Compare Nissan Murano Car Insurance Rates [2023]
Car insurance rates for a Nissan Murano average $1,370 a year, or around $114 a month. Finding Nissan Murano teenager insurance rates can cost on average $5,007 a year, so shop around to find cheap coverage.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key Takeaways:
- Full coverage costs around $1,370 a year or $114 each month
- A liability-only policy costs around $549 a year or $46 each month
- Highest rates are for teenage drivers at around $5,007 a year or $417 each month
- Good drivers can save as much as $565 a year by earning policy discounts
- Nissan Murano insurance costs around $149 less per year than the average vehicle
The average Nissan Murano car insurance rates cost drivers $1,370 a year, or around $114 every month. If you want to find cheap Nissan Murano rates, all you have to do is know where to look. Take advantage of this detailed article that contains all you need to know while comparing Nissan Murano insurance rates from multiple companies.
You can start comparing quotes for Nissan Murano car insurance rates from some of the best car insurance companies by using our free online tool now.
Nissan Murano Insurance Cost
The average Nissan Murano car insurance rates are $1,370 a year or $114 a month.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Are Nissan Muranos Expensive to Insure?
The chart below details how Nissan Murano insurance rates compare to other crossovers like the BMW X6, Infiniti QX30, and Ford Escape.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Murano | $308 | $532 | $372 | $1,370 |
| BMW X6 | $432 | $834 | $398 | $1,822 |
| Infiniti QX30 | $344 | $686 | $398 | $1,586 |
| Ford Escape | $280 | $438 | $316 | $1,170 |
| Lincoln MKX | $294 | $596 | $398 | $1,446 |
| Kia Sportage | $280 | $470 | $372 | $1,280 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan Murano Insurance?
The Nissan Murano trim and model you choose will affect the total price you will pay for Nissan Murano insurance coverage.
Age of the Vehicle
The average Nissan Murano auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Nissan Murano costs $1,370, while 2010 Nissan Murano insurance costs are $1,130, a difference of $240.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Nissan Murano | $308 | $532 | $372 | $1,370 |
| 2019 Nissan Murano | $294 | $512 | $390 | $1,354 |
| 2018 Nissan Murano | $282 | $506 | $398 | $1,344 |
| 2017 Nissan Murano | $272 | $494 | $416 | $1,340 |
| 2016 Nissan Murano | $262 | $474 | $430 | $1,324 |
| 2015 Nissan Murano | $248 | $458 | $442 | $1,306 |
| 2014 Nissan Murano | $238 | $424 | $452 | $1,272 |
| 2013 Nissan Murano | $230 | $400 | $456 | $1,244 |
| 2012 Nissan Murano | $220 | $358 | $460 | $1,196 |
| 2011 Nissan Murano | $206 | $330 | $460 | $1,154 |
| 2010 Nissan Murano | $198 | $310 | $464 | $1,130 |
Driver Age
Driver age can have a significant effect on the cost of Nissan Murano car insurance. For example, a 20-year-old driver could pay around $140 more each month for their Nissan Murano car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Nissan Murano insurance rates. For example, drivers in New York may pay $836 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Murano auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Murano car insurance with violations on their driving record.
Nissan Murano Safety Ratings
Your Nissan Murano auto insurance rates are influenced by the Nissan Murano’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Nissan Murano Crash Test Ratings
Good Nissan Murano crash test ratings can lower your Nissan Murano auto insurance rates. See Nissan Murano crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Murano SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Nissan Murano SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Nissan Murano SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Nissan Murano SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Nissan Murano SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Murano SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Nissan Murano SUV FWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Murano SUV AWD | N/R | N/R | N/R | N/R |
| 2016 Nissan Murano SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Nissan Murano SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Murano Safety Features
The numerous safety features of the Nissan Murano help contribute to lower insurance rates. The 2020 Nissan Murano has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
Nissan Murano Insurance Loss Probability
Review the Nissan Murano car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Nissan Murano auto insurance costs; higher percentages mean higher Nissan Murano auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -21% |
|---|---|
| Property Damage | no data |
| Comprehensive | 5% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Nissan Murano Finance and Insurance Cost
If you are financing a Nissan Murano, most lenders will require your carry higher Nissan Murano coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Murano auto insurance quotes from the best auto insurance companies using our FREE tool below.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Ways to Save on Nissan Murano Insurance
You can save more money on your Nissan Murano auto insurance rates by employing any of the following five strategies.
- Tell Your Insurer How You Use Your Nissan Murano
- Consider Renting a Car Instead of Buying a Second Nissan Murano
- Ask About Discounts for People with Disabilities
- Ask About Nissan Murano Low Mileage Discounts
- Ask About Student Discounts
Top Nissan Murano Insurance Companies
Who is the top car insurance company for Nissan Murano insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Murano auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Murano offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Nissan Murano Insurance Quotes Online
You can start comparing quotes for Nissan Murano car insurance rates from some of the best car insurance companies by using our free online tool now.
Getting the best insurance rate for your Nissan Murano doesn’t have to be difficult. The best thing you can do is compare car insurance quotes from as many insurance providers as you can.
You will more than likely be surprised at how drastically the offers from various companies differ. That is because each one has different ways of calculating the risk of insuring you.
Nissan Murano insurance costs can change drastically, depending on your state. Compare insurance for FREE with our ZIP code search at the top of this page!
Also, pay close attention to the different discounts available from each company so that you can actually use them.
Having a lot of safety features will also help you to get a low rate that you can afford.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
What are the safety features on the Nissan Murano?
- Four-Wheel Anti-Lock Brakes
- Anti-Theft System
- Electronic Brake Assistance
- Vehicle Stability Control
- Traction Control
- Advanced Airbag System (front, head, side, full curtain)
- Seatbelt Tensioner
In government crash test ratings, the Murano was able to attain a very high score. For frontal impacts, the vehicle received a perfect five-star rating. Side-impact crash tests also received a perfect score with rollover tests getting four out of five stars.
Nissan Murano auto insurance costs are relatively low in comparison with some other vehicles in its class because of its ability to protect occupants during a collision.
Insurance companies consider the life saving capabilities of an automobile as one of the most important factors.
The safety features listed above also help with lowering costs since most companies have specific discounts available to those who have vehicles equipped with them.
Anti-theft systems are also very useful in getting discounts as many insurance policies require the provider to replace a vehicle if it is stolen.
Simple measures may not seem important, but they can really help lower the costs of owning a vehicle and having it insured.
What are some tips to lower Nissan Murano car insurance rates?
Your personal driving history will play a big role in how each of the insurance companies determines the rate they will offer to you.
Of course, the Murano itself and its value are important, but how insurance companies think you will drive it is just as crucial to their risk analysis of offering you insurance.
The cleaner your driving history is in terms of traffic violations and accidents, the lower your rate will be. Most companies will offer discounts right from the start if you have a great driving history, while others will offer incentives for you to stay out of accidents.
What other factors determine car insurance rates for a Nissan Murano?
Your previous claims history is weighed heavily by insurance providers since they believe that the more times you have made claims before, the more likely you are to make a claim with them.
By constantly being a safe driver, you will be able to ensure that you get a lower rate.
Also, remember that you can determine the levels of insurance you get and that the cheapest insurance with low amounts of coverage could actually cost you a lot more if you actually need to make a claim.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
How do I get a quote on my Nissan Murano?
Beyond shopping around and comparing quotes from various companies, which is very important, you can do other things as well.
Consider choosing a higher deductible if you’re a safe driver, getting home owners insurance through the same company, and looking into whether or not your state has a low-cost insurance program that you could qualify for.
In order to compare properly, you should take a look at the average auto insurance rates for a Murano.
So what are you waiting for? Find a car insurance price on a Nissan Murano and get the best deal! Enter your ZIP code in for a FREE quote comparison!
Frequently Asked Questions
How can I compare insurance rates for a Nissan Murano?
To compare insurance rates for a Nissan Murano, you can follow these steps:
- Gather necessary information: Collect details about your vehicle, such as the make, model, year, and any safety features it may have.
- Research insurance providers: Look for reputable insurance companies that offer coverage in your area.
- Obtain quotes: Contact insurance providers directly or use online insurance comparison websites to request quotes for your Nissan Murano. Provide accurate information to get the most accurate quotes.
- Compare coverage options: Review the coverage limits, deductibles, and any additional features or benefits offered by each insurance company.
- Consider your needs and budget: Determine which insurance policy offers the best coverage and fits within your budget.
- Purchase your chosen policy: Once you have made a decision, contact the insurance company to purchase the policy.
What factors affect the insurance rates for a Nissan Murano?
Several factors can influence the insurance rates for a Nissan Murano, including:
- Age and driving experience of the primary driver
- Location where the vehicle will be primarily driven and parked
- The make, model, and year of the Nissan Murano
- Safety features and anti-theft devices installed in the vehicle
- Annual mileage and usage of the car
- Driving record and claims history of the primary driver
- Credit history (in some cases)
- Coverage options and deductibles selected
Are Nissan Murano cars expensive to insure?
Insurance rates can vary depending on various factors, so it’s difficult to make a general statement. However, Nissan Murano cars are typically considered mid-size SUVs, and insurance rates for this vehicle segment can be higher compared to smaller cars. Factors such as the vehicle’s value, repair costs, and safety features can influence insurance rates. To get an accurate idea of insurance costs, it’s recommended to obtain quotes from different insurance providers based on your specific circumstances.
Can I get discounts on Nissan Murano insurance?
Yes, it is possible to obtain discounts on Nissan Murano insurance. Insurance companies often offer various discounts to policyholders. Some common discounts that might be available for Nissan Murano owners include:
- Multi-policy discount: If you have multiple insurance policies with the same provider, such as auto and home insurance.
- Safe driver discount: If you have a clean driving record without any accidents or violations.
- Anti-theft device discount: If your Nissan Murano is equipped with anti-theft devices or features.
- Safety feature discount: If your vehicle has safety features like airbags, anti-lock brakes, or electronic stability control.
- Good student discount: If you or a household member who drives the Murano is a full-time student with good grades. It’s recommended to inquire about available discounts when obtaining insurance quotes.
Are Nissan Murano car insurance rates higher for new or used vehicles?
Insurance rates for new Nissan Murano vehicles tend to be higher compared to used ones. Newer vehicles have a higher market value and may require more expensive repairs or replacement parts in the event of an accident. However, other factors such as the vehicle’s safety features and the driver’s profile will also impact insurance rates.
Can the color of my Nissan Murano affect insurance rates?
No, the color of your Nissan Murano does not typically affect insurance rates. Insurance companies primarily consider factors such as the make, model, year, safety features, and driving record when determining rates. The color of the vehicle is not a significant factor in calculating insurance premiums.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.