Olive Garden Delivery Driver Car Insurance: Discounts, Rates, & Requirements (2021)

Olive Garden delivery driver car insurance is a must-have for delivery drivers. Olive Garden and the third-party delivery services they employ do not provide delivery vehicle insurance for delivery drivers. Instead, drivers will need to purchase commercial coverage from a car insurance provider. The cheapest delivery driver insurance options are endorsements and hybrid policies.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 8, 2021

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Here's What You Need to Know

  • Olive Garden uses third-party delivery services to employ delivery drivers
  • The majority of these services do not provide car insurance to their drivers
  • Delivery drives need to purchase commercial car insurance to maintain coverage while on the clock

If you are a delivery driver working with Olive Garden, it’s important that you understand the ins and outs of Olive Garden delivery driver car insurance.

Keep reading to learn how to maintain coverage on your vehicle while you work and how to find cheap car insurance options for part-time delivery drivers.

To jumpstart your search for affordable Olive Garden delivery driver car insurance, enter your ZIP code above, and we will pull up affordable rates available for you all in one convenient place.

Do delivery drivers need special delivery vehicle insurance?

When you use your car to make deliveries, your personal car insurance will not provide you regular coverage.

Instead, you will need some form of commercial car insurance to protect you because you are using your vehicle for commercial purposes.

While there is no specific Olive Garden delivery driver car insurance company, you may still receive coverage depending on the company that you are delivering with.

Uber Eats, for example, does offer car insurance coverage to its drivers. However, if you are using DoorDash, your vehicle will be uncovered.

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What is the cheapest delivery driver insurance?

If you are looking for the most affordable Olive Garden delivery driver car insurance quotes, your best bet is to see if you can get an endorsement for your personal car insurance.

Endorsements often cost less than $10 per month on top of your existing car insurance rates, making this a perfect choice for part-time delivery drivers.

Another way to get more reasonable Olive Garden delivery driver car insurance rates is to purchase a hybrid car insurance policy.

Like the Rideshare policy offered by GEICO, hybrid policies act as both personal and commercial insurance at once. This type of policy is great if you intend to be a more full-time delivery driver.

To learn more about GEICO, check out our GEICO car insurance review.

What happens if you get into a crash before you can buy Olive Garden Delivery driver car insurance?

Driving delivery without any commercial coverage is essentially like driving uninsured.

If you are found at fault for an accident, the company you work for will likely have liability coverage that protects the other driver. However, you will be liable for all your own costs.

According to the Insurance Information Institute, the average claim for a car crash is over $3,000.

Without insurance, you would be forced to pay that full amount out of pocket, in addition to any medical bills you have as a result of the crash.

To avoid driving uninsured, take the time to research what insurance is offered by your employer before you hit the road.

If, like most employers, they do not offer any car insurance, you need to start comparison shopping to ensure you have the coverage you need.

Are you ready to find the right Olive Garden delivery driver car insurance policy for you? Enter your ZIP code below, and we will help you get started.

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