Compare Cheap Nissan Murano Insurance Quotes

Car insurance rates for a Nissan Murano average $1,370 a year, or around $114 a month. Finding Nissan Murano teenager insurance rates can cost on average $5,007 a year, so shop around to find cheap coverage.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

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Reviewed byJoel Ohman
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UPDATED: Jul 6, 2020

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Key Takeaways:

  • Full coverage costs around $1,370 a year or $114 each month
  • A liability-only policy costs around $549 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,007 a year or $417 each month
  • Good drivers can save as much as $565 a year by earning policy discounts
  • Nissan Murano insurance costs around $149 less per year than the average vehicle

The average Nissan Murano car insurance rates cost drivers $1,370 a year, or around $114 every month. If you want to find cheap Nissan Murano rates, all you have to do is know where to look. Take advantage of this detailed article that contains all you need to know while comparing Nissan Murano insurance rates from multiple companies.

You can start comparing quotes for Nissan Murano car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Murano Insurance Cost

The average Nissan Murano car insurance rates are $1,370 a year or $114 a month.

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Are Nissan Muranos Expensive to Insure?

The chart below details how Nissan Murano insurance rates compare to other crossovers like the BMW X6, Infiniti QX30, and Ford Escape.

VehicleComprehensiveCollisionLiabilityTotal
Nissan Murano$308$532$372$1,370
BMW X6$432$834$398$1,822
Infiniti QX30$344$686$398$1,586
Ford Escape$280$438$316$1,170
Lincoln MKX$294$596$398$1,446
Kia Sportage$280$470$372$1,280
Lincoln MKC$306$596$398$1,458

However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Murano Insurance?

The Nissan Murano trim and model you choose will affect the total price you will pay for Nissan Murano insurance coverage.

Age of the Vehicle

The average Nissan Murano auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Nissan Murano costs $1,370, while 2010 Nissan Murano insurance costs are $1,130, a difference of $240.

Model YearComprehensiveCollisionLiabilityTotal
2020 Nissan Murano$308$532$372$1,370
2019 Nissan Murano$294$512$390$1,354
2018 Nissan Murano$282$506$398$1,344
2017 Nissan Murano$272$494$416$1,340
2016 Nissan Murano$262$474$430$1,324
2015 Nissan Murano$248$458$442$1,306
2014 Nissan Murano$238$424$452$1,272
2013 Nissan Murano$230$400$456$1,244
2012 Nissan Murano$220$358$460$1,196
2011 Nissan Murano$206$330$460$1,154
2010 Nissan Murano$198$310$464$1,130

Driver Age

Driver age can have a significant effect on the cost of Nissan Murano car insurance. For example, a 20-year-old driver could pay around $140 more each month for their Nissan Murano car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Nissan Murano insurance rates. For example, drivers in New York may pay $836 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Murano auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Murano car insurance with violations on their driving record.

Nissan Murano Safety Ratings

Your Nissan Murano auto insurance rates are influenced by the Nissan Murano’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Nissan Murano Crash Test Ratings

Good Nissan Murano crash test ratings can lower your Nissan Murano auto insurance rates. See Nissan Murano crash test results below:

Vehicle TestedOverallFrontalSideRollover
2020 Nissan Murano SUV FWD5 stars5 stars5 stars4 stars
2020 Nissan Murano SUV AWD5 stars5 stars5 stars4 stars
2019 Nissan Murano SUV FWD5 stars5 stars5 stars4 stars
2019 Nissan Murano SUV AWD5 stars5 stars5 stars4 stars
2018 Nissan Murano SUV FWD4 stars4 stars5 stars4 stars
2018 Nissan Murano SUV AWD5 stars4 stars5 stars4 stars
2017 Nissan Murano SUV FWDN/RN/RN/RN/R
2017 Nissan Murano SUV AWDN/RN/RN/RN/R
2016 Nissan Murano SUV FWD4 stars4 stars5 stars4 stars
2016 Nissan Murano SUV AWD5 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Nissan Murano Safety Features

The numerous safety features of the Nissan Murano help contribute to lower insurance rates. The 2020 Nissan Murano has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist

Nissan Murano Insurance Loss Probability

Review the Nissan Murano car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Nissan Murano auto insurance costs; higher percentages mean higher Nissan Murano auto insurance costs.

Insurance Coverage CategoryLoss Rate
Collision-21%
Property Damageno data
Comprehensive5%
Personal Injuryno data
Medical Paymentno data
Bodily Injuryno data
Source: Insurance Institute for Highway Safety

Nissan Murano Finance and Insurance Cost

If you are financing a Nissan Murano, most lenders will require your carry higher Nissan Murano coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Murano auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Nissan Murano Insurance

You can save more money on your Nissan Murano auto insurance rates by employing any of the following five strategies.

  • Tell Your Insurer How You Use Your Nissan Murano
  • Consider Renting a Car Instead of Buying a Second Nissan Murano
  • Ask About Discounts for People with Disabilities
  • Ask About Nissan Murano Low Mileage Discounts
  • Ask About Student Discounts

Top Nissan Murano Insurance Companies

Who is the top car insurance company for Nissan Murano insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Murano auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Murano offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Nissan Murano Insurance Quotes Online

You can start comparing quotes for Nissan Murano car insurance rates from some of the best car insurance companies by using our free online tool now.

Getting the best insurance rate for your Nissan Murano doesn’t have to be difficult. The best thing you can do is compare car insurance quotes from as many insurance providers as you can.

You will more than likely be surprised at how drastically the offers from various companies differ. That is because each one has different ways of calculating the risk of insuring you.

Nissan Murano insurance costs can change drastically, depending on your state. Compare insurance for FREE with our ZIP code search at the top of this page!

Also, pay close attention to the different discounts available from each company so that you can actually use them.

Having a lot of safety features will also help you to get a low rate that you can afford.

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What are the safety features on the Nissan Murano?

  1. Four-Wheel Anti-Lock Brakes
  2. Anti-Theft System
  3. Electronic Brake Assistance
  4. Vehicle Stability Control
  5. Traction Control
  6. Advanced Airbag System (front, head, side, full curtain)
  7. Seatbelt Tensioner

In government crash test ratings, the Murano was able to attain a very high score. For frontal impacts, the vehicle received a perfect five-star rating. Side-impact crash tests also received a perfect score with rollover tests getting four out of five stars.

Nissan Murano auto insurance costs are relatively low in comparison with some other vehicles in its class because of its ability to protect occupants during a collision.

Insurance companies consider the life saving capabilities of an automobile as one of the most important factors.

The safety features listed above also help with lowering costs since most companies have specific discounts available to those who have vehicles equipped with them.

Anti-theft systems are also very useful in getting discounts as many insurance policies require the provider to replace a vehicle if it is stolen.

Simple measures may not seem important, but they can really help lower the costs of owning a vehicle and having it insured.

What are some tips to lower Nissan Murano car insurance rates?

Your personal driving history will play a big role in how each of the insurance companies determines the rate they will offer to you.

Of course, the Murano itself and its value are important, but how insurance companies think you will drive it is just as crucial to their risk analysis of offering you insurance.

The cleaner your driving history is in terms of traffic violations and accidents, the lower your rate will be. Most companies will offer discounts right from the start if you have a great driving history, while others will offer incentives for you to stay out of accidents.

What other factors determine car insurance rates for a Nissan Murano?

Your previous claims history is weighed heavily by insurance providers since they believe that the more times you have made claims before, the more likely you are to make a claim with them.

By constantly being a safe driver, you will be able to ensure that you get a lower rate.

Also, remember that you can determine the levels of insurance you get and that the cheapest insurance with low amounts of coverage could actually cost you a lot more if you actually need to make a claim.

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How do I get a quote on my Nissan Murano?

Beyond shopping around and comparing quotes from various companies, which is very important, you can do other things as well.

Consider choosing a higher deductible if you’re a safe driver, getting home owners insurance through the same company, and looking into whether or not your state has a low-cost insurance program that you could qualify for.

In order to compare properly, you should take a look at the average auto insurance rates for a Murano.

So what are you waiting for? Find a car insurance price on a Nissan Murano and get the best deal! Enter your ZIP code in for a FREE  quote comparison!

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