Compare Cranford, NJ Car Insurance Rates (2021)

Car insurance in Cranford, NJ averages $440 a month. Cranford, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Cranford car insurance rates, compare quotes from the top car insurance companies in Cranford, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cranford for teen drivers is GEICO
  • Average car insurance rates in Cranford, NJ after a DUI are $6,208/year
  • The cheapest car insurance company in Cranford is GEICO

If you need to buy Cranford, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Cranford, NJ is right here.

You’ll find Cranford car insurance rates, the cheapest Cranford, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Cranford, New Jersey car insurance rates to Bayonne car insurance rates, Camden car insurance rates, and Jersey City car insurance rates.

Ready to find affordable Cranford, NJ car insurance today? Enter your ZIP code for fast, free Cranford car insurance quotes.

Cheapest Cranford, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cranford, NJ car insurance rates? Every Cranford, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cranford, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,539 $3,523 $3,438 $3,438 $11,067 $13,438 $4,165 $4,265
Farmers $4,608 $4,624 $4,490 $4,352 $12,947 $14,753 $5,422 $5,410
GEICO $2,142 $2,108 $2,097 $2,097 $3,915 $3,922 $2,464 $2,408
Liberty Mutual $4,270 $4,270 $4,688 $4,688 $11,188 $12,716 $4,688 $5,399
Progressive $2,056 $1,890 $1,855 $1,926 $9,168 $9,904 $2,421 $2,262
State Farm $4,049 $4,049 $3,665 $3,665 $13,246 $17,003 $4,614 $5,159
Travelers $2,973 $2,909 $2,753 $2,794 $6,884 $7,853 $2,922 $2,911

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Minimum Car Insurance in Cranford, NJ

Every driver must carry the minimum car insurance in Cranford, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Cranford, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Cranford, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cranford, NJ. Compare credit history car insurance rates in Cranford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cranford, New Jersey

Insurance Company Poor Fair Good
Allstate $8,178 $5,259 $4,141
Farmers $8,455 $6,580 $6,192
GEICO $3,977 $2,292 $1,664
Liberty Mutual $8,219 $6,097 $5,150
Progressive $4,423 $3,845 $3,538
State Farm $10,023 $6,051 $4,720
Travelers $5,333 $3,942 $2,725

Cheapest Cranford, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cranford, NJ to rates for a clean record with top companies.

Annual Cranford, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,391 $7,312 $6,389 $5,346
Farmers $5,500 $9,243 $7,648 $5,911
GEICO $2,060 $2,703 $3,753 $2,060
Liberty Mutual $6,233 $7,125 $6,364 $6,233
Progressive $3,356 $4,571 $3,875 $3,939
State Farm $3,773 $6,858 $11,017 $6,077
Travelers $3,082 $4,550 $4,410 $3,958

Cheapest Cranford, NJ Car Insurance for Teen Drivers

Teen car insurance in Cranford, NJ can be expensive. Take a look at rates from the top car insurance companies in Cranford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cranford, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,067 $13,438
Farmers $12,947 $14,753
GEICO $3,915 $3,922
Liberty Mutual $11,188 $12,716
Progressive $9,168 $9,904
State Farm $13,246 $17,003
Travelers $6,884 $7,853

Cheapest Cranford, NJ Car Insurance for Seniors

Take a look at Cranford, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cranford, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,438 $3,438
Farmers $4,490 $4,352
GEICO $2,097 $2,097
Liberty Mutual $4,688 $4,688
Progressive $1,855 $1,926
State Farm $3,665 $3,665
Travelers $2,753 $2,794

Cheapest Cranford, NJ Car Insurance Rates After a DUI

A DUI in Cranford, NJ increases car insurance rates. Compare Cranford, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cranford, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,389
Farmers $7,648
GEICO $3,753
Liberty Mutual $6,364
Progressive $3,875
State Farm $11,017
Travelers $4,410

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Cheapest Cranford, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cranford, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cranford, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,848 $5,871
Farmers $7,076 $7,076
GEICO $2,622 $2,666
Liberty Mutual $6,425 $6,552
Progressive $3,935 $3,935
State Farm $6,756 $7,107
Travelers $4,000 $4,000

The Best Cheap Car Insurance Companies in Cranford, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Cranford, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cranford, New Jersey

Insurance Company Average Annual Rates
Allstate $5,859
Farmers $7,076
GEICO $2,644
Liberty Mutual $6,488
Progressive $3,935
State Farm $6,931
Travelers $4,000

Category Winners: Cheapest Car Insurance in Cranford, New Jersey

Find the cheapest car insurance companies in Cranford, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Cranford, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Cranford, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cranford car insurance rates. Find the cheapest Cranford, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cranford, New Jersey

Insurance Company Low Medium High
Allstate $5,385 $5,949 $6,244
Farmers $6,370 $7,047 $7,810
GEICO $2,330 $2,701 $2,901
Liberty Mutual $5,818 $6,683 $6,964
Progressive $3,531 $4,000 $4,275
State Farm $6,467 $7,017 $7,310
Travelers $3,663 $4,003 $4,335

Compare Car Insurance Quotes in Cranford, NJ

Ready to find affordable Cranford, New Jersey car insurance today? Enter your ZIP code for fast, free Cranford, NJ car insurance quotes.

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