GrubHub Car Insurance: Discounts, Rates, & Requirements (2021)

GrubHub does not provide car insurance for its delivery drivers, so instead, you need commercial GrubHub insurance. Commercial car insurance policies can be purchased from the majority of insurance carriers. Some companies will allow you to add commercial coverage to a personal policy for a lower cost.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 12, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • GrubHub does not provide insurance for its delivery drivers
  • Delivery drivers need to purchase a commercial car insurance policy to remain covered
  • The most affordable insurance option is a commercial add-on to an existing personal car insurance policy

If you are planning on driving for GrubHub, you need to learn more about Grubhub insurance. If you do not have GrubHub car insurance, you could be liable for any damages in the event of an accident while on the job.

Keep reading to learn more about how to protect yourself and keep your car covered while on the clock.

Do you want to start shopping for GrubHub insurance now? Enter your ZIP code above, and we will help you find affordable rates in your area.

Does GrubHub provide insurance for delivery drivers?

It depends on where you are. GrubHub and Zurich American, the GrubHub insurance carrier, released occupational accident insurance for their California drivers.

This insurance will pay for the medical bills of the driver in the event of an accident.

The company offers an easy GrubHub insurance claim form online, making it very simple for California drivers to file a claim in the event of an accident.

However, this insurance does not pay for any car repairs. So while this is a form of insurance, it is not GrubHub car insurance.

At this point, there is not a GrubHub car insurance company or provider to provide coverage for delivery drivers.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What kind of car insurance do I need to drive for GrubHub?

To keep your car covered while you are making deliveries for GrubHub or any other company, you need commercial car insurance.

Personal car insurance policies do not extend to cover your car while you are using it for work. Because of this, if you get into an accident while you are on the job, you could be on the hook for all car and medical bills.

To buy GrubHub car insurance, you will need to purchase commercial car insurance. This type of insurance is offered by the majority of car insurance companies and comes in many forms.

What is the most affordable car insurance option for delivery drivers?

The most affordable GrubHub car insurance option by far is to see if you can add rideshare coverage to your policy.

A rideshare add-on also called an endorsement, will provide coverage while you are using your car for on-demand delivery or rideshare apps.

These endorsements are generally very affordable, often adding less than $10 per month to your car insurance costs.

The second most affordable option is to purchase a hybrid commercial/personal car insurance policy.

Like the Rideshare policy offered by GEICO, these policies act as both personal and commercial protection for your vehicle, all for one premium. To learn more, read our GEICO car insurance review.

GrubHub car insurance rates will vary, depending on the coverage offered by the insurance provider, and these types of policies are not available everywhere.

However, as GrubHub and other delivery apps become more popular, additional policies will likely pop up to meet drivers’ demand.

According to the Insurance Information Institute, the best way to get affordable coverage is to look up multiple GrubHub car insurance quotes and start comparing them today.

Now that you know all you need to know about GrubHub insurance, why not jumpstart the search for coverage? Enter your ZIP code below, and we will help you find the right provider for you.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption