Compare Tupelo, MS Car Insurance Rates (2021)

Car insurance in Tupelo, MS averages $271 a month. Tupelo, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Tupelo car insurance rates, compare quotes from the top car insurance companies in Tupelo, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Tupelo for teen drivers is USAA
  • Average car insurance rates in Tupelo, MS after a DUI are $3,895/year
  • The cheapest ZIP code in Tupelo is 38804

If you need to buy Tupelo, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Tupelo, MS is right here.

You’ll find Tupelo car insurance rates, the cheapest Tupelo, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Tupelo, Mississippi car insurance rates to Gulfport car insurance rates, Olive Branch car insurance rates, and Oxford car insurance rates.

Ready to find affordable Tupelo, MS car insurance today? Enter your ZIP code for fast, free Tupelo car insurance quotes.

Cheapest Tupelo, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tupelo, MS car insurance rates? Every Tupelo, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tupelo, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,607 $2,493 $2,327 $2,380 $10,323 $11,025 $2,965 $3,044
GEICO $2,492 $2,353 $2,255 $2,095 $6,384 $6,014 $4,266 $2,019
Liberty Mutual $2,376 $2,570 $1,913 $2,143 $8,511 $9,456 $2,523 $2,654
Nationwide $1,774 $1,818 $1,599 $1,688 $3,517 $4,448 $2,006 $2,164
Progressive $2,252 $2,078 $1,860 $1,797 $8,385 $9,355 $2,306 $2,392
State Farm $1,633 $1,633 $1,471 $1,471 $4,850 $6,088 $1,823 $2,084
Travelers $1,398 $1,424 $1,328 $1,334 $6,253 $9,961 $1,467 $1,688
USAA $1,302 $1,289 $1,217 $1,230 $3,217 $3,812 $1,582 $1,742

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Minimum Car Insurance in Tupelo, MS

Every driver must carry the minimum car insurance in Tupelo, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Tupelo, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Tupelo, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tupelo, MS. Compare credit history car insurance rates in Tupelo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tupelo, Mississippi

Insurance Company Poor Fair Good
Allstate $5,380 $4,761 $3,796
GEICO $5,255 $2,978 $2,222
Liberty Mutual $5,754 $3,527 $2,774
Nationwide $2,777 $2,274 $2,079
Progressive $4,297 $3,683 $3,429
State Farm $3,791 $2,301 $1,802
Travelers $3,521 $2,878 $2,921
USAA $2,626 $1,714 $1,431

Cheapest Tupelo, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tupelo, MS to rates for a clean record with top companies.

Annual Tupelo, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,927 $4,621 $5,588 $4,445
GEICO $2,190 $3,298 $4,977 $3,474
Liberty Mutual $2,855 $4,551 $4,661 $4,007
Nationwide $1,915 $2,421 $3,059 $2,111
Progressive $3,249 $4,380 $3,771 $3,813
State Farm $2,380 $2,939 $2,604 $2,604
Travelers $2,722 $2,848 $3,898 $2,959
USAA $1,505 $1,919 $2,599 $1,673

Cheapest Tupelo, MS Car Insurance for Teen Drivers

Teen car insurance in Tupelo, MS can be expensive. Take a look at rates from the top car insurance companies in Tupelo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tupelo, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,323 $11,025
GEICO $6,384 $6,014
Liberty Mutual $8,511 $9,456
Nationwide $3,517 $4,448
Progressive $8,385 $9,355
State Farm $4,850 $6,088
Travelers $6,253 $9,961
USAA $3,217 $3,812

Cheapest Tupelo, MS Car Insurance for Seniors

Take a look at Tupelo, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tupelo, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,327 $2,380
GEICO $2,255 $2,095
Liberty Mutual $1,913 $2,143
Nationwide $1,599 $1,688
Progressive $1,860 $1,797
State Farm $1,471 $1,471
Travelers $1,328 $1,334
USAA $1,217 $1,230

Cheapest Tupelo, MS Car Insurance Rates After a DUI

A DUI in Tupelo, MS increases car insurance rates. Compare Tupelo, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tupelo, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,588
GEICO $4,977
Liberty Mutual $4,661
Nationwide $3,059
Progressive $3,771
State Farm $2,604
Travelers $3,898
USAA $2,599

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Cheapest Tupelo, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tupelo, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tupelo, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,646 $4,646
GEICO $3,472 $3,497
Liberty Mutual $4,018 $4,018
Nationwide $2,377 $2,377
Progressive $3,803 $3,803
State Farm $2,568 $2,695
Travelers $3,107 $3,107
USAA $1,865 $1,983

Cheapest Tupelo, MS Car Insurance Rates by ZIP Code

Tupelo car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Tupelo, MS.

Annual Car Insurance Rates by ZIP Code in Tupelo, Mississippi

ZIP Code Average Annual Rates
38801 $2,815
38804 $2,798

The Best Cheap Car Insurance Companies in Tupelo, MS

Take a look at a side-by-side comparison of the top car insurance companies in Tupelo, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tupelo, Mississippi

Insurance Company Average Annual Rates
Allstate $4,646
GEICO $3,485
Liberty Mutual $4,018
Nationwide $2,377
Progressive $3,803
State Farm $2,632
Travelers $3,107
USAA $1,924

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Category Winners: Cheapest Car Insurance in Tupelo, Mississippi

Find the cheapest car insurance companies in Tupelo, MS for each category right here.

Best Annual Car Insurance Rates by Company in Tupelo, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Tupelo, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tupelo car insurance rates. Find the cheapest Tupelo, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tupelo, Mississippi

Insurance Company Low Medium High
Allstate $4,449 $4,641 $4,847
GEICO $3,289 $3,509 $3,657
Liberty Mutual $3,777 $4,001 $4,277
Nationwide $2,244 $2,369 $2,517
Progressive $3,389 $3,854 $4,167
State Farm $2,469 $2,620 $2,806
Travelers $2,936 $3,125 $3,260
USAA $1,798 $1,913 $2,061

What affects car insurance rates in Tupelo, Mississippi?

What factors can have an impact on Tupelo, MS car insurance? There are several reasons why Tupelo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tupelo, Mississippi.

Commute Time in Tupelo

The more time you spend in your car the higher the risk of an accident. The average commute length in Tupelo, MS is 18.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Tupelo, MS

Ready to find affordable Tupelo, Mississippi car insurance today? Enter your ZIP code for fast, free Tupelo, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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