Compare Gorham, ME Car Insurance Rates (2021)

Car insurance in Gorham, ME averages $211 a month. Gorham, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Gorham car insurance rates, compare quotes from the top car insurance companies in Gorham, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gorham, ME after a DUI are $2,975/year
  • The cheapest car insurance company in Gorham is USAA
  • The cheapest car insurance company in Gorham for teen drivers is GEICO

If you need to buy Gorham, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Gorham, ME is right here.

You’ll find Gorham car insurance rates, the cheapest Gorham, ME car insurance companies, and information on Maine car insurance laws. You can also compare Gorham, Maine car insurance rates to Augusta car insurance rates, Bangor car insurance rates, and Portland car insurance rates.

Ready to find affordable Gorham, ME car insurance today? Enter your ZIP code for fast, free Gorham car insurance quotes.

Cheapest Gorham, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gorham, ME car insurance rates? Every Gorham, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gorham, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,816 $1,867 $1,639 $1,775 $4,651 $6,226 $1,968 $2,198
Farmers $1,772 $1,787 $1,673 $1,783 $5,906 $6,450 $2,109 $2,180
GEICO $911 $943 $911 $911 $2,225 $2,892 $993 $1,060
Liberty Mutual $2,787 $2,787 $2,657 $2,657 $5,849 $8,722 $2,787 $3,900
Progressive $1,787 $1,749 $1,787 $1,749 $7,558 $8,487 $2,080 $2,348
State Farm $1,329 $1,329 $1,262 $1,262 $4,321 $5,401 $1,490 $1,626
Travelers $1,089 $1,121 $986 $1,007 $4,425 $5,982 $1,069 $1,216
USAA $783 $769 $779 $759 $2,569 $2,829 $990 $1,034

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Minimum Car Insurance in Gorham, ME

Every driver must carry the minimum car insurance in Gorham, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Gorham, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gorham, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gorham, ME. Compare credit history car insurance rates in Gorham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gorham, Maine

Insurance Company Poor Fair Good
Allstate $3,475 $2,653 $2,174
Farmers $3,440 $2,827 $2,605
GEICO $1,824 $1,210 $1,032
Liberty Mutual $5,593 $3,625 $2,836
Progressive $3,882 $3,340 $3,107
State Farm $3,281 $1,960 $1,517
Travelers $2,485 $2,036 $1,814
USAA $1,718 $1,188 $1,036

Cheapest Gorham, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gorham, ME to rates for a clean record with top companies.

Annual Gorham, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,249 $3,064 $3,207 $2,550
Farmers $2,584 $3,297 $2,859 $3,091
GEICO $986 $1,388 $2,062 $986
Liberty Mutual $3,060 $3,621 $6,052 $3,340
Progressive $2,756 $4,673 $3,070 $3,274
State Farm $2,040 $2,465 $2,252 $2,252
Travelers $1,761 $1,956 $2,453 $2,277
USAA $997 $1,314 $1,847 $1,097

Cheapest Gorham, ME Car Insurance for Teen Drivers

Teen car insurance in Gorham, ME can be expensive. Take a look at rates from the top car insurance companies in Gorham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gorham, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,651 $6,226
Farmers $5,906 $6,450
GEICO $2,225 $2,892
Liberty Mutual $5,849 $8,722
Progressive $7,558 $8,487
State Farm $4,321 $5,401
Travelers $4,425 $5,982
USAA $2,569 $2,829

Cheapest Gorham, ME Car Insurance for Seniors

Take a look at Gorham, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gorham, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,639 $1,775
Farmers $1,673 $1,783
GEICO $911 $911
Liberty Mutual $2,657 $2,657
Progressive $1,787 $1,749
State Farm $1,262 $1,262
Travelers $986 $1,007
USAA $779 $759

Cheapest Gorham, ME Car Insurance Rates After a DUI

A DUI in Gorham, ME increases car insurance rates. Compare Gorham, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gorham, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,207
Farmers $2,859
GEICO $2,062
Liberty Mutual $6,052
Progressive $3,070
State Farm $2,252
Travelers $2,453
USAA $1,847

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Cheapest Gorham, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gorham, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gorham, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,767 $2,767
Farmers $2,958 $2,958
GEICO $1,333 $1,378
Liberty Mutual $3,937 $4,100
Progressive $3,443 $3,443
State Farm $2,179 $2,326
Travelers $2,112 $2,112
USAA $1,277 $1,351

The Best Cheap Car Insurance Companies in Gorham, ME

Take a look at a side-by-side comparison of the top car insurance companies in Gorham, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gorham, Maine

Insurance Company Average Annual Rates
Allstate $2,767
Farmers $2,958
GEICO $1,356
Liberty Mutual $4,018
Progressive $3,443
State Farm $2,252
Travelers $2,112
USAA $1,314

Category Winners: Cheapest Car Insurance in Gorham, Maine

Find the cheapest car insurance companies in Gorham, ME for each category right here.

Best Annual Car Insurance Rates by Company in Gorham, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Gorham, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gorham car insurance rates. Find the cheapest Gorham, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gorham, Maine

Insurance Company Low Medium High
Allstate $2,733 $2,734 $2,835
Farmers $2,832 $2,853 $3,188
GEICO $1,327 $1,337 $1,403
Liberty Mutual $3,963 $3,963 $4,128
Progressive $3,369 $3,377 $3,583
State Farm $2,186 $2,226 $2,345
Travelers $2,074 $2,079 $2,182
USAA $1,284 $1,296 $1,361

What affects car insurance rates in Gorham, Maine?

What factors can have an impact on Gorham, ME car insurance? There are several reasons why Gorham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gorham, Maine.

Commute Time in Gorham

The more time you spend in your car the higher the risk of an accident. The average commute length in Gorham, ME is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in Gorham, ME

Ready to find affordable Gorham, Maine car insurance today? Enter your ZIP code for fast, free Gorham, ME car insurance quotes.

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