Compare Berkeley Heights, NJ Car Insurance Rates (2021)

Car insurance in Berkeley Heights, NJ averages $408 a month. Berkeley Heights, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Berkeley Heights car insurance rates, compare quotes from the top car insurance companies in Berkeley Heights, NJ.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Berkeley Heights, NJ are $4,902/year
  • The cheapest car insurance company in Berkeley Heights for teen drivers is GEICO
  • The cheapest car insurance company in Berkeley Heights is GEICO

If you need to buy Berkeley Heights, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Berkeley Heights, NJ is right here.

You’ll find Berkeley Heights car insurance rates, the cheapest Berkeley Heights, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Berkeley Heights, New Jersey car insurance rates to Union City car insurance rates, Jersey City car insurance rates, and Bayonne car insurance rates.

Ready to find affordable Berkeley Heights, NJ car insurance today? Enter your ZIP code for fast, free Berkeley Heights car insurance quotes.

Cheapest Berkeley Heights, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berkeley Heights, NJ car insurance rates? Every Berkeley Heights, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berkeley Heights, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,946 $2,930 $2,834 $2,834 $9,415 $11,859 $3,428 $3,618
Farmers $4,424 $4,470 $4,283 $4,221 $13,327 $15,371 $5,288 $5,511
GEICO $1,933 $1,892 $1,880 $1,880 $3,474 $3,524 $2,207 $2,181
Liberty Mutual $3,583 $3,583 $3,930 $3,930 $9,206 $10,444 $3,930 $4,504
Progressive $1,802 $1,683 $1,633 $1,655 $8,293 $9,348 $2,141 $2,117
State Farm $3,724 $3,724 $3,365 $3,365 $12,082 $15,515 $4,237 $4,734
Travelers $3,424 $3,319 $3,176 $3,200 $7,757 $8,760 $3,323 $3,290

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Berkeley Heights, NJ

Every driver must carry the minimum car insurance in Berkeley Heights, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Berkeley Heights, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Berkeley Heights, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Berkeley Heights, NJ. Compare credit history car insurance rates in Berkeley Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Berkeley Heights, New Jersey

Insurance Company Poor Fair Good
Allstate $6,850 $4,516 $3,582
Farmers $8,369 $6,664 $6,302
GEICO $3,556 $2,059 $1,499
Liberty Mutual $6,812 $5,067 $4,287
Progressive $3,980 $3,507 $3,265
State Farm $9,165 $5,539 $4,325
Travelers $6,106 $4,457 $3,031

Cheapest Berkeley Heights, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berkeley Heights, NJ to rates for a clean record with top companies.

Annual Berkeley Heights, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,733 $6,205 $5,449 $4,544
Farmers $5,475 $9,384 $7,569 $6,020
GEICO $1,851 $2,424 $3,360 $1,851
Liberty Mutual $5,178 $5,915 $5,284 $5,178
Progressive $3,125 $4,092 $3,516 $3,602
State Farm $3,460 $6,274 $10,076 $5,562
Travelers $3,475 $5,180 $5,015 $4,456

Cheapest Berkeley Heights, NJ Car Insurance for Teen Drivers

Teen car insurance in Berkeley Heights, NJ can be expensive. Take a look at rates from the top car insurance companies in Berkeley Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berkeley Heights, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,415 $11,859
Farmers $13,327 $15,371
GEICO $3,474 $3,524
Liberty Mutual $9,206 $10,444
Progressive $8,293 $9,348
State Farm $12,082 $15,515
Travelers $7,757 $8,760

Cheapest Berkeley Heights, NJ Car Insurance for Seniors

Take a look at Berkeley Heights, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berkeley Heights, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $2,834
Farmers $4,283 $4,221
GEICO $1,880 $1,880
Liberty Mutual $3,930 $3,930
Progressive $1,633 $1,655
State Farm $3,365 $3,365
Travelers $3,176 $3,200

Cheapest Berkeley Heights, NJ Car Insurance Rates After a DUI

A DUI in Berkeley Heights, NJ increases car insurance rates. Compare Berkeley Heights, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berkeley Heights, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,449
Farmers $7,569
GEICO $3,360
Liberty Mutual $5,284
Progressive $3,516
State Farm $10,076
Travelers $5,015

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Berkeley Heights, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berkeley Heights, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berkeley Heights, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,973 $4,992
Farmers $7,112 $7,112
GEICO $2,353 $2,390
Liberty Mutual $5,337 $5,441
Progressive $3,584 $3,584
State Farm $6,184 $6,502
Travelers $4,531 $4,531

The Best Cheap Car Insurance Companies in Berkeley Heights, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Berkeley Heights, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berkeley Heights, New Jersey

Insurance Company Average Annual Rates
Allstate $4,983
Farmers $7,112
GEICO $2,371
Liberty Mutual $5,389
Progressive $3,584
State Farm $6,343
Travelers $4,531

Category Winners: Cheapest Car Insurance in Berkeley Heights, New Jersey

Find the cheapest car insurance companies in Berkeley Heights, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Berkeley Heights, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Berkeley Heights, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berkeley Heights car insurance rates. Find the cheapest Berkeley Heights, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berkeley Heights, New Jersey

Insurance Company Low Medium High
Allstate $4,635 $5,050 $5,263
Farmers $6,518 $7,102 $7,716
GEICO $2,133 $2,417 $2,564
Liberty Mutual $4,849 $5,547 $5,770
Progressive $3,282 $3,641 $3,829
State Farm $5,931 $6,420 $6,679
Travelers $4,127 $4,529 $4,938

Compare Car Insurance Quotes in Berkeley Heights, NJ

Ready to find affordable Berkeley Heights, New Jersey car insurance today? Enter your ZIP code for fast, free Berkeley Heights, NJ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption