Compare Beckley, WV Car Insurance Rates (2021)

Car insurance in Beckley, WV averages $348 a month. Beckley, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Beckley car insurance rates, compare quotes from the top car insurance companies in Beckley, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Beckley for teen drivers is State Farm
  • Average car insurance rates in Beckley, WV after a DUI are $5,126/year
  • Average car insurance rates in Beckley, WV are $4,175/year

If you need to buy Beckley, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Beckley, WV is right here.

You’ll find Beckley car insurance rates, the cheapest Beckley, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Beckley, West Virginia car insurance rates to St. Albans car insurance rates, Huntington car insurance rates, and Beckley car insurance rates.

Ready to find affordable Beckley, WV car insurance today? Enter your ZIP code for fast, free Beckley car insurance quotes.

Cheapest Beckley, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beckley, WV car insurance rates? Every Beckley, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beckley, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,809 $2,603 $2,525 $2,530 $10,205 $10,638 $3,083 $3,077
GEICO $2,912 $2,870 $2,766 $2,681 $7,282 $8,784 $2,799 $2,917
Liberty Mutual $3,992 $4,332 $3,206 $3,909 $15,528 $17,521 $4,102 $4,512
Nationwide $1,910 $1,936 $1,744 $1,821 $4,982 $6,271 $2,159 $2,303
Progressive $2,445 $2,337 $2,270 $2,259 $11,143 $12,548 $2,944 $3,022
State Farm $1,845 $1,845 $1,675 $1,675 $4,286 $5,534 $2,190 $1,717
USAA $1,717 $1,689 $1,604 $1,610 $5,788 $6,380 $2,216 $2,373

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Minimum Car Insurance in Beckley, WV

Every driver must carry the minimum car insurance in Beckley, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Beckley, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Beckley, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beckley, WV. Compare credit history car insurance rates in Beckley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beckley, West Virginia

Insurance Company Poor Fair Good
Allstate $5,685 $4,515 $3,851
GEICO $4,974 $4,048 $3,358
Liberty Mutual $10,208 $6,280 $4,925
Nationwide $3,292 $2,779 $2,601
Progressive $5,425 $4,757 $4,430
State Farm $3,738 $2,271 $1,779
USAA $4,290 $2,484 $1,993

Cheapest Beckley, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beckley, WV to rates for a clean record with top companies.

Annual Beckley, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,949 $4,684 $5,611 $4,492
GEICO $2,558 $4,109 $7,093 $2,746
Liberty Mutual $5,830 $7,397 $8,186 $7,138
Nationwide $2,323 $3,087 $3,578 $2,575
Progressive $4,121 $5,576 $4,941 $4,847
State Farm $2,368 $2,823 $2,596 $2,596
USAA $2,292 $2,722 $3,876 $2,799

Cheapest Beckley, WV Car Insurance for Teen Drivers

Teen car insurance in Beckley, WV can be expensive. Take a look at rates from the top car insurance companies in Beckley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beckley, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,205 $10,638
GEICO $7,282 $8,784
Liberty Mutual $15,528 $17,521
Nationwide $4,982 $6,271
Progressive $11,143 $12,548
State Farm $4,286 $5,534
USAA $5,788 $6,380

Cheapest Beckley, WV Car Insurance for Seniors

Take a look at Beckley, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beckley, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,525 $2,530
GEICO $2,766 $2,681
Liberty Mutual $3,206 $3,909
Nationwide $1,744 $1,821
Progressive $2,270 $2,259
State Farm $1,675 $1,675
USAA $1,604 $1,610

Cheapest Beckley, WV Car Insurance Rates After a DUI

A DUI in Beckley, WV increases car insurance rates. Compare Beckley, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beckley, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,611
GEICO $7,093
Liberty Mutual $8,186
Nationwide $3,578
Progressive $4,941
State Farm $2,596
USAA $3,876

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Cheapest Beckley, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beckley, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beckley, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,684 $4,684
GEICO $4,081 $4,172
Liberty Mutual $7,138 $7,138
Nationwide $2,891 $2,891
Progressive $4,871 $4,871
State Farm $2,526 $2,666
USAA $2,888 $2,956

The Best Cheap Car Insurance Companies in Beckley, WV

Take a look at a side-by-side comparison of the top car insurance companies in Beckley, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beckley, West Virginia

Insurance Company Average Annual Rates
Allstate $4,684
GEICO $4,126
Liberty Mutual $7,138
Nationwide $2,891
Progressive $4,871
State Farm $2,596
USAA $2,922

Category Winners: Cheapest Car Insurance in Beckley, West Virginia

Find the cheapest car insurance companies in Beckley, WV for each category right here.

Best Annual Car Insurance Rates by Company in Beckley, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Beckley, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beckley car insurance rates. Find the cheapest Beckley, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beckley, West Virginia

Insurance Company Low Medium High
Allstate $4,499 $4,675 $4,878
GEICO $3,872 $4,139 $4,369
Liberty Mutual $6,762 $7,120 $7,531
Nationwide $2,814 $2,879 $2,979
Progressive $4,647 $4,814 $5,152
State Farm $2,431 $2,590 $2,767
USAA $2,808 $2,917 $3,042

What affects car insurance rates in Beckley, West Virginia?

What factors can have an impact on Beckley, WV car insurance? There are several reasons why Beckley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beckley, West Virginia.

Commute Time in Beckley

The more time you spend in your car the higher the risk of an accident. The average commute length in Beckley, WV is 18.3 minutes according to City-Data.

Compare Car Insurance Quotes in Beckley, WV

Ready to find affordable Beckley, West Virginia car insurance today? Enter your ZIP code for fast, free Beckley, WV car insurance quotes.

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