $1,945 $2,026
GEICO $1,286 $1,254 $1,216 $1,236 $3,500 $3,255 $1,427 $1,204
Liberty Mutual $2,211 $2,413 $1,695 $2,065 $11,929 $13,472 $2,338 $2,551
Nationwide $2,116 $2,124 $1,913 $1,923 $5,487 $7,054 $2,265 $2,629
Progressive $1,791 $1,686 $1,494 $1,537 $7,971 $8,976 $2,147 $2,214
State Farm $1,415 $1,415 $1,273 $1,273 $4,542 $5,688 $1,649 $1,899
Travelers $1,322 $1,341 $1,324 $1,314 $5,780 $9,118 $1,382 $1,563
USAA $903 $911 $858 $858 $2,767 $3,082 $1,206 $1,297

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lakemore, OH

Every driver must carry the minimum car insurance in Lakemore, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Lakemore, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lakemore, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lakemore, OH. Compare credit history car insurance rates in Lakemore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lakemore, Ohio

Insurance Company Poor Fair Good
Allstate $4,385 $3,188 $2,661
American Family $2,015 $1,369 $1,157
Farmers $3,752 $3,176 $3,025
GEICO $2,154 $1,797 $1,440
Liberty Mutual $6,922 $4,253 $3,328
Nationwide $3,848 $3,101 $2,618
Progressive $3,901 $3,374 $3,155
State Farm $3,412 $2,109 $1,662
Travelers $3,232 $2,815 $2,631
USAA $1,926 $1,365 $1,165

Cheapest Lakemore, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lakemore, OH to rates for a clean record with top companies.

Annual Lakemore, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,868 $3,474 $4,061 $3,242
American Family $1,450 $1,535 $1,535 $1,535
Farmers $2,739 $3,526 $3,439 $3,566
GEICO $1,214 $1,761 $2,573 $1,642
Liberty Mutual $4,053 $5,222 $5,324 $4,738
Nationwide $2,561 $3,250 $4,115 $2,829
Progressive $2,999 $4,075 $3,193 $3,641
State Farm $2,174 $2,615 $2,394 $2,394
Travelers $2,124 $2,777 $4,195 $2,476
USAA $1,139 $1,526 $2,014 $1,262

Cheapest Lakemore, OH Car Insurance for Teen Drivers

Teen car insurance in Lakemore, OH can be expensive. Take a look at rates from the top car insurance companies in Lakemore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lakemore, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,305 $7,216
American Family $2,972 $3,219
Farmers $7,812 $8,136
GEICO $3,500 $3,255
Liberty Mutual $11,929 $13,472
Nationwide $5,487 $7,054
Progressive $7,971 $8,976
State Farm $4,542 $5,688
Travelers $5,780 $9,118
USAA $2,767 $3,082

Cheapest Lakemore, OH Car Insurance for Seniors

Take a look at Lakemore, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lakemore, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,055 $2,201
American Family $848 $850
Farmers $1,529 $1,615
GEICO $1,216 $1,236
Liberty Mutual $1,695 $2,065
Nationwide $1,913 $1,923
Progressive $1,494 $1,537
State Farm $1,273 $1,273
Travelers $1,324 $1,314
USAA $858 $858

Cheapest Lakemore, OH Car Insurance Rates After a DUI

A DUI in Lakemore, OH increases car insurance rates. Compare Lakemore, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lakemore, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,061
American Family $1,535
Farmers $3,439
GEICO $2,573
Liberty Mutual $5,324
Nationwide $4,115
Progressive $3,193
State Farm $2,394
Travelers $4,195
USAA $2,014

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lakemore, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lakemore, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lakemore, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,411 $3,411
American Family $1,495 $1,532
Farmers $3,318 $3,318
GEICO $1,768 $1,827
Liberty Mutual $4,834 $4,834
Nationwide $3,189 $3,189
Progressive $3,477 $3,477
State Farm $2,335 $2,453
Travelers $2,893 $2,893
USAA $1,428 $1,543

The Best Cheap Car Insurance Companies in Lakemore, OH

Take a look at a side-by-side comparison of the top car insurance companies in Lakemore, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lakemore, Ohio

Insurance Company Average Annual Rates
Allstate $3,411
American Family $1,513
Farmers $3,318
GEICO $1,797
Liberty Mutual $4,834
Nationwide $3,189
Progressive $3,477
State Farm $2,394
Travelers $2,893
USAA $1,485

Category Winners: Cheapest Car Insurance in Lakemore, Ohio

Find the cheapest car insurance companies in Lakemore, OH for each category right here.

Best Annual Car Insurance Rates by Company in Lakemore, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lakemore, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lakemore car insurance rates. Find the cheapest Lakemore, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lakemore, Ohio

Insurance Company Low Medium High
Allstate $3,298 $3,405 $3,531
American Family $1,484 $1,525 $1,531
Farmers $3,130 $3,262 $3,561
GEICO $1,738 $1,790 $1,865
Liberty Mutual $4,646 $4,861 $4,995
Nationwide $3,516 $3,092 $2,960
Progressive $3,346 $3,449 $3,636
State Farm $2,275 $2,402 $2,506
Travelers $2,809 $2,932 $2,937
USAA $1,415 $1,484 $1,557

What affects car insurance rates in Lakemore, Ohio?

What factors can have an impact on Lakemore, OH car insurance? There are several reasons why Lakemore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lakemore, Ohio.

Car Theft in Lakemore

High levels of vehicle theft can make car insurance more expensive. Lakemore, OH car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Lakemore

The more time you spend in your car the higher the risk of an accident. The average commute length in Lakemore, OH is 23.4 minutes according to City-Data.

Compare Car Insurance Quotes in Lakemore, OH

Ready to find affordable Lakemore, Ohio car insurance today? Enter your ZIP code for fast, free Lakemore, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption