Compare Moriarty, NM Car Insurance Rates (2021)

Car insurance in Moriarty, NM averages $298 a month. Moriarty, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Moriarty car insurance rates, compare quotes from the top car insurance companies in Moriarty, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Moriarty for teen drivers is USAA
  • Average car insurance rates in Moriarty, NM after a DUI are $4,542/year
  • The cheapest car insurance company in Moriarty is USAA

If you need to buy Moriarty, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Moriarty, NM is right here.

You’ll find Moriarty car insurance rates, the cheapest Moriarty, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Moriarty, New Mexico car insurance rates to Albuquerque car insurance rates, Gallup car insurance rates, and Santa Fe car insurance rates.

Ready to find affordable Moriarty, NM car insurance today? Enter your ZIP code for fast, free Moriarty car insurance quotes.

Cheapest Moriarty, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Moriarty, NM car insurance rates? Every Moriarty, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moriarty, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,784 $2,785 $2,550 $2,685 $9,530 $11,037 $3,079 $3,248
Farmers $2,626 $2,617 $2,353 $2,507 $10,479 $10,767 $2,944 $3,038
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,524 $2,573 $2,286 $2,408 $6,062 $7,679 $2,842 $3,052
Progressive $1,705 $1,656 $1,536 $1,546 $6,898 $7,770 $2,069 $2,144
State Farm $1,587 $1,587 $1,436 $1,436 $4,309 $5,424 $1,779 $1,966
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Moriarty, NM

Every driver must carry the minimum car insurance in Moriarty, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Moriarty, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Moriarty, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Moriarty, NM. Compare credit history car insurance rates in Moriarty from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Moriarty, New Mexico

Insurance Company Poor Fair Good
Allstate $5,490 $4,519 $4,128
Farmers $5,358 $4,429 $4,212
GEICO $4,787 $4,162 $3,849
Nationwide $4,509 $3,492 $3,033
Progressive $3,478 $3,095 $2,923
State Farm $3,492 $2,141 $1,688
USAA $2,680 $2,000 $1,731

Cheapest Moriarty, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Moriarty, NM to rates for a clean record with top companies.

Annual Moriarty, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,866 $5,138 $5,481 $4,363
Farmers $3,948 $5,075 $4,956 $4,687
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,732 $3,861 $5,013 $3,106
Progressive $2,741 $3,733 $2,950 $3,238
State Farm $2,292 $2,490 $2,490 $2,490
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Moriarty, NM Car Insurance for Teen Drivers

Teen car insurance in Moriarty, NM can be expensive. Take a look at rates from the top car insurance companies in Moriarty for teenagers.

Annual Car Insurance Rates for Teen Drivers in Moriarty, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,530 $11,037
Farmers $10,479 $10,767
GEICO $7,583 $10,447
Nationwide $6,062 $7,679
Progressive $6,898 $7,770
State Farm $4,309 $5,424
USAA $3,641 $4,122

Cheapest Moriarty, NM Car Insurance for Seniors

Take a look at Moriarty, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Moriarty, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,550 $2,685
Farmers $2,353 $2,507
GEICO $2,511 $2,511
Nationwide $2,286 $2,408
Progressive $1,536 $1,546
State Farm $1,436 $1,436
USAA $1,372 $1,376

Cheapest Moriarty, NM Car Insurance Rates After a DUI

A DUI in Moriarty, NM increases car insurance rates. Compare Moriarty, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Moriarty, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,481
Farmers $4,956
GEICO $8,009
Nationwide $5,013
Progressive $2,950
State Farm $2,490
USAA $2,897

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Cheapest Moriarty, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Moriarty, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Moriarty, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,712 $4,712
Farmers $4,666 $4,666
GEICO $4,201 $4,331
Nationwide $3,678 $3,678
Progressive $3,165 $3,165
State Farm $2,379 $2,502
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Moriarty, NM

Take a look at a side-by-side comparison of the top car insurance companies in Moriarty, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Moriarty, New Mexico

Insurance Company Average Annual Rates
Allstate $4,712
Farmers $4,666
GEICO $4,266
Nationwide $3,678
Progressive $3,165
State Farm $2,440
USAA $2,137

Category Winners: Cheapest Car Insurance in Moriarty, New Mexico

Find the cheapest car insurance companies in Moriarty, NM for each category right here.

Best Annual Car Insurance Rates by Company in Moriarty, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Moriarty, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Moriarty car insurance rates. Find the cheapest Moriarty, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Moriarty, New Mexico

Insurance Company Low Medium High
Allstate $4,465 $4,701 $4,970
Farmers $4,263 $4,626 $5,110
GEICO $3,990 $4,256 $4,552
Nationwide $3,654 $3,639 $3,742
Progressive $3,033 $3,166 $3,297
State Farm $2,236 $2,449 $2,636
USAA $1,995 $2,146 $2,271

What affects car insurance rates in Moriarty, New Mexico?

What factors can have an impact on Moriarty, NM car insurance? There are several reasons why Moriarty car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Moriarty, New Mexico.

Car Theft in Moriarty

High levels of vehicle theft can make car insurance more expensive. Moriarty, NM car theft statistics from the FBI indicate 8 vehicle thefts a year.

Commute Time in Moriarty

The more time you spend in your car the higher the risk of an accident. The average commute length in Moriarty, NM is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Moriarty, NM

Ready to find affordable Moriarty, New Mexico car insurance today? Enter your ZIP code for fast, free Moriarty, NM car insurance quotes.

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