Compare Trenton, NJ Car Insurance Rates (2021)

Car insurance in Trenton, NJ averages $539 a month. Trenton, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Trenton car insurance rates, compare quotes from the top car insurance companies in Trenton, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Trenton, NJ are $6,463/year
  • The cheapest car insurance company in Trenton is GEICO
  • The cheapest ZIP code in Trenton is 8620

If you need to buy Trenton, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Trenton, NJ is right here.

You’ll find Trenton car insurance rates, the cheapest Trenton, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Trenton, New Jersey car insurance rates to Jersey City car insurance rates, Passaic car insurance rates, and Clifton car insurance rates.

Ready to find affordable Trenton, NJ car insurance today? Enter your ZIP code for fast, free Trenton car insurance quotes.

Cheapest Trenton, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Trenton, NJ car insurance rates? Every Trenton, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Trenton, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,656 $3,639 $3,558 $3,558 $11,451 $13,854 $4,318 $4,402
Farmers $5,951 $6,008 $5,788 $5,640 $17,396 $19,979 $7,059 $7,161
GEICO $2,653 $2,603 $2,588 $2,588 $4,802 $4,738 $3,054 $2,945
Liberty Mutual $4,937 $4,937 $5,421 $5,421 $12,724 $14,428 $5,421 $6,215
Progressive $2,438 $2,239 $2,191 $2,270 $11,093 $12,100 $2,884 $2,717
State Farm $5,721 $5,721 $5,191 $5,191 $18,995 $24,384 $6,540 $7,303
Travelers $3,464 $3,328 $3,208 $3,216 $7,667 $8,563 $3,328 $3,276

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Minimum Car Insurance in Trenton, NJ

Every driver must carry the minimum car insurance in Trenton, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Trenton, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Trenton, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Trenton, NJ. Compare credit history car insurance rates in Trenton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Trenton, New Jersey

Insurance Company Poor Fair Good
Allstate $8,481 $5,422 $4,260
Farmers $11,212 $8,703 $8,203
GEICO $4,907 $2,807 $2,025
Liberty Mutual $9,435 $6,987 $5,893
Progressive $5,336 $4,630 $4,257
State Farm $14,326 $8,615 $6,702
Travelers $6,110 $4,428 $2,980

Cheapest Trenton, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Trenton, NJ to rates for a clean record with top companies.

Annual Trenton, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,545 $7,554 $6,593 $5,526
Farmers $7,256 $12,344 $10,041 $7,850
GEICO $2,515 $3,321 $4,636 $2,515
Liberty Mutual $7,141 $8,182 $7,288 $7,141
Progressive $4,043 $5,495 $4,669 $4,759
State Farm $5,340 $9,778 $15,751 $8,655
Travelers $3,452 $5,172 $4,989 $4,412

Cheapest Trenton, NJ Car Insurance for Teen Drivers

Teen car insurance in Trenton, NJ can be expensive. Take a look at rates from the top car insurance companies in Trenton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Trenton, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,451 $13,854
Farmers $17,396 $19,979
GEICO $4,802 $4,738
Liberty Mutual $12,724 $14,428
Progressive $11,093 $12,100
State Farm $18,995 $24,384
Travelers $7,667 $8,563

Cheapest Trenton, NJ Car Insurance for Seniors

Take a look at Trenton, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Trenton, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,558 $3,558
Farmers $5,788 $5,640
GEICO $2,588 $2,588
Liberty Mutual $5,421 $5,421
Progressive $2,191 $2,270
State Farm $5,191 $5,191
Travelers $3,208 $3,216

Cheapest Trenton, NJ Car Insurance Rates After a DUI

A DUI in Trenton, NJ increases car insurance rates. Compare Trenton, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Trenton, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,593
Farmers $10,041
GEICO $4,636
Liberty Mutual $7,288
Progressive $4,669
State Farm $15,751
Travelers $4,989

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Cheapest Trenton, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Trenton, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Trenton, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,044 $6,065
Farmers $9,373 $9,373
GEICO $3,219 $3,274
Liberty Mutual $7,366 $7,510
Progressive $4,741 $4,741
State Farm $9,618 $10,144
Travelers $4,506 $4,506

Cheapest Trenton, NJ Car Insurance Rates by ZIP Code

Trenton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Trenton, NJ.

Annual Car Insurance Rates by ZIP Code in Trenton, New Jersey

ZIP Code Average Annual Rates
8608 $6,431
8609 $6,431
8610 $5,521
8611 $6,431
8618 $6,431
8619 $5,419
8620 $4,732
8628 $4,899
8629 $6,431
8638 $6,191

The Best Cheap Car Insurance Companies in Trenton, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Trenton, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Trenton, New Jersey

Insurance Company Average Annual Rates
Allstate $6,054
Farmers $9,373
GEICO $3,246
Liberty Mutual $7,438
Progressive $4,741
State Farm $9,881
Travelers $4,506

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Category Winners: Cheapest Car Insurance in Trenton, New Jersey

Find the cheapest car insurance companies in Trenton, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Trenton, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Trenton, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Trenton car insurance rates. Find the cheapest Trenton, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Trenton, New Jersey

Insurance Company Low Medium High
Allstate $5,582 $6,143 $6,438
Farmers $8,447 $9,305 $10,366
GEICO $2,907 $3,307 $3,526
Liberty Mutual $6,630 $7,669 $8,016
Progressive $4,312 $4,809 $5,102
State Farm $9,111 $10,022 $10,510
Travelers $4,108 $4,502 $4,909

What affects car insurance rates in Trenton, New Jersey?

What factors can have an impact on Trenton, NJ car insurance? There are several reasons why Trenton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Trenton, New Jersey.

Commute Time in Trenton

The more time you spend in your car the higher the risk of an accident. The average commute length in Trenton, NJ is 24.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Trenton, NJ

Ready to find affordable Trenton, New Jersey car insurance today? Enter your ZIP code for fast, free Trenton, NJ car insurance quotes.

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