Compare Parsippany, NJ Car Insurance Rates (2021)

Car insurance in Parsippany, NJ averages $391 a month. Parsippany, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Parsippany car insurance rates, compare quotes from the top car insurance companies in Parsippany, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Parsippany, NJ are $4,697/year
  • Average car insurance rates in Parsippany, NJ after a DUI are $5,525/year
  • The cheapest car insurance company in Parsippany is GEICO

If you need to buy Parsippany, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Parsippany, NJ is right here.

You’ll find Parsippany car insurance rates, the cheapest Parsippany, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Parsippany, New Jersey car insurance rates to Camden car insurance rates, Newark car insurance rates, and Jersey City car insurance rates.

Ready to find affordable Parsippany, NJ car insurance today? Enter your ZIP code for fast, free Parsippany car insurance quotes.

Cheapest Parsippany, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Parsippany, NJ car insurance rates? Every Parsippany, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Parsippany, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,831 $2,815 $2,732 $2,732 $9,001 $11,230 $3,304 $3,457
Farmers $4,269 $4,308 $4,142 $4,074 $12,651 $14,567 $5,092 $5,258
GEICO $2,072 $2,036 $2,023 $2,023 $3,780 $3,827 $2,380 $2,344
Liberty Mutual $3,592 $3,592 $3,939 $3,939 $9,217 $10,454 $3,939 $4,513
Progressive $1,804 $1,680 $1,633 $1,666 $8,186 $9,120 $2,137 $2,083
State Farm $3,630 $3,630 $3,272 $3,272 $11,692 $15,026 $4,125 $4,607
Travelers $2,721 $2,669 $2,514 $2,557 $6,315 $7,201 $2,680 $2,684

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Minimum Car Insurance in Parsippany, NJ

Every driver must carry the minimum car insurance in Parsippany, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Parsippany, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Parsippany, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Parsippany, NJ. Compare credit history car insurance rates in Parsippany from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Parsippany, New Jersey

Insurance Company Poor Fair Good
Allstate $6,564 $4,312 $3,412
Farmers $8,026 $6,355 $6,004
GEICO $3,849 $2,221 $1,613
Liberty Mutual $6,824 $5,076 $4,295
Progressive $3,940 $3,462 $3,214
State Farm $8,893 $5,377 $4,200
Travelers $4,865 $3,615 $2,523

Cheapest Parsippany, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Parsippany, NJ to rates for a clean record with top companies.

Annual Parsippany, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,565 $5,933 $5,212 $4,341
Farmers $5,248 $8,942 $7,254 $5,736
GEICO $1,996 $2,618 $3,632 $1,996
Liberty Mutual $5,187 $5,926 $5,293 $5,187
Progressive $3,071 $4,056 $3,475 $3,552
State Farm $3,360 $6,088 $9,781 $5,398
Travelers $2,834 $4,168 $4,030 $3,640

Cheapest Parsippany, NJ Car Insurance for Teen Drivers

Teen car insurance in Parsippany, NJ can be expensive. Take a look at rates from the top car insurance companies in Parsippany for teenagers.

Annual Car Insurance Rates for Teen Drivers in Parsippany, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,001 $11,230
Farmers $12,651 $14,567
GEICO $3,780 $3,827
Liberty Mutual $9,217 $10,454
Progressive $8,186 $9,120
State Farm $11,692 $15,026
Travelers $6,315 $7,201

Cheapest Parsippany, NJ Car Insurance for Seniors

Take a look at Parsippany, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Parsippany, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,732 $2,732
Farmers $4,142 $4,074
GEICO $2,023 $2,023
Liberty Mutual $3,939 $3,939
Progressive $1,633 $1,666
State Farm $3,272 $3,272
Travelers $2,514 $2,557

Cheapest Parsippany, NJ Car Insurance Rates After a DUI

A DUI in Parsippany, NJ increases car insurance rates. Compare Parsippany, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Parsippany, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,212
Farmers $7,254
GEICO $3,632
Liberty Mutual $5,293
Progressive $3,475
State Farm $9,781
Travelers $4,030

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Cheapest Parsippany, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Parsippany, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Parsippany, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,754 $4,772
Farmers $6,795 $6,795
GEICO $2,540 $2,582
Liberty Mutual $5,346 $5,450
Progressive $3,538 $3,538
State Farm $6,004 $6,309
Travelers $3,668 $3,668

The Best Cheap Car Insurance Companies in Parsippany, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Parsippany, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Parsippany, New Jersey

Insurance Company Average Annual Rates
Allstate $4,763
Farmers $6,795
GEICO $2,561
Liberty Mutual $5,398
Progressive $3,538
State Farm $6,157
Travelers $3,668

Category Winners: Cheapest Car Insurance in Parsippany, New Jersey

Find the cheapest car insurance companies in Parsippany, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Parsippany, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Parsippany, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Parsippany car insurance rates. Find the cheapest Parsippany, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Parsippany, New Jersey

Insurance Company Low Medium High
Allstate $4,427 $4,828 $5,033
Farmers $6,166 $6,781 $7,438
GEICO $2,299 $2,612 $2,772
Liberty Mutual $4,859 $5,556 $5,779
Progressive $3,218 $3,598 $3,800
State Farm $5,773 $6,228 $6,469
Travelers $3,382 $3,674 $3,948

Compare Car Insurance Quotes in Parsippany, NJ

Ready to find affordable Parsippany, New Jersey car insurance today? Enter your ZIP code for fast, free Parsippany, NJ car insurance quotes.

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