Jeep Compass Insurance Cost: How to Find Cheap Jeep Compass Insurance Quotes

Jeep Compass insurance cost averages $110/mo. 2020 Jeep Compass insurance costs will be higher than older models. To find out how much insurance is for a Jeep Compass, compare cheap Jeep Compass insurance quotes from multiple companies to save money on your Jeep Compass insurance rates.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 17, 2021

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Here's What You Need to Know: Jeep Compass
Jeep Compass SummaryDetailsSource
Comprehensive rate average$294.00Quadrant information Services
Liability rate average$372.00Quadrant information Services
Collision rate average$500.00Quadrant information Services
Fair Market Range (2020)$23,238-$27,621 Kelley Blue Book
Average Cost of Repairs$526/yearRepairPal
Overall Safety Ratings:GoodInsurance Institute for Highway Safety
Fatality Rate For Vehicle's Size Group21%Insurance Institute for Highway Safety
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Key takeaways:

  • Full coverage costs around $1,324 a year or $110 each month
  • A liability-only policy costs around $531 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,839 a year or $403 each month
  • Good drivers can save as much as $546 a year by earning policy discounts
  • Jeep Compass insurance costs around $195 less per year than the average vehicle

What is the average Jeep Compass insurance cost? Jeep Compass yearly insurance rates typically average $1,324 a year or $110 a month for full coverage. Teens have the highest rates at around $4,839 a year or $403 a month as high-risk drivers.

Good drivers can save up to $546 a year in safe driver discounts by practicing safe driving habits. Let’s take a quick look at Jeep Compass insurance rates, safety ratings, and more.

You can get cheap Jeep Compass insurance quotes from some of the best car insurance companies by using our free online tool now.

What’s the Jeep Compass insurance cost?

The average car insurance costs for a Jeep Compass are $1,324 a year or $110 a month. Take a look at this chart to see a snapshot of different Jeep Compass insurance rates based on various factors.

As you can see, discounts and high deductibles can have a significant affect ton your rates, while being a teen driver will mean significantly higher rates.

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Are Jeep Compasses expensive to insure?

The chart below details how Jeep Compass insurance rates compare to other SUVs like the Kia Sorento, Acura RDX, and Cadillac Escalade.

Average Insurance Rates for Jeep Compass Compared to Rates for Similar Vehicles
VehicleAverage Annual Comprehensive RateaAverage Annual Collision RatesAverage Annual Liability RatesAverage Annual Combined Rates
Jeep Compass$294$500$372$1,324
Kia Sorento$322$562$372$1,414
Acura RDX$308$532$316$1,292
Cadillac Escalade$458$780$466$1,904
Ford Flex$332$566$398$1,454
Audi Q7$394$714$398$1,664
Toyota Sequoia$332$566$398$1,454
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There are a few things you can do to find the cheapest Jeep insurance rates online.

What impacts the cost of Jeep Compass insurance?

The Jeep Compass trim and model you choose can impact the total price you will pay for Jeep Compass insurance coverage.

Age of the vehicle

The average Jeep Compass auto insurance rates are higher for newer models.

Average Annual Rates for a Jeep Compass by Model Year
Model YearAverage Annual Comprehensive RatesAverage Annual Collision RatesAverage Annual Liability RatesAverage Annual Total Rates
2020 Jeep Compass$294$500$372$1,324
2019 Jeep Compass$280$482$390$1,310
2018 Jeep Compass$270$478$398$1,304
2017 Jeep Compass$260$466$416$1,300
2016 Jeep Compass$250$446$430$1,284
2015 Jeep Compass$238$430$442$1,268
2014 Jeep Compass$228$400$452$1,238
2013 Jeep Compass$218$376$456$1,208
2012 Jeep Compass$210$338$460$1,166
2011 Jeep Compass$196$310$460$1,124
2010 Jeep Compass$190$292$464$1,104
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For example, auto insurance rates for a 2020 Jeep Compass cost $1,324, while 2010 Jeep Compass rates are $1,104, a difference of $220.

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Driver age

Driver age can have a significant impact on Jeep Compass auto insurance rates.

As an example, a 40-year-old driver could pay $140 less each month for their Jeep Compass auto insurance compared to a 20-year-old driver.

Driver location

Where you live can have a large impact on Jeep Compass insurance rates.

For example, drivers in Phoenix may pay $728 a year less than drivers in Los Angeles.

Your driving record

Your driving record can have an impact on the cost of Jeep Compass auto insurance.

Teens and drivers in their 20’s see the highest jump in their Jeep Compass auto insurance rates with violations on their driving record.

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Jeep Compass safety ratings

Your Jeep Compass auto insurance rates are tied to the Jeep Compass’s safety ratings. See the breakdown below, populated with Insurance Institute for Highway Safety (IIHS) data.

Jeep Compass Safety Ratings
IIHS Safety Test TypeSafety Rating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
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The ratings in this table are all marked “good,” which is a positive sign for drivers of a Jeep Compass.

Jeep Compass crash test ratings

Poor Jeep Compass crash test ratings could mean higher Jeep Compass car insurance rates.

Jeep Compass Crash Test Ratings
Vehicle TestedOverall RatingFrontal Crash RatingSide Crash RatingRollover Crash Rating
2020 Jeep Compass SUV FWD4 stars4 stars5 stars3 stars
2020 Jeep Compass SUV AWD4 stars4 stars5 stars3 stars
2019 Jeep Compass SUV FWD4 stars4 stars5 stars3 stars
2019 Jeep Compass SUV AWD4 stars4 stars5 stars3 stars
2018 Jeep Compass SUV FWD4 stars4 stars5 stars3 stars
2018 Jeep Compass SUV AWD4 stars4 stars5 stars3 stars
2017 Jeep Compass SUV FWD4 stars3 stars5 stars4 stars
2017 Jeep Compass SUV 4WD4 stars3 stars5 stars4 stars
2016 Jeep Compass SUV 4WDN/R3 starsN/R4 stars
2016 Jeep Compass SUV 2WDN/R3 starsN/R4 stars
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Jeep Compass model years between 2017 and 2020 have an average of 4-star crash ratings, which is a positive sign for your insurance ratings.

Jeep Compass safety features

The safety features of the Jeep Compass can impact your Jeep Compass car insurance rates. The Jeep Compass has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Some of these may get you discounts on your car insurance, so speak to a licensed insurance agent to make sure you’re getting all the discounts you qualify for.

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Jeep Compass insurance loss probability

Insurance loss probability on the Jeep Compass fluctuates between each type of coverage.

Jeep Compass Insurance Loss Probabilities
Insurance Coverage CategoryLoss Rate
Collision-13%
Property Damage35%
Comprehensive-42%
Personal Injury28%
Medical Payment24%
Bodily Injury42%
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The lower percentage means lower Jeep Compass car insurance rates; higher percentages mean higher Jeep Compass auto insurance rates.

What’s the Jeep Compass finance and insurance cost?

If you are financing a Jeep Compass, most lenders will require that you carry higher Jeep Compass coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Compass car insurance rates from the best companies using our free tool.

How to save on Jeep Compass insurance

Save more on your Jeep Compass car insurance rates. Take a look at the following five strategies that will get you the best Jeep Compass auto insurance rates possible.

  • Don’t skimp on Jeep Compass liability coverage
  • Spy on your teen driver
  • Consider renting a car instead of buying a second Jeep Compass
  • Get married and ask for a discount
  • Make sure you use an accredited driver safety program

These are just some of the ways you can save on your Jeep Compass car insurance rates.

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What are the top Jeep Compass insurance companies?

Who is the top auto insurance company for Jeep Compass insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jeep Compass auto insurance coverage (ordered by market share).

Largest Insurance Companies by Market Share
RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2Geico $46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
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Looked at graphically,

Many of these companies offer discounts for security systems and other safety features that the Jeep Compass offers.

How to compare free Jeep Compass insurance quotes online

You can start comparing quotes for Jeep Compass car insurance rates from some of the best car insurance companies by using our free online tool now.

If you are looking for a small SUV, you might consider the Jeep Compass. While deciding whether this is the right car for you, you should try to answer this question: how much would Jeep Compass car insurance cost?

Before you think of insurance, it’s a good idea to know a little about the Jeep Compass. Keep reading to learn details and features of this vehicle and the different types of car insurance options you might select to protect it, so you’re prepared for purchasing Jeep Compass yearly insurance.

Ready to find out how much insurance for a Jeep Compass may cost you? Use your ZIP code to get a free quote today!

What are the car insurance rates for a Jeep Compass?

Is insurance on a Jeep high? How much is insurance for a 2018 Jeep Compass? What kind of coverage do you need? Read the next few sections to find out.

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What are the average insurance rates for a Jeep Compass?

How much is insurance for a Jeep Compass? It depends on the model year. For example, 2020 Jeep Compass insurance costs are an average of $1,324 per year, while 2018 Jeep Compass insurance rates average $1,304 per year.

These average rates also vary depending on the coverage you purchase. Take a look at this table to see average rates for different insurance types for the four most recent model years.

Average Jeep Compass Rates by Model Year and Insurance Type
Model YearAnnual Comprehensive Coverage RatesAnnual Collision Coverage RatesAnnual Liability Coverage RatesTotal Annual Premium
2020 Jeep Compass$294.00$500$372$1,324
2019 Jeep Compass$280.00$482$390$1,310
2018 Jeep Compass$270.00$478$398$1,304
2017 Jeep Compass$260.00$466$416$1,300
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There are many different types of car insurance, so how do you choose?

The first thing you should do is find out the minimum coverage mandated by your state.

Once you know that, determine whether you need more than your state requires. The following is a list of common kinds of car insurance:

  • Liability Coverage – This protects you from having to pay out-of-pocket for damages you cause to other people and their vehicles. It is usually the minimum coverage that states require.
  • Comprehensive Physical Damage Coverage – This protects your Jeep Compass from damage that is not caused by a car accident; this can  include damage from theft, vandalism, or weather, among other causes.
  • Collision Coverage – If you get in an accident, collision coverage will pay for damages done to your vehicle.
  • Medical Payments – This insurance covers the medical costs resulting from an accident and is not dependent on who is at fault.
  • Uninsured Motorist Coverage – This pays for damages if the other driver doesn’t have car insurance.
  • Personal Injury Protection Coverage – This covers the medical and funeral cost of the insured and others involved in the accident up to an agreed amount. Some states do not offer this type of car insurance.
  • Property Damage Liability – This will cover the cost if you damage someone else’s property, whether it is their car or something else, and will provide legal council if someone sues you.
  • Rental Car Reimbursement – If your car is damaged beyond use, your insurer will pay for a rental until your car is fixed or you get a new one.

These insurance types vary from one company to the next and policies will be determined based on what is in each company’s contract. Insurers will set their own prices for different types of coverage, so you should compare quotes from many car insurance companies before choosing one.

Jeep Compass safety ratings and basics

Do Jeep Compasses break down a lot? Is a Jeep Compass a good buy? Only you can decide, but we’ve provided some information to help you make an informed decision. Keep reading to learn more.

What do I need to know about the Jeep Compass?

Old Jeep Compasses were not the best Jeeps out there. Even with optional four-wheel drive and being eight inches off the ground, they were not good for off-road driving, a quality many people expect from a Jeep.

The Jeep Compass had only two qualities in its favor:

  • Price – Ranging from $18,000 to $24,000, the Jeep Compass was one of the most affordable SUVs on the market.
  • Fuel – It was one of the cheapest on gas too, with only the GMC Terrain, Chevy Equinox, Ford Escape Hybrid, and Mercury Mariner Hybrid ahead of it.

The low price and gas cost come with a variety of negative aspects, starting with its appearance.

The Jeep Compass doesn’t have the boxy look that Jeeps are well known for. Inside, the Jeep Compass looked like it was made on a budget with cheap plastic and coarse fabric.

The Jeep Compass didn’t offer any great features options either. The base model came with manual windows and locks and a tilting steering wheel.

To get common features, such as power windows and locks, a leather-lined steering wheel with radio controls on it, satellite radio, and a remote to unlock your car, you’d have to pay an extra $5,000.

However, the 2011 Jeep Compass changed the game dramatically:

  • The outside now looks sleek with its new hood, fenders, and other parts. The interior is made for comfort and no longer looks cheap. Its leather-wrapped steering wheel has a radio, cruise control, and hands-free phone control buttons on it.
  • It also has an iPod interface, and you can add an FM/AM/CD/DVD system to it. Navigation help is available in the Limited Jeep Compass.
  • The performance is better, too. With an inch more clearance underneath, 17-inch all-terrain tires, more horsepower and other improvements, the 2011 Jeep Compass can go off-roading without a problem.

Unfortunately, these improvements also raised the cost of the Jeep Compass. The base price is now $23,295 but by the time most people add their personal options, the average price may be a little over $26,000.

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What are the Jeep Compass safety ratings and features?

As far as safety is concerned, governmental tests from the National Highway Traffic Safety Administration (NHTSA)  gave the Jeep Compass a decent rating, with four stars out of five for rollover safety and three stars out of five for front impact collision. The overall safety rating is four out of five stars.

This may help to lower costs with the best auto insurance companies because the safer your vehicle, the lower the risk insurance companies face in the event of an accident. Additionally, there are a number of car insurance discounts available for various safety features. Take a look at this table to see which companies offer safety feature-related discounts.

Safety Feature Discounts Available by Insurance Company
Insurance CompanyAdaptive Cruise ControlAdaptive HeadlightsAnti-lock BrakesAnti-TheftElectronic Stability ControlLane Departure WarningForward Collision WarningDaytime Running LightsSeat Belt UseVehicle Recovery
21st CenturyNoNoYesYesNoNoNoYesNoYes
AAANoNoYesYesNoNoNoYesNoYes
AllstateNoNoYesYesYesNoNoYesNoYes
American FamilyNoNoYesYesYesNoNoYesNoYes
AmeripriseNoNoYesYesNoNoNoYesNoYes
AmicaNoYesYesYesYesNoYesNoNoYes
Country FinancialNoYesYesYesYesNoYesYesNoNo
EsuranceNoNoYesYesNoNoNoYesNoYes
FarmersNoYesYesYesYesNoNoYesNoYes
GeicoNoNoYesYesNoNoNoYesYesYes
Liberty MutualYesYesYesYesYesYesYesYesNoYes
MetLifeYesYesYesYesYesYesYesYesNoYes
NationwideYesYesYesYesYesYesYesYesNoYes
ProgressiveYesYesYesYesYesYesYesYesNoYes
Safe AutoNoNoYesYesNoNoNoYesNoYes
SafecoNoNoYesYesNoNoNoNoNoYes
State FarmNoNoYesYesNoNoNoNoNoYes
The GeneralNoNoYesYesNoNoNoNoNoYes
The HanoverNoNoYesYesNoNoNoYesNoYes
The HartfordNoYesYesYesNoNoYesYesNoYes
TravelersNoNoYesYesNoNoNoYesNoYes
USAANoNoYesYesNoNoNoYesNoYes
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The basic Jeep Compass comes with the following safety features:

  • Brake Assist
  • Electronic Roll Mitigation
  • Electronic Stability Control
  • Hill Start Assist

Although front and rear airbags are included in the Jeep Compass’s safety features, it costs about $250 more to have side airbags installed.

Will the Jeep Compass depreciation rate affect my insurance costs?

First, take a look at this video to learn a bit more about deprecation of your vehicle.

Now that we’re familiar with the term, yes, the depreciation on your Jeep Compass will help lower your car insurance rates faster. A major part of the cost of your insurance is based on the value of your vehicle.

You can check the value of your vehicle with Kelley Blue Book to see just how much your Compass has depreciated.

When you first buy your Jeep Compass, however, you will likely be paying more for your insurance than you would if you were to buy a used Jeep Compass of the same year and mileage.

The reason is that, although the depreciation for the Jeep Compass in the first six months of ownership is about $5,706, you will be paying insurance for the full purchase price of your vehicle, because that is what your initial quote will be based on.

When it is time to renew your policy at the six-month mark, you should see a reduction in your insurance premiums that will make you happy.

After the first year, you will see the biggest decrease because the depreciation in the first year is the highest. After that, the depreciation rate is about $2,000 a year, and your rates can be reduced based on that.

How can I get car insurance quotes for a Jeep Compass?

As we noted earlier, the average cost for car insurance for a Jeep Compass is about $1,324 per year. However, this price will vary depending on the type of insurance you need and where you buy it.

Getting quotes for car insurance for your Jeep Compass is fast and easy.

Most insurance companies offer free quotes on their websites. All you have to do is fill out short forms about you and your car. Or there are websites like this one where you can fill out one form and receive multiple quotes so you can compare prices more easily.

It’s recommended that you get a minimum of three quotes when shopping for insurance, to get the best price for your vehicle and insurance needs.

What’s the bottom line for Jeep Compass car insurance?

If you’re looking to purchase a Jeep Compass, there are a few things to keep in mind, including:

  • The cost to insure a Jeep Compass is around $1,300 per year
  • As your vehicle depreciates in value, your insurance coverage costs will also go down
  • Adding safety features and anti-theft devices will help lower your insurance premium

You should compare rates, obtaining at least three difference quotes, when shopping for insurance for your Jeep Compass.

Frequently asked questions: Jeep Compass insurance

Still have questions about auto insurance rates for the Jeep Compass? Read through these frequently asked questions to learn more.

What are the cheapest cars to insure?

A number of factors like safety ratings, claims history, repair costs, and more, affect average rates for specific vehicles. Based on vehicle-specific factors, the top ten cheapest cars to insure are:

  1. Subaru Outback
  2. Jeep Wrangler
  3. Honda CR-V
  4. Subaru Forester
  5. Ford Escape
  6. Ford F-150
  7. Chevrolet Equinox
  8. Jeep Cherokee
  9. Toyota Tacoma
  10. Toyota RAV4

Keep in mind that in addition to vehicle-specific factors, you personal driving history, age, gender, credit score, and more can have a significant affect on your rates.

How much does Jeep Compass insurance cost in India?

We don’t currently list Jeep Compass insurance rates in India, but you can reach out to insurance companies in-country to find out average rates.

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