Compare Waterflow, NM Car Insurance Rates (2021)

Car insurance in Waterflow, NM averages $271 a month. Waterflow, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Waterflow car insurance rates, compare quotes from the top car insurance companies in Waterflow, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Waterflow, NM are $3,256/year
  • The cheapest car insurance company in Waterflow is State Farm
  • The cheapest car insurance company in Waterflow for teen drivers is State Farm

If you need to buy Waterflow, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Waterflow, NM is right here.

You’ll find Waterflow car insurance rates, the cheapest Waterflow, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Waterflow, New Mexico car insurance rates to Carlsbad car insurance rates, Albuquerque car insurance rates, and Alamogordo car insurance rates.

Ready to find affordable Waterflow, NM car insurance today? Enter your ZIP code for fast, free Waterflow car insurance quotes.

Cheapest Waterflow, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waterflow, NM car insurance rates? Every Waterflow, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waterflow, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,145 $2,130 $1,924 $2,057 $8,646 $8,844 $2,407 $2,476
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,252 $2,285 $2,052 $2,147 $5,434 $6,824 $2,541 $2,715
Progressive $1,419 $1,366 $1,302 $1,300 $5,940 $6,677 $1,704 $1,751
State Farm $1,440 $1,440 $1,313 $1,313 $3,877 $4,848 $1,608 $1,781
USAA $1,603 $1,589 $1,530 $1,522 $4,267 $4,820 $1,985 $2,123

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Minimum Car Insurance in Waterflow, NM

Every driver must carry the minimum car insurance in Waterflow, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Waterflow, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Waterflow, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waterflow, NM. Compare credit history car insurance rates in Waterflow from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waterflow, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,400 $3,633 $3,452
GEICO $4,719 $4,112 $3,806
Nationwide $4,012 $3,124 $2,709
Progressive $2,929 $2,626 $2,492
State Farm $3,125 $1,940 $1,543
USAA $3,040 $2,276 $1,973

Cheapest Waterflow, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waterflow, NM to rates for a clean record with top companies.

Annual Waterflow, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,231 $4,166 $4,070 $3,846
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,469 $3,445 $4,423 $2,789
Progressive $2,320 $3,180 $2,498 $2,731
State Farm $2,069 $2,247 $2,247 $2,247
USAA $1,802 $2,514 $3,304 $2,100

Cheapest Waterflow, NM Car Insurance for Teen Drivers

Teen car insurance in Waterflow, NM can be expensive. Take a look at rates from the top car insurance companies in Waterflow for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waterflow, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $8,646 $8,844
GEICO $7,617 $10,449
Nationwide $5,434 $6,824
Progressive $5,940 $6,677
State Farm $3,877 $4,848
USAA $4,267 $4,820

Cheapest Waterflow, NM Car Insurance for Seniors

Take a look at Waterflow, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waterflow, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $1,924 $2,057
GEICO $2,442 $2,442
Nationwide $2,052 $2,147
Progressive $1,302 $1,300
State Farm $1,313 $1,313
USAA $1,530 $1,522

Cheapest Waterflow, NM Car Insurance Rates After a DUI

A DUI in Waterflow, NM increases car insurance rates. Compare Waterflow, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waterflow, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,864
Farmers $4,070
GEICO $7,878
Nationwide $4,423
Progressive $2,498
State Farm $2,247
USAA $3,304

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Cheapest Waterflow, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waterflow, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waterflow, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $3,828 $3,828
GEICO $4,148 $4,277
Nationwide $3,282 $3,282
Progressive $2,682 $2,682
State Farm $2,150 $2,255
USAA $2,357 $2,502

The Best Cheap Car Insurance Companies in Waterflow, NM

Take a look at a side-by-side comparison of the top car insurance companies in Waterflow, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waterflow, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $3,828
GEICO $4,213
Nationwide $3,282
Progressive $2,682
State Farm $2,203
USAA $2,430

Category Winners: Cheapest Car Insurance in Waterflow, New Mexico

Find the cheapest car insurance companies in Waterflow, NM for each category right here.

Best Annual Car Insurance Rates by Company in Waterflow, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors Progressive
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Waterflow, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waterflow car insurance rates. Find the cheapest Waterflow, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waterflow, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,488 $3,795 $4,202
GEICO $3,928 $4,201 $4,509
Nationwide $3,199 $3,251 $3,395
Progressive $2,537 $2,681 $2,829
State Farm $2,004 $2,208 $2,396
USAA $2,258 $2,442 $2,590

What affects car insurance rates in Waterflow, New Mexico?

What factors can have an impact on Waterflow, NM car insurance? There are several reasons why Waterflow car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waterflow, New Mexico.

Commute Time in Waterflow

The more time you spend in your car the higher the risk of an accident. The average commute length in Waterflow, NM is 22.6 minutes according to City-Data.

Compare Car Insurance Quotes in Waterflow, NM

Ready to find affordable Waterflow, New Mexico car insurance today? Enter your ZIP code for fast, free Waterflow, NM car insurance quotes.

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