How much is car insurance for a Bugatti Veyron?

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 22, 2021

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Here's what you need to know...

  • The fastest and most expensive cars in the world can cost up to $4,000 per month to insure
  • These cars require the most up-to-date technology to hit top speeds in under five seconds
  • Countless celebrities own many of these makes and models

Car lovers around the world are constantly intrigued by faster, more powerful vehicles.

Bugatti and Hennessey claim the fastest cars in the world, but others are on their aerodynamic tails. Modern engineering offers spectacular starts, life-saving stops, and the aerodynamics to keep the car on the ground even as it reaches gravity-defying speeds.

Though these cars are incredible and are hardly ever shown after an accident, have you ever thought about what would happen if you were to wreck one of these luxurious cars?

To give you an idea, on average in the United States, most state’s minimum level of car insurance coverage is between $10,000 to 25,000 dollars. That doesn’t cover much on a 2.5 million dollar car.

An even better demonstration of this is to look at the tires on the Bugatti Veyron, hand-made 20-inch tires from Michelin.

They have 5mm of useful tread which gives them a normal life of 10,000 miles. The set of 4 tires cost about $42,000, which is more than double most states’ minimum coverage.

When it comes to insuring such a ride, it is best to do your research.

Use our FREE quote tool to compare car insurance rates from multiple insurance companies today!

The top two fastest cars in the world are The Bugatti Veyron Super Sport and the Hennessey Venom GT.

Bugatti Veyron Super Sport

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MSRP: $2.5 million
Top Speed: 268 mph
Horsepower: 1200

For “Topspeed” suspension, the Bugatti driver turns an extra key. The nose goes down, the wing deploys, and the front diffuser flaps close, changing the aerodynamics.

The rear wing is more than eye candy; it is an air brake that helps the car slow and stop within 10 seconds, even at 250 mph. At 233 mph, the wing adjusts itself vertically, adding ballast to keep the car on the ground. After all, a Cessna jet travels at 212 mph.

Well-known as a racecar driving enthusiast, Simon Cowell, creator of American Idol and X-Factor, owns a Bugatti.

According to AutoBlog, Pierre-Henri Raphanel told journalists that a minor shunt in this vehicle will likely cost about $700,000, far more than any standard insurance would cover.

Owners of the Bugatti Veyron Super Sport can also have the option to add a monochromatic trim for a little more than $400,000.

This car is clearly one of a kind and one of the most expensive and fastest cars in the world.

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Hennessey Venom GT

 MSRP: $1.1 million
Top Speed: 275 mph
Horsepower: 1200

The Venom GT is either just as fast or faster than the Bugatti, depending on how the speeds are calculated.

With the capability of going 0 to 60 in 2.5 seconds, it kicks up more than dust. It made the news when American Idol judge and major rock-and-roller Steven Tyler bought one.

Composed of carbon fiber and aluminum, it weighs in at 2,686 pounds.

With six pistons in the front and four in the rear, carbon ceramic rotors provide major braking power. The supercharged engine alone delivers 725 basic horsepower when the car is not in racing mode.

To get to high speeds, the horsepower increases to 1000 and even 1200.

Million Dollar Masterpieces

Speed costs, and these cars all cost over a million dollars!

Pagani Zonda Cinque Roadster

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MSRP: $1.85 Million
Top Speed: 217 mph
Horsepower: 678

Offering a V12 AMG engine that is twin turbocharged, the Pagani makes the list for its price as well as its speed. Only five were made, and that adds to pricing as well.

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Aston Martin One-77

MSRP: $1.8 million
Top Speed: 220 mph
Horsepower: 750

This Aston Martin has a healthy 7.3 liter V12 engine that delivers speeds as fast as NASCAR. It takes the One-77 only 3.4 seconds to go from zero to sixty.

Koenigsegg Agera R

MSRP:$.1.6 million
Top Speed: 260 mph
Horsepower: 1099

Breathing down the neck of Bugatti and Hennessey, the Agera R is aiming for the top spot.

The Agera R reached 260 mph on the Autobahn in Germany. The horsepower is lower than the Bugatti, but the top theoretical speeds are a close match.

Zenvo ST1

MSRP: $1.2 million
Top Speed: 233 mph
Horsepower: 1,104 

These cars offer outstanding horsepower from a twin-charged 7 liter V8. The horsepower is helped along by the use of lightweight materials and aerodynamically designed frame and exterior. Only 15 were offered.

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McLaren F1

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MSRP: $970,000
Top Speed: 240 mph
Horsepower: 627

This is the real brother and cousin of many winning race cars.

Its exciting style has made it a natural star. It is the car that has the batwing doors that lift up instead of swing out. The 60 Degree V12 BMW engine makes it drive like its racing brethren would expect.

$600,000 Speed

There are several fast options in the $600,000 range.

9ff GT9-R

MSRP: $695,000
Top speed: 257 mph
Horsepower: 1120

This beautiful powerhouse includes style and engineering that was derived from the Porshe 911.

It goes from zero to 60 in under 3 seconds. The 4L V6 Twin-Turbo Engine delivers high speeds at a far lower cost than Bugatti or Hennessey.

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SSC Ultimate Aero

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MSRP: $655,000
Top Speed: 257 mph
Horsepower: 1183

The Aero speeds from zero to sixty in an amazing 2.7 seconds. For a few years, this all-American beauty claimed the top spot as the fastest car in the world.

It boasts a twin-turbo V8 engine that provides enough power to surpass many NASCAR roadsters. Shelby SuperCars is banking on its next offering, the Tuatara, to finally give Bugatti a run for its money again.

Ascari A10

MSRP: $650,000
Top Speed: 220 mph
Horsepower: 625

Zooming zero to sixty in a mere 2.8 seconds, the Ascari hosts a 5 liter, V8 S62 BMW engine that delivers top speeds.

Ferrari F12 Berlinetta

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Top Speed: 200 mph
Horsepower: 730

On a long stretch of road, drivers can try out this Ferrari’s capacity to go from zero to 100 in 8.4 seconds.

The F12 Berlinetta has a dual-clutch transmission and a mid-engined V12 that delivers 730 horsepower at a roaring 8,700 rpm. Horsepower? This is one of those cars where power is better compared to a small jet.

Ferrari has been a leader in looks and speed. It is itching to take over the top speed spot again.

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Ferrari Enzo

MSRP: $670,000
Top Speed: 217 mph
Horsepower: 660

Among the top ten racers, Ferrari Enzo is also among the best-known brands among car enthusiasts. Its V12 engine delivers tremendous speeds, while its famous maker delivers a classic interior and exterior that anyone would love to own.

Speed For Less Than $600,000

The most affordable options for fast cars:

Koenigsegg CCX

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MSRP: $545,000
Top Speed: 245 mph
Horsepower: 806

The 2012 CCX was updated for weight and speed. Engineers produced a lighter engine block by using heat-treated aluminum for the powerful 32-valve DOHC V8 engine.

Two superchargers increased PSI by 17.5. Carbon fiber and Kevlar have reduced its overall body weight.

Vortex generators, spoilers, and diffusers interact and adapt to produce its gravity-defying starts, stops, and speeds. With two all-stars on the speediest car list, Koenigsegg must make Bugatti’s engineers wonder how much longer they can retain the top spot.

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Saleen S7 Twin-Turbo

MSRP: $555,000
Top Speed: 248 mph
Horsepower: 750

With its slightly lower base price tag, you’d think the Saleen was slower than the higher priced models, but it isn’t.

It has a twin turbo aluminum V8 engine that delivers a ride that can reach 248 mph and deliver 0-60 in 2.8 secs. Considering the price difference with the Bugatti, this is an even sweeter ride and guaranteed to earn just as many envious looks.

Lamborghini Aventador

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MSRP: $379,700
Top Speed: 220 mph
Horsepower: 700

Coming in at less than $400,000 and still offering NASCAR speeds, there is no doubt that the Aventador is the closest thing to a great deal among the high-priced speedsters. It has a V12 engine, better than some higher priced competitors.

Mercedes-Benz SLS AMG

MSRP: $250,000
Top Speed: 197 mph
Horsepower: 526

The Mercedes-Benz SLS AMG offers the most reasonable price of all, and it still zooms faster than speed limits allow. When the doors are up in the air, it definitely looks like it might take off. Be sure to check out insurance prices on other Mercedes-Benz vehicles by clicking here.

Speed Versus Price

The speed of the fastest cars is only limited by engineers’ imagination and the ability to find the right materials. Already carbon fiber, Kevlar, and heated aluminum have been reducing car weights. Sophisticated computers and smart engineers have made calibrations more exacting.

The largest hurdle is the poor gas mileage, especially for their tiny size, but some makers claim to have made fuel consumption advances in their newer models.

Among the many expenses of owning a luxurious super car, these cars must also be insured.

Have you ever wondered how much the insurance might cost on sports cars of this caliber? Depending on the car and the features added, these cars cost $2,000 to $4,000 per month to insure.

Enter your zip code below to access the best car insurance rates for your budget today!


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