Compare Mcminnville, TN Car Insurance Rates (2021)

Car insurance in Mcminnville, TN averages $298 a month. Mcminnville, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Mcminnville car insurance rates, compare quotes from the top car insurance companies in Mcminnville, TN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in McMinnville for teen drivers is State Farm
  • Average car insurance rates in McMinnville, TN are $3,577/year
  • Average car insurance rates in McMinnville, TN after a DUI are $4,194/year

If you need to buy McMinnville, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in McMinnville, TN is right here.

You’ll find McMinnville car insurance rates, the cheapest McMinnville, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare McMinnville, Tennessee car insurance rates to Hendersonville car insurance rates, Johnson City car insurance rates, and Jackson car insurance rates.

Ready to find affordable McMinnville, TN car insurance today? Enter your ZIP code for fast, free McMinnville car insurance quotes.

Cheapest McMinnville, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect McMinnville, TN car insurance rates? Every McMinnville, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in McMinnville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,782 $2,680 $2,498 $2,595 $10,282 $11,217 $2,981 $3,088
Farmers $2,218 $2,256 $1,992 $2,177 $8,958 $9,479 $2,988 $3,185
GEICO $2,128 $2,152 $1,966 $1,966 $6,288 $6,418 $2,151 $2,218
Liberty Mutual $3,406 $129 $2,802 $3,131 $13,876 $15,420 $3,651 $3,892
Nationwide $2,106 $2,123 $1,889 $1,919 $5,787 $7,451 $2,420 $2,623
Progressive $1,786 $1,690 $1,452 $1,519 $7,914 $8,916 $2,155 $2,357
State Farm $1,382 $1,382 $1,242 $1,242 $4,155 $5,198 $1,559 $1,813
Travelers $1,729 $1,819 $1,576 $1,676 $4,896 $6,074 $1,840 $1,936
USAA $1,479 $1,504 $1,336 $1,335 $5,281 $6,053 $1,929 $2,056

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in McMinnville, TN

Every driver must carry the minimum car insurance in McMinnville, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in McMinnville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest McMinnville, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in McMinnville, TN. Compare credit history car insurance rates in McMinnville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in McMinnville, Tennessee

Insurance Company Poor Fair Good
Allstate $6,075 $4,659 $3,563
Farmers $4,951 $3,864 $3,654
GEICO $3,591 $3,070 $2,822
Liberty Mutual $8,299 $5,087 $3,980
Nationwide $3,959 $3,135 $2,775
Progressive $3,915 $3,365 $3,141
State Farm $3,260 $1,958 $1,522
Travelers $3,421 $2,694 $1,965
USAA $3,800 $2,228 $1,838

Cheapest McMinnville, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in McMinnville, TN to rates for a clean record with top companies.

Annual McMinnville, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,008 $4,766 $5,720 $4,568
Farmers $3,542 $4,402 $4,500 $4,182
GEICO $2,284 $3,076 $5,001 $2,284
Liberty Mutual $4,695 $6,765 $6,293 $5,402
Nationwide $2,850 $2,850 $4,268 $3,192
Progressive $3,061 $3,966 $3,260 $3,608
State Farm $2,052 $2,442 $2,247 $2,247
Travelers $2,183 $2,806 $3,098 $2,686
USAA $1,907 $2,857 $3,360 $2,364

Cheapest McMinnville, TN Car Insurance for Teen Drivers

Teen car insurance in McMinnville, TN can be expensive. Take a look at rates from the top car insurance companies in McMinnville for teenagers.

Annual Car Insurance Rates for Teen Drivers in McMinnville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,282 $11,217
Farmers $8,958 $9,479
GEICO $6,288 $6,418
Liberty Mutual $13,876 $15,420
Nationwide $5,787 $7,451
Progressive $7,914 $8,916
State Farm $4,155 $5,198
Travelers $4,896 $6,074
USAA $5,281 $6,053

Cheapest McMinnville, TN Car Insurance for Seniors

Take a look at McMinnville, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in McMinnville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,498 $2,595
Farmers $1,992 $2,177
GEICO $1,966 $1,966
Liberty Mutual $2,802 $3,131
Nationwide $1,889 $1,919
Progressive $1,452 $1,519
State Farm $1,242 $1,242
Travelers $1,576 $1,676
USAA $1,336 $1,335

Cheapest McMinnville, TN Car Insurance Rates After a DUI

A DUI in McMinnville, TN increases car insurance rates. Compare McMinnville, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in McMinnville, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,720
Farmers $4,500
GEICO $5,001
Liberty Mutual $6,293
Nationwide $4,268
Progressive $3,260
State Farm $2,247
Travelers $3,098
USAA $3,360

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest McMinnville, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in McMinnville, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in McMinnville, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,765 $4,765
Farmers $4,157 $4,157
GEICO $3,145 $3,177
Liberty Mutual $5,788 $5,788
Nationwide $3,290 $3,290
Progressive $3,474 $3,474
State Farm $2,194 $2,300
Travelers $2,588 $2,799
USAA $2,548 $2,696

The Best Cheap Car Insurance Companies in McMinnville, TN

Take a look at a side-by-side comparison of the top car insurance companies in McMinnville, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in McMinnville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,765
Farmers $4,157
GEICO $3,161
Liberty Mutual $5,788
Nationwide $3,290
Progressive $3,474
State Farm $2,247
Travelers $2,693
USAA $2,622

Category Winners: Cheapest Car Insurance in McMinnville, Tennessee

Find the cheapest car insurance companies in McMinnville, TN for each category right here.

Best Annual Car Insurance Rates by Company in McMinnville, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest McMinnville, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your McMinnville car insurance rates. Find the cheapest McMinnville, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in McMinnville, Tennessee

Insurance Company Low Medium High
Allstate $4,603 $4,755 $4,939
Farmers $3,931 $4,136 $4,402
GEICO $3,017 $3,154 $3,312
Liberty Mutual $5,533 $5,786 $6,047
Nationwide $3,324 $3,220 $3,326
Progressive $3,279 $3,472 $3,670
State Farm $2,127 $2,256 $2,358
Travelers $2,536 $2,691 $2,853
USAA $2,539 $2,613 $2,714

What affects car insurance rates in McMinnville, Tennessee?

What factors can have an impact on McMinnville, TN car insurance? There are several reasons why McMinnville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in McMinnville, Tennessee.

Commute Time in McMinnville

The more time you spend in your car the higher the risk of an accident. The average commute length in McMinnville, TN is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in McMinnville, TN

Ready to find affordable McMinnville, Tennessee car insurance today? Enter your ZIP code for fast, free McMinnville, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption