New Address Car Insurance Discount

Of the major providers, only Liberty Mutual offers a new address car insurance discount to drivers. To qualify for the affordable new address car insurance discount, you must already be a Liberty Mutual customer at the time of your move. Expect your new address car insurance discount rates to be 5% cheaper for one year; then the discount diminishes by 1% each year following until it’s gone.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jul 26, 2021

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Here's What You Need to Know

  • Only Liberty Mutual offers a new address car insurance discount to drivers
  • To qualify, you must already be a customer of Liberty Mutual at the time of your move
  • You’ll save 5% with this discount for one policy year; then it diminishes by 1% each year until it’s gone

Are you planning on moving? Of the major insurance providers, only Liberty Mutual Insurance offers a new address car insurance discount to drivers.

Keep reading to learn how to qualify for this discount and see how much you might save.

After you learn about the affordable new address car insurance discount, easily compare quotes from the best companies near you by entering your ZIP code into our free rate tool above.

What companies offer a new address car insurance discount?

A new address discount is uncommon. According to the United States Census Bureau, the moving rate in America is currently the lowest it’s been since 1948.

So between the national insurers, the only new address car insurance discount company is Liberty Mutual.

Expect your new address car insurance discount rates to be 5% cheaper than average for one policy year.

The discount then diminishes by 1% each year until it’s gone. Overall, it’s a relatively minor temporary rate reduction.

Your age, driving record, and coverage needs also influence your annual insurance costs. Plus, not every provider is active in every region of the country.

Secure your lowest possible rates by comparing quotes from multiple companies online and ask about other car insurance discounts.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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What is a new address car insurance discount?

To qualify for the new address discount from Liberty Mutual, you must already use the company at the time of your move.

This savings opportunity encourages customers to stick with their current provider rather than shop around for new coverage after moving to a new region.

However, it’s possible your current provider is not the cheapest option for coverage in your new town or city.

How does your address affect car insurance rates? When you move, likely, your ZIP code will also change.

Traffic congestion, auto theft rates, and crime statistics in your new ZIP code heavily influence your new regional car insurance prices.

Each company also calculates insurance rates using unique formulas, and not every provider is active in every region.

Know that even if you’re already a Liberty Mutual customer planning on moving, the temporary 5% rate reduction might not lead to your highest level of savings.

You can use a car insurance moving calculator online to help you estimate rates in your new city.

New Address Car Insurance Discount: The Bottom Line

If you currently use Liberty Mutual and plan on moving soon, check if a new provider or the 5% rate reduction is a better deal for you.

Fortunately, companies offer dozens of different discount opportunities to drivers, with unique qualification rules and savings amounts.

Below, check out a few similar but more common car insurance discounts to ask for:

By taking the time to compare quotes online, you’ll secure your best car insurance prices.

Now that you’ve learned how to buy new address discount car insurance, start comparing rates from the top providers in your region by entering your ZIP code into our free tool below.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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