Discounts Offered by Mercury Car Insurance

Mercury Insurance discounts are available to a wide variety of people. One of the best ways to qualify for Mercury insurance discounts is by having a good driving record.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2020

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Here's what you should know...

  • Is Mercury a good insurance company? Mercury Insurance offers multiple discount opportunites to its clients
  • Research the types of car insurance discounts available in your state and contact your insurance provider to see if you qualify
  • Having a good driving record, maintaining good grades in school and driving a vehicle with safety features will qualify you for several different discounts at Mercury Insurance

The Mercury Insurance Group offers a wide variety of insurance products and one of the most popular one is car insurance. Mercury knows that you are looking for the best rates in regards to car insurance and it does everything possible to give you the best coverage at the lowest rate. Offering car insurance discounts is one of the ways the company is able to save you money.

How much does Mercury Insurance cost? Mercury Insurance offers a variety of insurance discounts. However, they are not available for everyone. People need to meet certain requirements before they are eligible for discount auto insurance. Also, not every discount is available in each state so even if you are eligible, that particular discount may not be available in your state.

To find out what discounts you are qualified to receive, the best thing to do would be to speak with a representative or agent with Mercury Insurance Group. He or she will ask you a series of questions that will determine which discounts you are qualified for. Then, depending on which state you live in, your agent will be able to let you know what discounts you can get.

If you would like to check out online car insurance, or get a Mercury Insurance quote, all you need to do is fill in your ZIP code in the FREE quote box above and you will have immediate access to different car insurance companies in your area.

Good Driving Records Entitle You to Discounts


One of the discounts available through Mercury Insurance is the good driving discount. This discount is for those who have maintained a good driving record for a specific period of time. This constitutes having a driving record without any accidents or speeding tickets.

This may also be accessible to individuals who have successfully taken a safe driving course. This discount is good for individuals of all ages.

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Multiple Policies and Multiple Vehicles Mean a Multi-Policy Discount

Discounts are available through Mercury Insurance for those who have more than one policy with the company. One of the easiest ways to get this discount is to insure both your house or condo and car with Mercury.

Another way to receive this discount is to insure multiple cars with Mercury Insurance. If you have more than one vehicle in your household, you will save more money by having them all insured with the same company.

Membership Can Have Its Privileges, and Its Discounts

Mercury Insurance gives car insurance discounts to members of certain associations and groups. As part of the affiliation program through Mercury, certain professional associations, alumni groups, and employers are able to offer their members and employees discounts for choosing to insure their vehicles with Mercury Insurance Group.

To find out if your group or employer is part of Mercury’s affiliate program or if you are a professional group that would like to inquire about being a part of the program, contact Mercury Insurance Group.

The toll-free phone number to reach an associate is 1-800-956-3728.

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Get Discounts for Anti-Theft and Safety Devices Installed in Your Car

For those individuals who have installed devices in their vehicles to help fight theft, there is a reward in the form of an anti-theft discount. Anti-theft devices include burglar alarms, devices that help to recover the vehicle, and disabling devices that are either active or passive.

Contact your agent to find out what other anti-theft devices may be considered for the car insurance discount. Mercury Insurance recognizes that it’s far cheaper to offer its policyholders discounts for vehicles with anti-theft devices than to have to pay on a claim for a car that’s been stolen or vandalized.

Many features of your car may also allow you to receive a discount so you can have a lower rate on your car insurance policy. If you have one or more air bags you can receive a discount and if you have motorized seat belts you may also get one.

Anti-lock brakes are also eligible for discounts through Mercury Insurance. The model, make, and year of your car may also save you money, depending on the requirements in your state.

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Good Grades Mean Good Rates


For students that get good grades, Mercury Insurance offers a discount in order to save you money on your insurance premium. This discount is for teenage drivers who live in your household.

The good grades discount is available for those teenagers who maintain a grade point average of “B” or higher.

If you would like to compare car insurance quotes for car insurance companies in your local area, all you need to do is enter your ZIP code below and you will get immediate results.



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