How Much is Insurance for a Mazda 6? [List of Money Saving Tips]

The cost of Mazda 6 auto insurance rates are $1,382 a year, or around $115 a month on average. Mature drivers with good driving records may find rates as low as $812 a year.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 19, 2020

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Key Takeaways:

  • Full coverage costs around $1,382 a year or $115 each month
  • A liability-only policy costs around $554 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,051 a year or $421 each month
  • Good drivers can save as much as $570 a year by earning policy discounts
  • Mazda 6 insurance costs around $137 less per year than the average vehicle

The good news about Mazda 6 car insurance rates is that it costs $137 less than the average vehicle. Average Mazda 6 rates come out to $1,382 a year or $115 per month, and good drivers can save as much as $570 every year by qualifying for certain policy discounts. Let’s explore exactly how Mazda 6 rates are determined in this comprehensive article so you are primed and ready to secure a good policy.

You can start comparing quotes for Mazda 6 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda 6 Insurance Cost

The average car insurance costs for a Mazda 6 are $1,382 a year or $115 a month.

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Are Mazda 6s Expensive to Insure?

The chart below details how Mazda 6 insurance rates compare to other sedans like the Subaru WRX, Hyundai Elantra, and Ford Taurus.

Vehicle Comprehensive Collision Liability Total
Subaru WRX $320 $566 $338 $1,360
Hyundai Elantra $280 $562 $372 $1,372
Ford Taurus $344 $596 $398 $1,496
Buick Regal $306 $536 $398 $1,398
Chevrolet Blazer $376 $688 $316 $1,516
MINI Hardtop 4 Door $294 $566 $398 $1,416
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However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda 6 Insurance?

The Mazda 6 trim and model you choose can impact the total price you will pay for Mazda 6 insurance coverage.

Age of the Vehicle

Older Mazda 6 models generally cost less to insure. For example, auto insurance rates for a 2017 Mazda 6 are $1,382, while 2010 Mazda 6 rates are $1,156, a difference of $226.

Model Year Comprehensive Collision Liability Total
2017 Mazda 6 $284 $524 $416 $1,382
2016 Mazda 6 $274 $502 $430 $1,364
2015 Mazda 6 $260 $484 $442 $1,344
2014 Mazda 6 $250 $450 $452 $1,310
2013 Mazda 6 $240 $424 $456 $1,278
2012 Mazda 6 $230 $380 $460 $1,228
2011 Mazda 6 $214 $350 $460 $1,182
2010 Mazda 6 $206 $328 $464 $1,156
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Driver Age

Driver age can have a significant effect on Mazda 6 car insurance rates. For example, 20-year-old drivers pay $1,690 more for their Mazda 6 car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Mazda 6 insurance rates. For example, drivers in Los Angeles may pay $511 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Mazda 6 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 6 car insurance with violations on their driving record.

Mazda 6 Safety Ratings

The Mazda 6’s safety ratings will affect your Mazda 6 car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Mazda 6 Crash Test Ratings

Good Mazda 6 crash test ratings mean the VW is safer, which could mean cheaper Mazda 6 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Mazda 6 5 Stars 5 Stars 5 Stars 4 Stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mazda 6 Safety Features

The Mazda 6 safety features can help lower insurance costs. According to AutoBlog, the 2020 Mazda 6 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Mazda 6 Insurance Loss Probability

The Mazda 6’s insurance loss probability varies between different coverage types. The lower percentage means lower Mazda 6 auto insurance costs; higher percentages mean higher Mazda 6 auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -1%
Property Damage -8%
Comprehensive 12%
Personal Injury -6%
Medical Payment -2%
Bodily Injury -6%
Source: Insurance Institute for Highway Safety
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Mazda 6 Finance and Insurance Cost

If you are financing a Mazda 6, you will pay more if you purchase Mazda 6 auto insurance at the dealership, so be sure to shop around and compare Mazda 6 auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mazda 6 Insurance

Save more on your Mazda 6 car insurance rates. Take a look at the following five strategies that will get you the best Mazda 6 auto insurance rates possible.

  • Re-Check Mazda 6 Quotes Every 6 Months
  • If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
  • Spy on Your Teen Driver
  • Ask About a Student Away from Home Discount
  • Use a Service Like Turo to Rent Out Your Mazda 6

Top Mazda 6 Insurance Companies

Who is the best auto insurance company for Mazda 6 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 6 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 6 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Save on your Mazda 6 car insurance rates by taking advantage of our FREE comparison tool.

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