Compare Ulm, AR Car Insurance Rates (2021)

Car insurance in Ulm, AR averages $333 a month. Ulm, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ulm car insurance rates, compare quotes from the top car insurance companies in Ulm, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ulm, AR are $3,996/year
  • The cheapest car insurance company in Ulm is USAA
  • The cheapest car insurance company in Ulm for teen drivers is USAA

If you need to buy Ulm, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Ulm, AR is right here.

You’ll find Ulm car insurance rates, the cheapest Ulm, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Ulm, Arkansas car insurance rates to Pine Bluff car insurance rates, Fort Smith car insurance rates, and Jonesboro car insurance rates.

Ready to find affordable Ulm, AR car insurance today? Enter your ZIP code for fast, free Ulm car insurance quotes.

Cheapest Ulm, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ulm, AR car insurance rates? Every Ulm, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ulm, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,843 $2,850 $2,554 $2,729 $10,669 $12,817 $3,114 $3,360
Farmers $2,199 $2,190 $1,966 $2,069 $9,235 $9,568 $2,519 $2,654
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $2,564 $2,438 $2,104 $2,199 $10,675 $12,038 $3,066 $3,317
State Farm $1,687 $1,687 $1,509 $1,509 $4,837 $6,089 $1,900 $2,174
Travelers $2,358 $2,401 $2,335 $2,341 $13,912 $22,398 $2,525 $2,904
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

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Minimum Car Insurance in Ulm, AR

Every driver must carry the minimum car insurance in Ulm, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Ulm, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ulm, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ulm, AR. Compare credit history car insurance rates in Ulm from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ulm, Arkansas

Insurance Company Poor Fair Good
Allstate $6,422 $4,933 $3,995
Farmers $4,612 $3,861 $3,678
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,303 $3,479 $3,176
Progressive $5,454 $4,638 $4,308
State Farm $3,873 $2,332 $1,816
Travelers $7,337 $6,127 $5,727
USAA $2,749 $1,878 $1,602

Cheapest Ulm, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ulm, AR to rates for a clean record with top companies.

Annual Ulm, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,200 $5,311 $5,915 $5,041
Farmers $3,422 $4,390 $4,285 $4,104
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,141 $5,738 $4,350 $4,971
State Farm $2,456 $2,892 $2,674 $2,674
Travelers $5,358 $5,536 $8,115 $6,578
USAA $1,597 $2,023 $2,912 $1,772

Cheapest Ulm, AR Car Insurance for Teen Drivers

Teen car insurance in Ulm, AR can be expensive. Take a look at rates from the top car insurance companies in Ulm for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ulm, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,669 $12,817
Farmers $9,235 $9,568
GEICO $6,106 $6,139
Liberty Mutual $8,234 $9,082
Nationwide $6,038 $7,672
Progressive $10,675 $12,038
State Farm $4,837 $6,089
Travelers $13,912 $22,398
USAA $4,009 $4,199

Cheapest Ulm, AR Car Insurance for Seniors

Take a look at Ulm, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ulm, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,729
Farmers $1,966 $2,069
GEICO $2,234 $2,172
Liberty Mutual $2,143 $2,398
Nationwide $2,235 $2,356
Progressive $2,104 $2,199
State Farm $1,509 $1,509
Travelers $2,335 $2,341
USAA $1,192 $1,200

Cheapest Ulm, AR Car Insurance Rates After a DUI

A DUI in Ulm, AR increases car insurance rates. Compare Ulm, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ulm, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,915
Farmers $4,285
GEICO $5,107
Liberty Mutual $5,091
Nationwide $4,953
Progressive $4,350
State Farm $2,674
Travelers $8,115
USAA $2,912

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Cheapest Ulm, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ulm, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ulm, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,117 $5,117
Farmers $4,050 $4,050
GEICO $3,258 $3,297
Liberty Mutual $3,924 $3,924
Nationwide $3,653 $3,653
Progressive $4,800 $4,800
State Farm $2,609 $2,738
Travelers $6,397 $6,397
USAA $2,017 $2,135

The Best Cheap Car Insurance Companies in Ulm, AR

Take a look at a side-by-side comparison of the top car insurance companies in Ulm, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ulm, Arkansas

Insurance Company Average Annual Rates
Allstate $5,117
Farmers $4,050
GEICO $3,278
Liberty Mutual $3,924
Nationwide $3,653
Progressive $4,800
State Farm $2,674
Travelers $6,397
USAA $2,076

Category Winners: Cheapest Car Insurance in Ulm, Arkansas

Find the cheapest car insurance companies in Ulm, AR for each category right here.

Best Annual Car Insurance Rates by Company in Ulm, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ulm, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ulm car insurance rates. Find the cheapest Ulm, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ulm, Arkansas

Insurance Company Low Medium High
Allstate $4,949 $5,114 $5,288
Farmers $3,842 $4,007 $4,301
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,644 $3,570 $3,744
Progressive $4,423 $4,717 $5,260
State Farm $2,541 $2,671 $2,810
Travelers $6,070 $6,414 $6,706
USAA $1,989 $2,069 $2,171

What affects car insurance rates in Ulm, Arkansas?

What factors can have an impact on Ulm, AR car insurance? There are several reasons why Ulm car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ulm, Arkansas.

Commute Time in Ulm

The more time you spend in your car the higher the risk of an accident. The average commute length in Ulm, AR is 14.4 minutes according to City-Data.

Traffic in Ulm

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Ulm, AR traffic data from INRIX ranks Ulm as the 568th-most congested in the world.

Compare Car Insurance Quotes in Ulm, AR

Ready to find affordable Ulm, Arkansas car insurance today? Enter your ZIP code for fast, free Ulm, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State