Marco’s Pizza Car Insurance: Discounts, Rates, & Requirements (2021)

Marco's Pizza doesn't insure its drivers, and you won't be able to buy Marco's Pizza car insurance from the company either. There aren't any specific Marco's Pizza auto insurance requirements, but you have to be 18 and have a valid driver's license to deliver for Marco's Pizza. You'll need a commercial Marco's Pizza car insurance policy in addition to your personal coverage when you're delivering. Saving on coverage is as easy as comparing multiple Marco's Pizza auto insurance quotes.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 6, 2021

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Here's what you need to know...

  • Marco’s Pizza delivery drivers typically use their personal vehicles
  • You can’t buy Marco’s Pizza car insurance from Marco’s Pizza, nor does the company provide insurance to its delivery drivers
  • A personal car insurance policy probably won’t be enough coverage; buying a commercial car insurance policy is also a good idea

If you’re thinking about becoming a Marco’s Pizza delivery driver, you probably want to know what’s required of you and understanding your car insurance policy is a great first step.

Do you need car insurance? Does Marco’s Pizza sell auto insurance or provide coverage to its drivers? What’s the difference between personal and commercial coverage? Can you buy Marco’s Pizza car insurance? And if so, what are average Marco’s Pizza car insurance rates?

Read this article to find out everything you need to know about Marco’s Pizza auto insurance requirements, how to get a Marco’s Pizza auto insurance quote, and more.

Ready to start shopping for car insurance for Marco’s Pizza delivery drivers? Enter your ZIP code in the free tool on this page to get your first free quote.

What kind of car insurance do you need as a Marco’s Pizza delivery driver?

Marco’s Pizza doesn’t have any insurance requirements for its delivery drivers other than the expectation that you have enough coverage to meet the minimum limits necessary to drive legally. And Marco’s Pizza doesn’t sell or offer car insurance to its drivers, so you won’t need to fill out a Marco’s Pizza auto insurance application. But you do need coverage.

Why does the appropriate insurance coverage matter for delivery drivers? In addition to making sure you can drive legally in the state in which you’re operating, you have a much higher likelihood of getting in a car accident than individuals in other occupations, according to Crosley Law.

So how do you get the coverage you need, and will your personal car insurance cover a vehicle used for food delivery? Or do you also need commercial coverage? Unfortunately, your personal auto insurance probably won’t be enough because most personal car insurance policies don’t cover you when you’re using your vehicle for business.

While you still need your personal coverage to meet legal driving requirements, you’re also going to need a commercial auto insurance policy.

Keep reading to find out where you can get the coverage you need and how you can save.

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Where can you get Marco’s Pizza delivery driver car insurance?

You’ll be able to get commercial car insurance coverage from most major insurance companies. You can ask your insurance agent about adding a commercial policy to your existing coverage. However, being a delivery driver and adding the necessary coverage will cost you.

Adding commercial coverage will probably increase your rates by an average of $150 per month.

We know this can be cost-prohibitive for some drivers, but not to worry, you do have options. A more affordable Marco’s Pizza car insurance choice is the delivery driver add-on. You can ask your insurance company about whether it offers this coverage; if so, all you have to do is add it to your existing policy.

Companies that offer the delivery driver add-on include:

  • Crump Property & Casualty
  • International Property & Casualty
  • Progressive
  • State Farm
  • Sunderland Insurance

Another way to save on your rates (whether it’s your personal, commercial, or delivery driver add-on coverage) is to compare Marco’s Pizza car insurance quotes from at least three companies. You can use the free rate comparison tool on this page to get started.

Marco’s Pizza Car Insurance: The Bottom Line

Marco’s Pizza delivery drivers are not covered by company car insurance. Instead, they’re expected to drive their own vehicles and purchase their own coverage. However, a personal auto insurance policy may not be enough. Commercial coverage or a delivery driver add-on are great options to ensure that delivery drivers are financially protected while working.

If you’re ready to start shopping for affordable auto insurance for Marco’s Pizza delivery drivers, use your ZIP code in our free tool to start comparing rates today.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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