Anti-Lock Brakes Discount

Anti-lock brakes discounts are offered by many companies including Allstate and Geico. Cars with anti-lock brakes systems reduce the risk of accidents, so insurance companies may give anti-lock brakes discounts.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 21, 2021

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Here's what you need to know...

  • Anti-lock brakes may help you to avoid being in an accident and keep you safer on the road
  • Many vehicles manufactured today have this safety feature, and it may qualify you for a car insurance discount through some providers
  • Drivers should consider multiple factors when looking for a new car insurance policy, such as car insurance discounts available as well as the insurer’s financial strength
  • Companies that offer anti-lock brakes discounts include Allstate and Geico

For most drivers, the safety features loaded into their car are designed to prevent an accident or to minimize the severity of an accident, and auto insurance is designed to financially pay for many expenses if you do need to file a claim.

You may not realize it, but the cost of your auto insurance policy may be directly related to how safe your vehicle is to drive.

Car insurance companies may review safety statistics for your make and model before issuing a quote for new or renewed coverage, and they may also analyze the safety features in the car.

Anti-lock brakes are one of many common safety features available in many makes and models today, and there is a good chance that your car has this feature.

Anti-lock brakes, or ABS, may qualify you for a money-saving discount through some auto insurance providers.

A closer look at what the anti-lock brakes discount is and how it could help you to save money on your auto insurance premium may help you to make a great buying decision.

Compare car insurance quotes to find the best deal on the coverage you desire. Enter your ZIP code above to compare for free!

Understanding the Benefit of Anti-Lock Brakes

Many drivers have heard about anti-lock brakes over the years, but you may not be certain what this feature is or how it can help you to stay safer on the road.

This is a special safety feature that is designed to prevent the wheels from locking up when you apply pressure to the brakes. When the wheels lock up, skidding could occur. Skidding may increase the likelihood that you could lose control of the vehicle and be in a collision.

Essentially, anti-lock brakes help drivers to maintain full control of the vehicle at all times by preventing skidding.

This is a truly valuable safety feature to have on your car, and it is a safety feature that may qualify you for a discount through some auto insurance companies.

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The Anti-Lock Brakes Car Insurance Discount

Many auto insurance companies offer a slew of car insurance premium discounts for different types of safety features. The amount of the discount, as well as the unique qualifications for it, vary from provider to provider.

In most cases, a car insurance company will analyze the safety equipment in your specific vehicle when they pull the VIN data on it.

This data will tell the insurance company if your vehicle qualifies for this or any other safety feature discounts that can directly offset the cost of your premium.

Car insurance companies generally determine their rates based on the amount of perceived risk they take on by insuring you.

If you have a safer vehicle that is loaded with features that may prevent you from being in a serious accident, you may qualify for better rates than someone who is driving a car with fewer safety features.

This is a key reason behind the anti-lock brakes discount and other similar types of safety feature discounts available through various car insurance companies.

The Impact of Anti-Lock Brakes on Your Driving Record

When you invest in a car that has anti-lock brakes, you may be able to save money on car insurance in a different way. Remember that car insurance companies review your driving record and loss history when determining your rates as well.

If you have been driving a car that has anti-lock brakes for the past few years, your driving record and claims history may look better than it otherwise would without these safety features in use.

In this way, anti-lock brakes may help you to qualify for better auto insurance rates going forward as well and may help you to avoid having to pay a deductible related to a claim.

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What to Do Before You Buy a Car With Anti-Lock Brakes

The anti-lock brakes discount available through many car insurance companies is common, but you should make plans to shop around for new car insurance rates from several providers before you finalize your plans to buy a new car with this and other safety features in it.

Remember that this safety feature could potentially affect the cost of insurance going forward, and you need to understand the potential cost of your auto insurance on a new vehicle before you take ownership of the vehicle.

By taking this step, you can ensure that you buy a car that is truly affordable for you to drive when all expenses are taken into account.

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Other Safety Equipment That May Qualify You for a Discount

Anti-lock brakes are only one of several safety features that some car insurance companies may offer a discount for. Some of the other safety equipment that may yield additional savings on your premium include:

  • Passive restraints
  • VIN etching
  • A security system
  • A forward collision alert
  • A side collision alert
  • A blind spot monitoring feature
  • Adaptive steering
  • Adaptive headlights
  • Daytime running lights

What to Look for in a Reputable Insurance Company

Maximizing car insurance discounts is a wonderful way to save money on your coverage, but avoid making your buying decision based on cost alone.

You need to choose a car insurance company that has an excellent track record of processing claims quickly and without hassle. Ideally, this insurance company will be financially strong and will have an established reputation for excellence.

The Internet is a great place to learn more about different auto insurance companies before shopping for a new quote.

The anti-lock brakes discount is a great way for many drivers to save money on car insurance, and this may be just one of numerous car insurance discounts that you can qualify for.

This and other safety features can help you to be safer on the road, and you can also follow other exceptional safety tips to minimize the chance of being in an accident.

By taking advantage of all safety tips and features available, you may be able to improve your driving record going forward and qualify for better rates on car insurance in the future.

Compare car insurance quotes for FREE today by entering your zip code into our rate tool below!

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