Car Insurance in Corpus Christi

The average Corpus Christi car insurance rates are $70.83/mo. Corpus Christi car insurance must comply with Texas' 30/60/25 minimum liability coverage requirements.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 5, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • The average cost for car insurance in Texas is around $850 per year
  • Because of the number of accidents on the road in Corpus Christi, adequate car insurance coverage is extremely important
  • Most insurance companies offer discounts for a variety of situations


Corpus Christi car insurance can be pricey. This introductory guide will give you all the insider tips that you will need to know to get the best rates for auto insurance.

Enter your zip code above to compare rates from multiple companies for FREE!

Corpus Christi is a great place to live and visit because there are so many things to do. However, since you have to drive around to visit all these enjoyable places, car insurance is a must.

Corpus Christi: “The Sparkling City by the Sea”

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Corpus Christi is one of Texas’ most visited seacoast playgrounds.

Many refer to Corpus Christi as “The Sparkling City by the Sea.”

Tourists and residents alike love Corpus Christi for its subtropical climate, abundant waterfront areas, and beautiful beaches.

In addition to the numerous attractions available in Corpus Christi, visitors and residents enjoy countless activities, including:

  • Swimming
  • Boating
  • Fishing
  • Sailing
  • Windsurfing
  • Kite flying

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Rates for Auto Insurance in Corpus Christi

By Texas law, a vehicle may not be operated in Corpus Christi unless it is covered by both bodily injury and property damage liability insurance. In addition, drivers are also required by state car insurance laws to show proof of car insurance when a police officer requests it.

Monthly Corpus Christi, TX Car Insurance Rates by ZIP Code

ZIP codes will play a major role in your auto insurance rates because factors like crime and traffic are calculated by the ZIP code. Find more info about the monthly Corpus Christi, TX auto insurance rates by ZIP Code below:

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Corpus Christi, TX Car Insurance Rates by Company vs. City Average

The cheapest Corpus Christi, TX car insurance providers can be found below. You also might be wondering, “How do those Corpus Christi, TX rates compare against the average Texas car insurance company rates?” We uncover that too.

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The Cheapest Corpus Christi, TX Car Insurance Rates by Credit Score

Your credit score will play a major role in your Corpus Christi, TX car insurance costs unless you live in these states where discrimination based on credit is not allowed: California, Hawaii, Massachusetts, and North Carolina. Find the cheapest Corpus Christi, Texas car insurance costs by credit score below.

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Corpus Christi, TX Car Insurance Rates vs. Top US Metro Car Insurance Rates

What city you reside in will impact your car insurance. That’s why it’s essential to compare Corpus Christi, TX against other top US metro areas’ auto insurance costs.

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The Cheapest Corpus Christi, TX Car Insurance Rates by Coverage Level

Your coverage level will play a major role in your Corpus Christi, TX car insurance costs. Find the cheapest Corpus Christi, Texas car insurance costs by coverage level below:

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Average Monthly Car Insurance Rates by Age & Gender in Corpus Christi, TX

Age is a significant factor for Corpus Christi, TX car insurance rates. Young drivers are often considered high-risk. This Corpus Christi, Texas does use gender as a car insurance factor, so check out the average monthly auto insurance rates by age and gender in Corpus Christi, TX.

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Corpus Christi, TX Car Insurance Rates by Company and Age

Corpus Christi, TX car insurance costs by company and age is an essential comparison because the top car insurance company for one age group may not be the best provider for another age group.

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The Cheapest Corpus Christi, TX Car Insurance Rates by Driving Record

Your driving record will affect your Corpus Christi, TX car insurance costs. For example, a Corpus Christi, TX DUI may increase your car insurance costs 40 to 50 percent. Find the cheapest Corpus Christi, Texas car insurance costs by driving record.

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Factors Affecting Car Insurance Rates in Corpus Christi, TX

Controlling these risk factors will ensure you have the cheapest Corpus Christi, Texas car insurance. Factors affecting car insurance rates in Corpus Christi, TX may include your commute, coverage level, tickets, DUIs, and credit.

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Key Facts About Corpus Christi

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The following are some key facts about Corpus Christi that visitors and residents should be aware of:

  • Population – According to the 2010 Census Bureau, Corpus Christi has a population of over 345,000.
  • Size – Corpus Christi is the 8th largest city in Texas.
  • Total Area – Sixty-six percent of Corpus Christi’s total area is made up of water.
  • Location – Corpus Christi is located in the South Texas region and is situated on the Gulf of Mexico.

Car Insurance Laws

The city of Corpus Christi has a no tolerance policy for uninsured drivers.

The following are the penalties enforced by Corpus Christ and the Texas Department of Transportation for a motorist who is caught breaking state regulations for car insurance:

  • First Offense – A fine ranging from $175 to $350
  • Second Offense – A fine up to $1,000 and a suspended driver’s license
  • Towed Vehicle – Car will be impounded and not released until proof of insurance is shown

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Enforcement in Corpus Christi

Twenty-five percent of Corpus Christi drivers are uninsured. Corpus Christi Police Chief Tony Briggs has set out to decrease the amount of uninsured drivers by setting up check points around Corpus Christi to verify that drivers have liability car insurance.

Average Rates for Car Insurance

The following are the average rates for drivers in Corpus Christi:

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  •  Liability Insurance – $470
  • Collision – $350 on top of the standard liability amount
  • Comprehensive – $170 on top of the standard liability amount

The average Texas rate for car insurance is $854, which is higher than the national average price of car insurance.

Additional Factors That Influence Corpus Christi Auto Insurance Rates

Keep in mind that the above figures are only averages. The following are a few of the factors will also influence your car insurance rates:

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Upcoming Changes in Corpus Christi Laws

In 2011, Texas has raised the minimum for medical liability insurance from $25,000 to $30,000 annually. This increase will cost the average motorist $40 more annually on insurance coverage.

Corpus Christi Driving and Car Insurance Statistics

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The following statistics about Corpus Christi driving were reported by the Texas Department of Transportation last year:

  • Reported Accidents – In Corpus Christi last year, there were 7,815 reported car accidents.
  • Property Damage – Out of the 7,815 reported car accidents last year, 5,087 of those accident caused property damage.
  • Injuries – Out of the 7,815 reported car accidents last year, 2,705 of those accidents resulted in injuries.
  • Fatalities – Out of the 7,815 reported car accidents last year, 23 of those accidents resulted in fatalities.
  • Stolen Vehicles – 872 vehicles in Corpus Christi were reported stolen last year.

These frightening statistics show just how necessary it is to be protected by affordable car insurance in case of a crime or accident.

Fastest Ways to Get Comparison Quotes

Comparing Corpus Christi car insurance online is the best way to shop for insurance. Use our free quote comparison tool to find different Corpus Christ car insurance companies and agencies online.

You will need your current insurance policy, vehicle registration, and driver’s license. Just type in your information and you will be able to quickly get a list of free quotes from a variety of Corpus Christi companies and agencies.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Car Insurance Discounts

Another way to save on Corpus Christi insurance costs is to request a full list of discounts an insurance company offers.

The following is a list of just some of the discounts you may qualify for:

  • Good driver discount
  • Auto safety features in your vehicle
  • Memberships in professional organizations
  • Defensive driving course completion certificate
  • Anti-theft devices in your vehicle
  • Low-risk occupations

It’s worth it to take the time to ask about discounts. Discounts can save you 10% to 30% off your Corpus Christi car insurance rates.

Keep in mind that not all insurance companies offer the same discounts.

Other Ways to Save

Many insurance companies will allow you to insure both your home and vehicle with them. Insurance companies offer huge savings when you combine coverage. This can help you to save money on both your homeowner’s policy and your car insurance.

Another way to save on car insurance is to pay your premium on an annual or semi-annual basis.

Those who pay their insurance premiums on a monthly basis end up paying more due to higher interest rates.

You will get quotes from a variety of car insurance companies and agents in Corpus Christi. You’ll be surprised by how much you can save just by comparison shopping.

Try it today with our zip code search and start saving now!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State
Monthly Corpus Christi, TX Car Insurance Rates by ZIP Code
 Corpus Christi, TX Car Insurance Rates by Company vs. City Average
The Cheapest Corpus Christi, TX Car Insurance Rates by Credit Score
Corpus Christi, TX Car Insurance Rates vs. Top US Metro Car Insurance Rates
The Cheapest Corpus Christi, TX Car Insurance Rates by Coverage Level
Average Monthly Car Insurance Rates by Age & Gender in Corpus Christi, TX
Corpus Christi, TX Car Insurance Rates by Company and Age
The Cheapest Corpus Christi, TX Car Insurance Rates by Driving Record
Factors Affecting Car Insurance Rates in Corpus Christi, TX
Monthly Corpus Christi, TX Car Insurance Rates by ZIP Code
 Corpus Christi, TX Car Insurance Rates by Company vs. City Average
The Cheapest Corpus Christi, TX Car Insurance Rates by Credit Score
Corpus Christi, TX Car Insurance Rates vs. Top US Metro Car Insurance Rates
The Cheapest Corpus Christi, TX Car Insurance Rates by Coverage Level
Average Monthly Car Insurance Rates by Age & Gender in Corpus Christi, TX
Corpus Christi, TX Car Insurance Rates by Company and Age
The Cheapest Corpus Christi, TX Car Insurance Rates by Driving Record
Factors Affecting Car Insurance Rates in Corpus Christi, TX