Compare Rutherford, NJ Car Insurance Rates (2021)

Car insurance in Rutherford, NJ averages $522 a month. Rutherford, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Rutherford car insurance rates, compare quotes from the top car insurance companies in Rutherford, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rutherford, NJ after a DUI are $7,459/year
  • The cheapest car insurance company in Rutherford is GEICO
  • The cheapest car insurance company in Rutherford for teen drivers is GEICO

If you need to buy Rutherford, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Rutherford, NJ is right here.

You’ll find Rutherford car insurance rates, the cheapest Rutherford, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Rutherford, New Jersey car insurance rates to Paterson car insurance rates, Passaic car insurance rates, and Camden car insurance rates.

Ready to find affordable Rutherford, NJ car insurance today? Enter your ZIP code for fast, free Rutherford car insurance quotes.

Cheapest Rutherford, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rutherford, NJ car insurance rates? Every Rutherford, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rutherford, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,281 $4,264 $4,178 $4,178 $13,285 $15,878 $5,071 $5,127
Farmers $5,096 $5,138 $4,960 $4,847 $14,909 $17,129 $6,055 $6,159
GEICO $2,322 $2,285 $2,273 $2,273 $4,227 $4,187 $2,676 $2,589
Liberty Mutual $4,976 $4,976 $5,466 $5,466 $12,910 $14,650 $5,466 $6,276
Progressive $2,155 $1,990 $1,944 $2,003 $9,821 $10,773 $2,550 $2,430
State Farm $5,566 $5,566 $5,056 $5,056 $18,523 $23,768 $6,366 $7,113
Travelers $3,463 $3,352 $3,202 $3,228 $7,823 $8,813 $3,364 $3,325

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Minimum Car Insurance in Rutherford, NJ

Every driver must carry the minimum car insurance in Rutherford, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Rutherford, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Rutherford, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rutherford, NJ. Compare credit history car insurance rates in Rutherford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rutherford, New Jersey

Insurance Company Poor Fair Good
Allstate $9,911 $6,264 $4,923
Farmers $9,575 $7,481 $7,055
GEICO $4,300 $2,471 $1,789
Liberty Mutual $9,543 $7,066 $5,960
Progressive $4,714 $4,113 $3,797
State Farm $13,955 $8,394 $6,531
Travelers $6,156 $4,498 $3,060

Cheapest Rutherford, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rutherford, NJ to rates for a clean record with top companies.

Annual Rutherford, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,282 $8,793 $7,634 $6,422
Farmers $6,220 $10,570 $8,617 $6,740
GEICO $2,218 $2,918 $4,060 $2,218
Liberty Mutual $7,223 $8,273 $7,373 $7,223
Progressive $3,612 $4,864 $4,138 $4,218
State Farm $5,206 $9,528 $15,339 $8,434
Travelers $3,507 $5,230 $5,052 $4,496

Cheapest Rutherford, NJ Car Insurance for Teen Drivers

Teen car insurance in Rutherford, NJ can be expensive. Take a look at rates from the top car insurance companies in Rutherford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rutherford, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,285 $15,878
Farmers $14,909 $17,129
GEICO $4,227 $4,187
Liberty Mutual $12,910 $14,650
Progressive $9,821 $10,773
State Farm $18,523 $23,768
Travelers $7,823 $8,813

Cheapest Rutherford, NJ Car Insurance for Seniors

Take a look at Rutherford, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rutherford, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,178 $4,178
Farmers $4,960 $4,847
GEICO $2,273 $2,273
Liberty Mutual $5,466 $5,466
Progressive $1,944 $2,003
State Farm $5,056 $5,056
Travelers $3,202 $3,228

Cheapest Rutherford, NJ Car Insurance Rates After a DUI

A DUI in Rutherford, NJ increases car insurance rates. Compare Rutherford, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rutherford, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,634
Farmers $8,617
GEICO $4,060
Liberty Mutual $7,373
Progressive $4,138
State Farm $15,339
Travelers $5,052

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Cheapest Rutherford, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rutherford, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rutherford, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,020 $7,046
Farmers $8,037 $8,037
GEICO $2,830 $2,878
Liberty Mutual $7,450 $7,596
Progressive $4,208 $4,208
State Farm $9,372 $9,882
Travelers $4,571 $4,571

The Best Cheap Car Insurance Companies in Rutherford, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Rutherford, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rutherford, New Jersey

Insurance Company Average Annual Rates
Allstate $7,033
Farmers $8,037
GEICO $2,854
Liberty Mutual $7,523
Progressive $4,208
State Farm $9,627
Travelers $4,571

Category Winners: Cheapest Car Insurance in Rutherford, New Jersey

Find the cheapest car insurance companies in Rutherford, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Rutherford, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Rutherford, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rutherford car insurance rates. Find the cheapest Rutherford, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rutherford, New Jersey

Insurance Company Low Medium High
Allstate $6,416 $7,147 $7,535
Farmers $7,231 $7,998 $8,881
GEICO $2,528 $2,911 $3,122
Liberty Mutual $6,732 $7,751 $8,087
Progressive $3,801 $4,277 $4,546
State Farm $8,888 $9,762 $10,230
Travelers $4,180 $4,571 $4,964

What affects car insurance rates in Rutherford, New Jersey?

What factors can have an impact on Rutherford, NJ car insurance? There are several reasons why Rutherford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rutherford, New Jersey.

Commute Time in Rutherford

The more time you spend in your car the higher the risk of an accident. The average commute length in Rutherford, NJ is 30.9 minutes according to City-Data.

Compare Car Insurance Quotes in Rutherford, NJ

Ready to find affordable Rutherford, New Jersey car insurance today? Enter your ZIP code for fast, free Rutherford, NJ car insurance quotes.

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