Compare Mckenzie, TN Car Insurance Rates (2021)

Car insurance in Mckenzie, TN averages $302 a month. Mckenzie, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Mckenzie car insurance rates, compare quotes from the top car insurance companies in Mckenzie, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in McKenzie, TN after a DUI are $4,238/year
  • Average car insurance rates in McKenzie, TN are $3,621/year
  • The cheapest car insurance company in McKenzie is State Farm

If you need to buy McKenzie, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in McKenzie, TN is right here.

You’ll find McKenzie car insurance rates, the cheapest McKenzie, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare McKenzie, Tennessee car insurance rates to Hendersonville car insurance rates, Jackson car insurance rates, and Johnson City car insurance rates.

Ready to find affordable McKenzie, TN car insurance today? Enter your ZIP code for fast, free McKenzie car insurance quotes.

Cheapest McKenzie, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect McKenzie, TN car insurance rates? Every McKenzie, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in McKenzie, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,835 $2,730 $2,541 $2,640 $10,457 $11,381 $3,041 $3,154
Farmers $2,040 $2,073 $1,836 $1,993 $8,074 $8,546 $2,741 $2,926
GEICO $2,140 $2,165 $1,977 $1,977 $6,312 $6,444 $2,162 $2,229
Liberty Mutual $3,770 $129 $3,100 $3,458 $15,047 $16,707 $4,048 $4,324
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,860 $1,763 $1,514 $1,579 $8,163 $9,203 $2,245 $2,454
State Farm $1,558 $1,558 $1,386 $1,386 $4,465 $5,615 $1,752 $2,022
Travelers $1,677 $1,765 $1,510 $1,607 $4,547 $5,582 $1,789 $1,883
USAA $1,511 $1,547 $1,357 $1,365 $5,165 $5,922 $1,966 $2,114

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Minimum Car Insurance in McKenzie, TN

Every driver must carry the minimum car insurance in McKenzie, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in McKenzie, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest McKenzie, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in McKenzie, TN. Compare credit history car insurance rates in McKenzie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in McKenzie, Tennessee

Insurance Company Poor Fair Good
Allstate $6,186 $4,735 $3,621
Farmers $4,504 $3,511 $3,321
GEICO $3,608 $3,084 $2,835
Liberty Mutual $9,085 $5,547 $4,337
Nationwide $3,894 $3,084 $2,730
Progressive $4,058 $3,484 $3,251
State Farm $3,582 $2,150 $1,670
Travelers $3,247 $2,533 $1,855
USAA $3,814 $2,217 $1,824

Cheapest McKenzie, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in McKenzie, TN to rates for a clean record with top companies.

Annual McKenzie, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,074 $4,846 $5,823 $4,646
Farmers $3,222 $3,996 $4,085 $3,812
GEICO $2,293 $3,090 $5,027 $2,293
Liberty Mutual $5,127 $7,383 $6,877 $5,905
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,171 $4,104 $3,377 $3,737
State Farm $2,267 $2,668 $2,468 $2,468
Travelers $2,070 $2,651 $2,915 $2,544
USAA $1,913 $2,842 $3,352 $2,366

Cheapest McKenzie, TN Car Insurance for Teen Drivers

Teen car insurance in McKenzie, TN can be expensive. Take a look at rates from the top car insurance companies in McKenzie for teenagers.

Annual Car Insurance Rates for Teen Drivers in McKenzie, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,457 $11,381
Farmers $8,074 $8,546
GEICO $6,312 $6,444
Liberty Mutual $15,047 $16,707
Nationwide $5,594 $7,251
Progressive $8,163 $9,203
State Farm $4,465 $5,615
Travelers $4,547 $5,582
USAA $5,165 $5,922

Cheapest McKenzie, TN Car Insurance for Seniors

Take a look at McKenzie, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in McKenzie, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,541 $2,640
Farmers $1,836 $1,993
GEICO $1,977 $1,977
Liberty Mutual $3,100 $3,458
Nationwide $1,878 $1,915
Progressive $1,514 $1,579
State Farm $1,386 $1,386
Travelers $1,510 $1,607
USAA $1,357 $1,365

Cheapest McKenzie, TN Car Insurance Rates After a DUI

A DUI in McKenzie, TN increases car insurance rates. Compare McKenzie, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in McKenzie, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,823
Farmers $4,085
GEICO $5,027
Liberty Mutual $6,877
Nationwide $4,216
Progressive $3,377
State Farm $2,468
Travelers $2,915
USAA $3,352

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Cheapest McKenzie, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in McKenzie, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in McKenzie, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,847 $4,847
Farmers $3,779 $3,779
GEICO $3,160 $3,192
Liberty Mutual $6,323 $6,323
Nationwide $3,236 $3,236
Progressive $3,597 $3,597
State Farm $2,409 $2,526
Travelers $2,445 $2,645
USAA $2,543 $2,694

The Best Cheap Car Insurance Companies in McKenzie, TN

Take a look at a side-by-side comparison of the top car insurance companies in McKenzie, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in McKenzie, Tennessee

Insurance Company Average Annual Rates
Allstate $4,847
Farmers $3,779
GEICO $3,176
Liberty Mutual $6,323
Nationwide $3,236
Progressive $3,597
State Farm $2,468
Travelers $2,545
USAA $2,618

Category Winners: Cheapest Car Insurance in McKenzie, Tennessee

Find the cheapest car insurance companies in McKenzie, TN for each category right here.

Best Annual Car Insurance Rates by Company in McKenzie, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest McKenzie, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your McKenzie car insurance rates. Find the cheapest McKenzie, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in McKenzie, Tennessee

Insurance Company Low Medium High
Allstate $4,682 $4,836 $5,024
Farmers $3,584 $3,761 $3,990
GEICO $3,033 $3,170 $3,324
Liberty Mutual $6,067 $6,319 $6,583
Nationwide $3,267 $3,162 $3,279
Progressive $3,397 $3,598 $3,797
State Farm $2,345 $2,477 $2,581
Travelers $2,412 $2,543 $2,680
USAA $2,540 $2,610 $2,705

What affects car insurance rates in McKenzie, Tennessee?

What factors can have an impact on McKenzie, TN car insurance? There are several reasons why McKenzie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in McKenzie, Tennessee.

Commute Time in McKenzie

The more time you spend in your car the higher the risk of an accident. The average commute length in McKenzie, TN is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in McKenzie, TN

Ready to find affordable McKenzie, Tennessee car insurance today? Enter your ZIP code for fast, free McKenzie, TN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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