Compare Seaford, DE Car Insurance Rates (2021)

Car insurance in Seaford, DE averages $445 a month. Seaford, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Seaford car insurance rates, compare quotes from the top car insurance companies in Seaford, DE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Seaford, DE are $5,344/year
  • The cheapest car insurance company in Seaford is USAA
  • Average car insurance rates in Seaford, DE after a DUI are $7,065/year

If you need to buy Seaford, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Seaford, DE is right here.

You’ll find Seaford car insurance rates, the cheapest Seaford, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Seaford, Delaware car insurance rates to Camden car insurance rates, Harrington car insurance rates, and Newark car insurance rates.

Ready to find affordable Seaford, DE car insurance today? Enter your ZIP code for fast, free Seaford car insurance quotes.

Cheapest Seaford, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Seaford, DE car insurance rates? Every Seaford, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Seaford, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,152 $3,120 $2,766 $2,924 $11,237 $13,169 $3,354 $3,581
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,459 $11,459 $11,321 $11,321 $25,427 $38,488 $11,459 $15,856
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,832 $1,697 $1,613 $1,645 $9,200 $10,161 $2,233 $2,177
State Farm $2,487 $2,487 $2,288 $2,288 $7,038 $9,094 $2,786 $2,909
Travelers $1,371 $1,376 $1,353 $1,318 $7,553 $11,485 $1,461 $1,582
USAA $1,158 $1,140 $1,073 $1,073 $4,177 $4,903 $1,449 $1,590

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Minimum Car Insurance in Seaford, DE

Every driver must carry the minimum car insurance in Seaford, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Seaford, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Seaford, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Seaford, DE. Compare credit history car insurance rates in Seaford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Seaford, Delaware

Insurance Company Poor Fair Good
Allstate $6,928 $4,934 $4,376
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,141 $15,587 $12,568
Nationwide $4,183 $3,489 $3,184
Progressive $4,268 $3,736 $3,455
State Farm $6,005 $3,308 $2,454
Travelers $3,835 $3,167 $3,310
USAA $3,396 $1,637 $1,178

Cheapest Seaford, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Seaford, DE to rates for a clean record with top companies.

Annual Seaford, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,581 $5,475 $6,397 $5,199
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,628 $15,703 $25,102 $13,962
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,295 $4,354 $3,750 $3,880
State Farm $3,561 $4,284 $3,922 $3,922
Travelers $2,936 $2,945 $4,789 $3,080
USAA $1,710 $1,710 $2,912 $1,951

Cheapest Seaford, DE Car Insurance for Teen Drivers

Teen car insurance in Seaford, DE can be expensive. Take a look at rates from the top car insurance companies in Seaford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Seaford, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,237 $13,169
GEICO $5,847 $6,106
Liberty Mutual $25,427 $38,488
Nationwide $5,939 $7,522
Progressive $9,200 $10,161
State Farm $7,038 $9,094
Travelers $7,553 $11,485
USAA $4,177 $4,903

Cheapest Seaford, DE Car Insurance for Seniors

Take a look at Seaford, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Seaford, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,766 $2,924
GEICO $2,291 $2,666
Liberty Mutual $11,321 $11,321
Nationwide $2,314 $2,309
Progressive $1,613 $1,645
State Farm $2,288 $2,288
Travelers $1,353 $1,318
USAA $1,073 $1,073

Cheapest Seaford, DE Car Insurance Rates After a DUI

A DUI in Seaford, DE increases car insurance rates. Compare Seaford, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Seaford, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,397
GEICO $4,373
Liberty Mutual $25,102
Nationwide $5,279
Progressive $3,750
State Farm $3,922
Travelers $4,789
USAA $2,912

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Cheapest Seaford, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Seaford, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Seaford, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,413 $5,413
GEICO $3,314 $3,422
Liberty Mutual $16,627 $17,571
Nationwide $3,619 $3,619
Progressive $3,820 $3,820
State Farm $3,788 $4,057
Travelers $3,437 $3,437
USAA $2,048 $2,092

The Best Cheap Car Insurance Companies in Seaford, DE

Take a look at a side-by-side comparison of the top car insurance companies in Seaford, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Seaford, Delaware

Insurance Company Average Annual Rates
Allstate $5,413
GEICO $3,368
Liberty Mutual $17,099
Nationwide $3,619
Progressive $3,820
State Farm $3,922
Travelers $3,437
USAA $2,070

Category Winners: Cheapest Car Insurance in Seaford, Delaware

Find the cheapest car insurance companies in Seaford, DE for each category right here.

Best Annual Car Insurance Rates by Company in Seaford, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Seaford, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Seaford car insurance rates. Find the cheapest Seaford, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Seaford, Delaware

Insurance Company Low Medium High
Allstate $4,987 $5,472 $5,779
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,248 $16,898 $18,149
Nationwide $3,604 $3,559 $3,692
Progressive $3,350 $3,865 $4,244
State Farm $3,665 $3,931 $4,170
Travelers $3,245 $3,544 $3,524
USAA $1,942 $2,066 $2,203

What affects car insurance rates in Seaford, Delaware?

What factors can have an impact on Seaford, DE car insurance? There are several reasons why Seaford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Seaford, Delaware.

Commute Time in Seaford

The more time you spend in your car the higher the risk of an accident. The average commute length in Seaford, DE is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Seaford, DE

Ready to find affordable Seaford, Delaware car insurance today? Enter your ZIP code for fast, free Seaford, DE car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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