Compare Rutland, VT Car Insurance Rates (2021)

Car insurance in Rutland, VT averages $260 a month. Rutland, Vermont car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Rutland car insurance rates, compare quotes from the top car insurance companies in Rutland, VT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rutland for teen drivers is USAA
  • Average car insurance rates in Rutland, VT are $3,122/year
  • Average car insurance rates in Rutland, VT after a DUI are $3,560/year

If you need to buy Rutland, Vermont car insurance, the options can be confusing. Everything you need to know about car insurance in Rutland, VT is right here.

You’ll find Rutland car insurance rates, the cheapest Rutland, VT car insurance companies, and information on Vermont car insurance laws. You can also compare Rutland, Vermont car insurance rates to Rutland car insurance rates, Bellows Falls car insurance rates, and St. Albans car insurance rates.

Ready to find affordable Rutland, VT car insurance today? Enter your ZIP code for fast, free Rutland car insurance quotes.

Cheapest Rutland, VT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rutland, VT car insurance rates? Every Rutland, Vermont car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rutland, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,110 $2,110 $2,013 $2,013 $5,053 $6,669 $2,397 $2,631
GEICO $1,629 $1,514 $1,600 $1,458 $3,721 $4,335 $1,373 $1,347
Liberty Mutual $1,739 $1,882 $1,540 $1,731 $7,342 $8,170 $1,987 $2,100
Nationwide $1,525 $1,552 $1,370 $1,446 $3,748 $4,771 $1,753 $1,889
Progressive $3,253 $3,225 $2,912 $2,925 $10,085 $11,035 $3,326 $3,539
State Farm $2,507 $2,507 $2,242 $2,242 $7,456 $9,563 $2,795 $3,116
USAA $1,169 $1,171 $1,095 $1,087 $3,806 $3,967 $1,601 $1,667

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Minimum Car Insurance in Rutland, VT

Every driver must carry the minimum car insurance in Rutland, VT. Take a look at the Vermont car insurance requirements.

Minimum Required Car Insurance Coverage in Rutland, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Rutland, VT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rutland, VT. Compare credit history car insurance rates in Rutland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rutland, Vermont

Insurance Company Poor Fair Good
Allstate $3,828 $2,929 $2,616
GEICO $3,433 $1,807 $1,126
Liberty Mutual $4,949 $2,838 $2,147
Nationwide $2,606 $2,161 $2,003
Progressive $5,788 $4,853 $4,471
State Farm $7,128 $3,041 $1,991
USAA $2,804 $1,681 $1,351

Cheapest Rutland, VT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rutland, VT to rates for a clean record with top companies.

Annual Rutland, Vermont Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,590 $3,420 $3,532 $2,956
GEICO $1,366 $2,274 $3,164 $1,684
Liberty Mutual $2,914 $3,481 $3,700 $3,150
Nationwide $1,805 $2,320 $2,919 $1,984
Progressive $4,246 $6,146 $4,769 $4,988
State Farm $3,684 $4,422 $4,053 $4,053
USAA $1,480 $1,873 $2,783 $1,645

Cheapest Rutland, VT Car Insurance for Teen Drivers

Teen car insurance in Rutland, VT can be expensive. Take a look at rates from the top car insurance companies in Rutland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rutland, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,053 $6,669
GEICO $3,721 $4,335
Liberty Mutual $7,342 $8,170
Nationwide $3,748 $4,771
Progressive $10,085 $11,035
State Farm $7,456 $9,563
USAA $3,806 $3,967

Cheapest Rutland, VT Car Insurance for Seniors

Take a look at Rutland, VT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rutland, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,013 $2,013
GEICO $1,600 $1,458
Liberty Mutual $1,540 $1,731
Nationwide $1,370 $1,446
Progressive $2,912 $2,925
State Farm $2,242 $2,242
USAA $1,095 $1,087

Cheapest Rutland, VT Car Insurance Rates After a DUI

A DUI in Rutland, VT increases car insurance rates. Compare Rutland, Vermont DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rutland, Vermont

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,532
GEICO $3,164
Liberty Mutual $3,700
Nationwide $2,919
Progressive $4,769
State Farm $4,053
USAA $2,783

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Cheapest Rutland, VT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rutland, VT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rutland, Vermont

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,064 $3,185
GEICO $2,092 $2,152
Liberty Mutual $3,311 $3,311
Nationwide $2,257 $2,257
Progressive $5,037 $5,037
State Farm $3,926 $4,181
USAA $1,922 $1,968

The Best Cheap Car Insurance Companies in Rutland, VT

Take a look at a side-by-side comparison of the top car insurance companies in Rutland, VT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rutland, Vermont

Insurance Company Average Annual Rates
Allstate $3,124
GEICO $2,122
Liberty Mutual $3,311
Nationwide $2,257
Progressive $5,037
State Farm $4,053
USAA $1,945

Category Winners: Cheapest Car Insurance in Rutland, Vermont

Find the cheapest car insurance companies in Rutland, VT for each category right here.

Best Annual Car Insurance Rates by Company in Rutland, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Rutland, VT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rutland car insurance rates. Find the cheapest Rutland, VT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rutland, Vermont

Insurance Company Low Medium High
Allstate $3,061 $3,120 $3,192
GEICO $2,039 $2,124 $2,204
Liberty Mutual $3,107 $3,301 $3,526
Nationwide $2,308 $2,267 $2,195
Progressive $4,792 $4,976 $5,344
State Farm $3,845 $4,071 $4,244
USAA $1,874 $1,943 $2,019

What affects car insurance rates in Rutland, Vermont?

What factors can have an impact on Rutland, VT car insurance? There are several reasons why Rutland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rutland, Vermont.

Car Theft in Rutland

High levels of vehicle theft can make car insurance more expensive. Rutland, VT car theft statistics from the FBI indicate 15 vehicle thefts a year.

Commute Time in Rutland

The more time you spend in your car the higher the risk of an accident. The average commute length in Rutland, VT is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Rutland, VT

Ready to find affordable Rutland, Vermont car insurance today? Enter your ZIP code for fast, free Rutland, VT car insurance quotes.

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